Sinthani misonkho yosamutsira: oyambitsa ndi omwe amagulitsa ndalama amvera!

2021 ndi chaka chomwe zinthu zochepa zimasintha pamalamulo ndi malamulo. Umu ndi momwe zilili ndi misonkho yosamutsa. Pa Novembala 12, 2020, Nyumba Yoyimira Nyumba idavomereza chikalata chosinthira msonkho. Cholinga cha biluyi ndikuthandizira kuyambitsa kumene akuyambira pamsika wanyumba poyerekeza ndi omwe amagulitsa ndalama, chifukwa nthawi zambiri amalonda amafulumira kugula nyumba, makamaka m'mizinda (ikuluikulu). Izi zimapangitsa kuti zikhale zovuta kwambiri kwa oyamba kumene kugula nyumba. Mutha kuwerenga mu blog iyi zosintha zomwe zingagwiritsidwe ntchito m'magulu onsewa kuyambira 1 Januware 2021 ndi zomwe muyenera kumvera chifukwa chake.

Sinthani misonkho yosamutsira: oyambitsa ndi omwe amagulitsa ndalama amvera! Chithunzi

Njira ziwirizi

Pofuna kukwaniritsa cholinga chofotokozedwacho pamwambapa, zosintha ziwiri, kapena zocheperako, zidziwitsidwa pankhani yamsonkho kuchokera ku 2021. Zikuyembekezeka kuti izi zichulukitsa kuchuluka kwa zomwe ogula oyambira ayamba kuchita amachepetsa kugulitsa nyumba ndi osunga ndalama.

Muyeso woyamba pankhaniyi umagwira ntchito poyambira ndipo, mwachidule, umaphatikizapo kuchotsedwa pamisonkho yosamutsira. Mwanjira ina, oyambitsa sayeneranso kulipira msonkho kuchokera 1 Januware 2021, kuti kugula nyumba kukhale kotsika mtengo kwambiri kwa iwo. Zotsatira zakhululukidwa, ndalama zonse zokhudzana ndi kugula nyumbayo, kutengera kukwera kwa mtengo wanyumbazo, zitsika. Chonde dziwani kuti: kuchotsedwako ndi kamodzi ndipo mtengo wanyumbayo sungadutse € 400,000 kuyambira 1 Epulo 2021. Kuphatikiza apo, kuchotsera kumangogwira ntchito yosamutsira katunduyo ikachitika kwa notary wazamalamulo pa 1 kapena pambuyo pa 2021 Januware XNUMX ndipo mphindi yosainira mgwirizano wogula siyofunika.

Njira ina ikukhudzana ndi osunga ndalama ndipo zikutanthauza kuti zomwe apeza azilipira msonkho wapamwamba kwambiri kuyambira 1 Januware 2021. Mlingowu udzawonjezedwa kuchokera ku 6% mpaka 8% patsiku lomwe latchulidwa. Mosiyana ndi zoyambira, zimakhala zodula kwambiri kwa osunga ndalama kuti agule nyumba. Kwa iwo, ndalama zonse zomwe zimagulitsidwa ndikugula nyumbayo zidzawonjezeka chifukwa chokwera msonkho wamalonda. Momwemonso, milanduyi sikuti imangopereka misonkho kuzinthu zopanda nyumba, kuphatikiza malo amabizinesi, komanso kugula nyumba zomwe sizingagwiritsidwe ntchito kapena kungogwiritsidwa ntchito kwakanthawi kongokhala. Poterepa, malinga ndi chikumbutso chofotokozera pamalamulo okonzanso msonkho, taganizirani, mwachitsanzo, nyumba ya tchuthi, nyumba yomwe makolo amagulira mwana wawo ndi nyumba zomwe sizigulidwa ndi anthu achilengedwe, koma mwalamulo anthu monga mabungwe azanyumba.

Choyamba kapena wogulitsa?

Koma ndiyeso yanji yomwe muyenera kukumbukira? Mwanjira ina, kodi ndinu woyamba kapena wamalonda? Kaya wina akulowa mumsika wokhala ndi eni nyumba koyamba ndipo sanapeze nyumba kale, zitha kutengedwa ngati poyambira funso ili. Komabe, ndani ali woyenerera kuchotseredwa poyambira komanso amene chiwonjezero cha msonkho chikugwiritsidwa ntchito, sichidziwika pamiyeso iyi. Sizitengera kukhululukidwa ngati inu monga wogula mudali ndi nyumba kale. Mwanjira ina, nyumbayo sikuyenera kukhala nyumba yanu yoyamba kukhala ndi eni kuti mukhale oyenera kukhululukidwa.

