Kuphatikiza tsankho: Chitetezo chakanthawi ngati chipani chosalipira
Kulumikizana ndi tsankho kumatha kuonedwa ngati mawonekedwe osungika, osakhalitsa. Kugwirizana ndi tsankho kumatha kuthandizira kuti wokongoza ngongoleyo asachotse katundu wakeyo asanapatsidwe ngongole angapeze mwayi woti abwezeretsenso ndalama zomwe adazipeza pomwe woweruza ayenera kupereka. Mosiyana ndi zomwe nthawi zambiri zimaganiziridwa, kudziphatikiza kosatsutsana komwe sikupangitsa kuti zomwe ukunenazi zichitike posachedwa. Kuphatikiza pachiwonetsero ndi chida chomwe chimagwiritsidwa ntchito kwambiri, chomwe chimagwiritsidwanso ntchito ngati chofunikira kuti wopanga ngongole am'pangitse kuti alipire. Poyerekeza ndi mayiko ena, kuphatikiza katundu ku Netherlands ndikosavuta. Kodi katundu angalumikizidwe bwanji chifukwa cholumikizidwa mopanda tsankho komanso tanthauzo lake?
Kuphatikizika kwatsankho
Wina akafuna kulanda katundu kudzera pachipangizo choyambirira, ayenera kupereka fomu kwa woweruza woyamba. Ntchitoyi iyenera kukwaniritsa zofunikira zina. Kufunsaku kuyenera kukhala ndi mtundu wa cholumikizira chomwe mukufuna, zidziwitso zakumenyera ufulu (mwachitsanzo umwini kapena ufulu wolipirira kuwonongeka) ndi ndalama zomwe wobwereketsayo akufuna kulanda katundu wa wobwereketsayo. Woweruza akaganiza zofunsazo, sawunika zambiri. Kafukufuku amene wachitika ndi wachidule. Komabe, pempho lololeza kukondera lingavomerezedwe pokhapokha zitha kuwonetsedwa kuti pali mantha oyenera kuti wobwereketsa, kapena wachitatu yemwe katunduyo ali, adzachotsa katunduyo. Pachifukwa ichi, wobwereketsa sakudziwitsidwa pa pempho lakuyanjanitsa; kulandidwa kudzabwera modzidzimutsa.
Pakadali pomwe pempholi livomerezedwa, milandu yayikulu ikukhudzana ndi kudandaula komwe kusungirako kosaloledwa kuyenera kukhazikitsidwa mkati mwa nthawi yomwe woweruza azilandira, omwe ndi masiku osachepera 8 kuyambira nthawi yomwe avomerezedwa kuti adzagwirizana . Nthawi zambiri, woweruzayo adzawerengera masiku 14. Cholembedwacho chimalengezedwa kwa wokongoza ngongole kudzera pachidziwitso chodziphatika chomwe adamupatsa ndi msungamiyo. Nthawi zambiri, zomwe zimapangidwira zimakhalabe zogwira ntchito mpaka cholembera chikafika. Zolemba izi zikapezeka, cholumikizira cholakwika chimasinthidwa kukhala cholembedwa pansi pa cholembera kuti aphedwe ndipo wobwereketsa atha kufunsira zinthu zomwe zidasungidwa kwa wokongoza ngongole. Woweruza akakana kupereka zolemba kuti aphedwe, mawonekedwe atsankho adzatha. Chochititsa chidwi ndichakuti kudzipatulira mosakondera sikutanthauza kuti wokongoza sangathe kugulitsa zinthu zomwe zikanamatidwa. Izi zikutanthauza kuti cholumikizacho chimangotsalira pazinthuzo ngati zikugulitsidwa.
Ndi katundu uti yemwe angagwidwe?
Zinthu zonse za amene muli ndi ngongole zimatha kulumikizidwa. Izi zikutanthauza kuti kuphatikiza kutha kuchitika pokhudzana ndi kufufuza, malipiro (ndalama), maakaunti akubanki, nyumba, magalimoto, ndi zina. Izi zikutanthauza kuti katundu (pamenepa ndalama zomwe amapeza) zimagwidwa ndi gulu lachitatu (olemba anzawo ntchito).
Kutha kwa kuphatikiza
Kukonda mwachisawawa pazinthu zomwe muli ndi ngongole kungathetsedwe. Choyambirira, izi zitha kuchitika ngati khothi lalikulu likugamula kuti chomenyedwacho chikuyenera kuchotsedwa. Phwando lomwe limakusangalatsani (nthawi zambiri wokongoza ngongoleyo) amathanso kupempha kuti kuthetsedwe kwachinsinsi. Chifukwa chomwe izi zitha kukhala kuti wokongoza ngongole amateteza chitetezo china, kuti zikuwoneka kuchokera pakuwunika mwachidule kuti zomwe zaphatikiza sizofunikira kapena kuti pakhala cholakwika mwanjira.
Zoyipa pakuphatikizika kopanda tsankho
Ngakhale kuti kuphatikiza tsankho kumawoneka ngati njira yabwino, munthu ayenera kukumbukiranso kuti pakhoza kukhala zotsatirapo ngati pempho la tsankho limayang'ana mopepuka. Pakadali pano zofunsira zomwe tsankho limayenderana limatsutsidwa, wobwereketsa yemwe wapereka lamulo loti aphatikize adzakhala ndi mlandu pazomwe zimawonongeka ndi wobwereketsa. Kuphatikiza apo, milandu yolumikizana ndi tsankho imawononga ndalama (lingalirani chindapusa cha bailiff, ndalama za khothi ndi ndalama za loya), sizomwe zonse zidzabwezeredwa ndi wokongoza ngongole. Kuphatikiza apo, wobwereketsa nthawi zonse amakhala ndi chiwopsezo choti palibe chomwe anganene, mwachitsanzo chifukwa chakuti pakuba pali zinthu zonse zofunikira pantchitoyo zomwe zimaposa mtengo wake ndipo zimayang'ana patsogolo kuti zimuphe kapena palibe ndalama ku banki yakubanki.
Lumikizanani
Ngati mungakhale ndi mafunso ena kapena ndemanga mukatha kuwerenga nkhaniyi, omasuka kulumikizana ndi Mr. Maxim Hodak, woweruza milandu ku Law & More kudzera pa maxim.hodak@lawandmore.nl kapena Mr. Tom Meevis, loya wa ku Law & More kudzera tom.meevis@lawandmore.nl kapena tiimbireni pa + 31 (0) 40-3690680.
