Zimakhala zovuta kusankha ngati banja litha. Mukaganiza kuti iyi ndiyo njira yokhayo, njirayi imayamba. Zinthu zambiri zimayenera kulinganizidwa ndipo idzakhalanso nthawi yovuta pamaganizidwe. Kukuthandizani paulendo wanu, tikambirana mwachidule masitepe onse omwe muyenera kuchita mukasudzulana.
Gawo 1: Chidziwitso cha chisudzulo
Ndikofunika kuti uzani kaye mnzanuyo kuti mukufuna kusudzulana. Chidziwitsochi nthawi zambiri chimatchedwanso chidziwitso cha kusudzulana. Ndikwanzeru kupereka chidziwitso ichi kwa mnzanu. Zingakhale zovuta bwanji, ndibwino kuti tizikambirana. Mwanjira imeneyi mutha kufotokoza chifukwa chomwe mwapangira chisankhochi. Yesetsani kusaimbirana mlandu. Ndichosankha chovuta kwa nonse awiri. Ndikofunika kuti muyesetse kulankhulana bwino. Komanso, ndibwino kupewa mikangano. Mwanjira imeneyi, mutha kuteteza kuti banja lanu lisakhale nkhondo yolimbana.
Ngati mutha kulankhulana bwino, mutha kutha banja limodzi. Ndikofunikira kuti mupeze loya kuti akutsogolereni panthawiyi. Ngati kulumikizana ndi wokondedwa wanu kuli kwabwino, mutha kugwiritsa ntchito loya m'modzi limodzi. Ngati sizili choncho, gulu lililonse liyenera kulemba loya wake.
Gawo 2: Kuyitanitsa loya / mkhalapakati
Chisudzulo chidziwitsidwa ndi woweruza ndipo ndi okhawo amilandu omwe amatha kupempha kuti athetse banja. Kaya musankhe loya kapena mkhalapakati zimadalira momwe mukufuna kusudzulana. Pakukambirana, mumasankha kutsagana ndi loya / mkhalapakati m'modzi. Ngati inu ndi mnzanu aliyense mugwiritsa ntchito loya wanu, mudzakhala mbali zotsutsana. Zikatere, makhothi amatenga nthawi yayitali ndikupeza ndalama zambiri.
Gawo 3: Zambiri zofunika ndi zikalata
Kwa chisudzulo, zambiri pazokhudza inu, mnzanu ndi ana ndizofunikira. Mwachitsanzo, chiphaso chaukwati, satifiketi yakubadwa ya ana, ma BRP ochokera kumatauni, zomwe zidalembedwa m'kaundula wa zamndende ndi mapangano aliwonse apabanja. Izi ndizofunikira kwambiri komanso zikalata zofunika kuti banja lithe. Ngati mungafune zikalata kapena zidziwitso zambiri, loya wanu adzakuwuzani.
Gawo 4: Katundu ndi ngongole
Ndikofunika kuti mulembe zonse zomwe muli nazo ndi zomwe muli nazo pa nthawi ya chisudzulo ndikusonkhanitsa zikalata. Mwachitsanzo, mutha kuganizira za chikalata chaumboni chanyumba yanu komanso chikalata chobwereketsa chanyumba. Zikalata zotsatirazi zithandizanso kukhala zofunika: ma inshuwaransi a capital capital, ma annuity policy, ndalama, ndalama zakubanki (kuchokera kumasungidwe ndi maakaunti aku banki) ndi misonkho ya msonkho yazaka zaposachedwa. Kuphatikiza apo, mndandanda wazotsatira zapanyumba uyenera kulembedwa momwe mungasonyezere yemwe adzalandire chiyani.
Gawo 5: Kuthandizira ana / kuthandizira Mnzanu
Malingana ndi momwe mulili pachuma, thandizo la ana kapena okwatirana liyeneranso kulipidwa. Kuti mudziwe izi, zomwe mwapeza ndi zolipirira mbali zonse ziwiri ziyenera kuwunikidwanso. Kutengera ndi izi, loya wanu / mkhalapakati wanu akhoza kuwerengetsa za alimony.