Ndalama yosinthira misonkho yosamutsira imagwiritsa ntchito poyambira mosiyana. Kaya mutha kuwerengedwa kuti ndi oyambitsa ndiye kuti mungakhale ndi mwayi wokhululukidwa kumene kumadalira pazinthu zitatu zowonjezera. Zotsatira zake ndi izi:

  • Msinkhu wopezeka. Kuti muwone ngati woyamba, muyenera kukhala pakati pa 18 ndi 35 wazaka. Malire apamwamba a 35 amagwiritsidwa ntchito mu bilu chifukwa kafukufuku wa AFM wasonyeza kuti ndizovuta kwambiri kuthana ndi zomwe wogula ali ndi zaka zosakwana 35. Kuphatikiza apo, pakugwiritsa ntchito zakhululukidwe ndi malire ochepera zaka 18, zofunikira kuti mukhale ndi zaka zakubadwa zikugwiranso ntchito. Cholinga cha malire ochepawa ndikuletsa kugwiritsa ntchito molakwika ufulu wa oyambitsa: sizotheka kuti oimira milandu azigwiritsa ntchito mwayiwu pogula nyumba m'dzina la mwana wakhanda. Kuphatikiza apo, malire azaka amayenera kugwiritsidwa ntchito ndi wogula aliyense, ngakhale nyumba imodzi itapezedwa ndi olandila angapo limodzi. Ngati m'modzi mwa opezawa ndi wamkulu kuposa zaka 15, zotsatirazi zikugwira ntchito kwa wogula uyu: palibe kuchotsera mbali yake.
  • Wopeza omwe sanagwiritsepo ntchito kuchotsedwa kumeneku. Monga tanenera, kukhululukidwa kwa omwe akuyamba kumene kungagwiritsidwe ntchito kamodzi. Kuonetsetsa kuti lamuloli siliphwanyidwa, muyenera kulengeza momveka bwino, mwamphamvu komanso mopanda malire polemba kuti simunagwiritsepo ntchito chikhululukiro choyambira. Kalatayi iyenera kuperekedwa kwa notary yamilandu yaboma kuti agwiritse ntchito zakhululukidwe pamisonkho yosamutsira. M'malo mwake, wothandizira milandu pamilandu amatha kudalira izi, pokhapokha atadziwa kuti izi zidaperekedwa molakwika. Ngati zikuwoneka pambuyo pake kuti inu monga wopezayo mwalembapo zakhululukidwe kale ngakhale kuti mawuwo aperekedwa, kuwunikanso kumapangidwabe.
  • Kugwiritsa ntchito nyumbayo kupatula kwakanthawi kokhala komwe kumakhala kopeza. Mwanjira ina, kuchuluka kwakhululukidwe kwa omwe akuyambira kumene kumangokhala kwa omwe akupeza nyumba. Ponena za izi, ndikofunikira kuti inu monga wopezera ndalama mulengeze momveka bwino, molimba mtima komanso mopanda malire kuti nyumbayo idzagwiritsidwa ntchito kupatula kwakanthawi komanso monga nyumba yokhalamo anthu, komanso kupereka chikalatachi kwa a mlembi wazamalamulo asanatenge ndalama ngati katunduyo atadutsa mwa iye. Kugwiritsa ntchito kwakanthawi kumatanthauza, mwachitsanzo, kubwereka nyumba kapena kugwiritsidwa ntchito ngati tchuthi. Pomwe nyumba zazikulu zimaphatikizira kulembetsa mu mpingo ndikumanga moyo kumeneko (kuphatikiza masewera, sukulu, malo opembedzerako, kusamalira ana, abwenzi, abale). Ngati, ngati wopeza, simugwiritsa ntchito nyumbayo ngati malo anu okhalamo kapena kwakanthawi kochepa kuchokera pa 1 Januware 2021, mudzakhomeredwa msonkho pamlingo wa 8%.

Kuunika kwa njirazi, chifukwa chake yankho la funso loti ngati mukuyenereradi kutulutsa, kumachitika nyumbayo ikapezeka. Makamaka, ino ndi nthawi yomwe chikalata chogulitsa chikakonzedwa kwa notary. Asanapange chikalata cholemba notarial, zolembedwazo zokhudzana ndi zachiwiri ndi zachitatu ziyenera kuperekedwanso kwa notary. Nthawi yomwe mgwirizano wamgwirizano udasainidwa siyofunika pazolemba, monganso momwe zingapezere mwayi kwa omwe akuyamba kumene.

Kugula nyumba ndi gawo lofunikira kwa onse oyambira komanso omwe amagulitsa. Kodi mukufuna kudziwa kuti muli m'gulu liti komanso ndiyeso iti yomwe muyenera kuganizira kuyambira 2021 kupita? Kapena mukufuna thandizo kuti mupange zomwe mukufuna kuti muchotse? Ndiye kukhudzana Law & More. Maloya athu ndi akatswiri pankhani zogulitsa nyumba ndi malonda ndipo ali okondwa kukuthandizani ndi upangiri. Maloya athu adzakhalanso okondwa kukuthandizani pakutsata, mwachitsanzo pankhani yolemba kapena kuyang'ana mgwirizano wogula.

Share