Kodi bizinesi yanu ndiyotani? Ngati mukufuna kupeza, kugulitsa, kapena kungodziwa momwe kampani yanu ikuyendera, ndikofunikira kudziwa yankho la funso ili. Kupatula apo, ngakhale mtengo wamakampani sunafanane ndi mtengo wotsiriza womwe umalipira, ndiye poyambira kukambirana pazokhudza mtengo. Koma kodi mumafika bwanji yankho la funsoli? Pali njira zingapo zosiyanasiyana. Njira zazikulu zimakambidwira pansipa.
Kudziwitsa za phindu la zinthu zonse
Mtengo wachuma wonsewo ndi mtengo wamsika wa kampaniyo ndipo utha kuwerengedwa pochotsa mtengo wazinthu zonse, monga nyumba, makina, zosungira ndi ndalama, kuchotsera ngongole zonse, kapena ngongole. Kutengera kuwerengera uku, zitha kutsimikizika kuti kampani ndiyofunika bwanji pakadali pano. Komabe, njira iyi yowerengera sikuti nthawi zonse imapereka chithunzi chathunthu. Kupatula apo, pepala lokhala ndi kusintha kosasintha ndiye maziko amtengo wapataliwo. Kuphatikiza apo, ndalama zomwe kampaniyo imakhala sizimangokhala ndi zinthu zonse, monga kudziwa, mapangano ndi anthu ogwira ntchito, komanso sizikhala ndi ngongole zonse zanyumba monga kubwereketsa ndi kubwereketsa. Njirayi ndichithunzi chabe chomwe sichinena zambiri zakutukuka m'mbuyomu kapena malingaliro amtsogolo a kampaniyo.
Kudziwitsa phindu la phindu
Phindu la phindu ndi njira ina yomwe kutsimikizika kwa kampani kumadziwira. Mosiyana ndi njira yam'mbuyomu, njira yowerengera iyi imaganiziranso (phindu lake) mtsogolo. Kuti mudziwe phindu la kampani yanu pogwiritsa ntchito njirayi, muyenera kudziwa kaye kuchuluka kwa phindu Kenako kufunikira kopindulitsa. Mumazindikira kuchuluka kwa phindu potengera phindu lomwe kampaniyo imagwiritsa ntchito, poganizira za chitukuko m'mbuyomu ndi ziyembekezo zamtsogolo. Kenako mumagawa phindu pobweza zomwe mukufuna. Chofunikira chobwezera nthawi zambiri chimachokera pachidwi chazachuma chomwe sichikhala pachiwopsezo cha nthawi yayitali kuphatikiza chiziwonjezera cha chiwopsezo cha gawo ndi bizinesi. Mwachizoloŵezi, njirayi imagwiritsidwa ntchito kwambiri. Ngakhale zili choncho, njirayi silingaganizire kokwanira momwe kampani ikupezera ndalama komanso kupezeka kwa zinthu zina. Kuphatikiza apo, ndi njirayi, chiwopsezo chazachuma sichingathe kulekanitsidwa ndi chiwopsezo cha ndalama.
Njira yodulitsira ndalama
Chithunzi chabwino kwambiri cha kufunika kwa kampaniyo chimapezeka powerengera njira yotsatirayi, yotchedwanso njira ya DFC. Kupatula apo, njira ya DFC imakhazikika pakuyenda kwa ndalama ndikuyang'ana chitukuko chawo mtsogolo. Lingaliro loti kampaniyo izitha kukwaniritsa zofunikira zake ngati ndalama zokwanira zibwera ndikuti zotsatira zam'mbuyomu sizotsimikizira zamtsogolo. Ichi ndichifukwa chake mabanki amakhalanso ofunika kwambiri pakuwunika kwa kampani malinga ndi njira iyi ya DFC. Komabe, kuwerengera molingana ndi njirayi ndi kovuta. Kuti mupange chithunzi chabwino cha phindu lomwe mungapange ndi kampaniyo mtsogolo, ndikofunikira kuwerengera ndalama zonse mtsogolo. Pambuyo pake, ndalama zomwe zikubwera ziyenera kukhazikitsidwa ndi ndalama zomwe zikutuluka. Pomaliza, mothandizidwa ndi Weight A average Cost of Capital (WACC), zotsatira zake zimachotsedwa ndipo kufunikira kwa kampani kumatsatira.
Pamwambapa njira zitatu zomwe takambirana kuti tidziwe phindu la kampaniyo. Kubwerera ku funso loyambira, yankho lake siwopatsa chidwi. Kuphatikiza apo, njira iliyonse imabweretsa zotsatira zosiyana. Pomwe njira imodzi imangoyang'ana chithunzithunzi ndikuwona kuti kampani ndiyofunika miliyoni, njira inayo imayang'ana kwambiri mtsogolo ndipo ikuyembekeza kuti kampani yomweyi ikufunika miliyoni imodzi ndi theka. Zikuwoneka zomveka kusankha njira ndi mtengo wapamwamba kwambiri. Komabe, iyi si nthawi zonse njira yabwino kwambiri yopangira makampani anu ndipo kuwerengera kumapangidwa mwanjira zambiri. Ichi ndichifukwa chake kuli kwanzeru kuchita zantchito ndikukalandira upangiri pamalo anu ovomerezeka musanayambe kugula kapena kugula. Law & MoreMaloya awo ndi akatswiri pankhani zamalamulo m'makampani ndipo ali okondwa kukupatsani upangiri komanso mitundu ina ya chithandizo munthawi yanu, monga kulemba ndi kuyesa mapangano, khama moyenera komanso kutenga nawo mbali pazokambirana.