Gawo 6: penshoni
Chisudzulo chingakhalenso ndi zotsatirapo pa penshoni yanu. Kuti muthe kudziwa izi, zikalata zimafunikira kuti muwonetse ndalama zonse za penshoni zomwe inu ndi mnzanu muli nazo. Pambuyo pake, inu ndi mnzanu (wakale) mutha kupanga dongosolo lokhudza magawidwe apenshoni. Mwachitsanzo, mutha kusankha pakati pa malamulo ofanana kapena njira yosinthira. Thumba lanu la penshoni lingakuthandizeni kupanga chisankho choyenera.
Gawo 7: Ndondomeko ya kulera
Ngati inu ndi mnzanu (wakale) mulinso ndi ana, mukuyenera kupanga njira yolerera limodzi. Ndondomeko iyi yakulera imaperekedwa kukhothi limodzi ndi pempho lakusudzulana. Mu pulani iyi mupanga mapangano pamodzi za:
- Momwe mumagawira ntchito zosamalira ndi kulera;
- momwe mumadziwitsirana ndi kufunsana za zochitika zofunika kwa ana komanso za chuma cha ana ang'onoang'ono;
- mtengo wa chisamaliro ndi maleredwe a ana ang'onoang'ono.
Ndikofunikira kuti ana nawonso atenge nawo gawo polemba njira yolerera. Woyimira milandu wanu atha kukutengerani limodzi njira yolerera. Mwanjira imeneyi mutha kukhala otsimikiza kuti dongosolo la kulera likukwaniritsa zofunikira zonse kubwalo lamilandu.
Gawo 8: Kulemba pempholo
Pomwe mgwirizano wonse wapangidwa, loya wanu limodzi kapena loya wa mnzanuyo apanga pempholo loti athetse banja ndikupereka khothi. Mukusudzulana kosakondera, winayo adzapatsidwa nthawi yoti afotokozere mlandu wawo kenako ndikuti khothi likonzekere. Ngati mwasankha kusudzulana limodzi, loya wanu apereka pempholo, ndipo nthawi zambiri, khothi silingakhale lofunikira.
Gawo 9: Zochitika pakamwa
Pakamayankhulidwa pakamwa, maphwando akuyenera kuwonekera limodzi ndi loya wawo. Pakumva pakamwa, maphwando amapatsidwa mwayi wofotokoza nkhani yawo. Woweruzayo apezanso mwayi wofunsa mafunso. Ngati woweruzayo akuwona kuti ali ndi chidziwitso chokwanira, amaliza kumvetsera ndikuwonetsa kuti azigamula nthawi yanji.
Gawo 10: Chisankho chosudzulana
Woweruza akangolengeza chigamulo chokwatirana, mutha kuchita apilo pasanathe miyezi itatu lamulolo ngati simukugwirizana ndi chigamulochi. Pambuyo pa miyezi itatu chigamulocho chimakhala chosasinthika ndipo chisudzulo chitha kulembetsa m'kaundula waboma. Pomwepo ndiye chisudzulo chomaliza. Ngati simukufuna kudikirira miyezi itatu, inu ndi mnzanu mutha kusaina chikalata chovomerezeka chomwe loya wanu adzalemba. Chikalatachi chikusonyeza kuti mukugwirizana ndi chigamulo chothetsa banja ndipo simupereka apilo. Simuyenera kudikirira miyezi itatu ndipo mutha kulembetsa nthawi yomweyo chisudzulo mu Civil Registry.
Kodi mukufuna thandizo pa chisudzulo chanu kapena muli ndi mafunso aliwonse okhudzana ndi chisudzulo? Kenako lemberani akatswiriwo maloya amilandu at Law & More. At Law & More, tikudziwa kuti chisudzulo ndi zomwe zingachitike pambuyo pake zitha kusintha moyo wanu. Ichi ndichifukwa chake timayandikira. Maloya athu amathanso kukuthandizani pazochitika zilizonse. Maloya ku Law & More Ndi akatswiri pankhani yamalamulo a banja ndi banja ndipo ali okondwa kukutsogolerani, mwina limodzi ndi mnzanu, panthawi yachisudzulo.
