Digital Services Act (DSA) & Digital Markets Act (DMA) Guide

Digital Services Act (DSA) ndi Digital Markets Act (DMA) ndi malamulo a EU omwe amakhazikitsa malamulo atsopano, ovomerezeka kwa opereka chithandizo pa intaneti ndi nsanja zamphamvu za "apakhomo" kuti asunge ogwiritsa ntchito motetezeka ndi misika yachilungamo. Ngakhale adalembedwera ku Brussels, kufikira kwawo ndi padziko lonse lapansi: kampani iliyonse yomwe imayang'ana ogwiritsa ntchito a EU iyenera kumvera kapena kuyika chiwopsezo cha chindapusa cha 6 % -ndipo, kwa alonda obwereza, 20 % -pazotuluka zapadziko lonse lapansi. Ndi kukakamiza kwathunthu kwa DSA komanso malipoti oyamba a DMA omwe akuyenera kutsatiridwa m'miyezi ingapo, ma board ndi magulu azogulitsa ali ndi nthawi yochepa kuti adziwe zomwe zikufunika kusintha.

Bukuli likudutsa m'mawu azamalamulo. Mupeza matanthauzo omveka bwino, kufananitsa mbali ndi mbali, masiku ofunikira, ndi mndandanda wazomwe zimamasulira zolembedwa zamalamulo kukhala zothandiza kwa ogwira ntchito zaukadaulo, zamalamulo, ndi omvera. Pitani kuti muwone momwe bukhu latsopano la malamulo limakhudzira bizinesi yanu-ndi zomwe muyenera kuchita kenako.

EU's New Digital Rulebook Pang'onopang'ono

Brussels sanalembe Digital Services Act (DSA) ndi Digital Markets Act (DMA) padera. Onse pamodzi akhazikitsa ndondomeko yowonjezera yowonjezera yomwe ikufuna kuyambiranso chuma cha EU pa intaneti patatha zaka makumi awiri za mphamvu zowonongeka papulatifomu ndi kukakamiza zigamba.

Chifukwa chiyani EU idayambitsa DSA & DMA

• Kulamulira kwa Big Tech kudavumbulutsa malo osawoneka bwino pamalamulo ampikisano: milandu yotsutsa imodzi idatenga zaka, pomwe alonda apachipata adapitilirabe.
• Zosaloledwa (zofalitsa zauchigawenga, katundu wabodza) zimayenda mosasunthika kudutsa malire, ndipo 2000 e-Commerce Directive idapereka zambiri kuposa kuzindikira ndi kutsitsa.
• Opanga ndondomeko amafuna kulimbikitsa ufulu wachibadwidwe - kuganiza za ufulu wolankhula ndi chitetezo cha ogula - popanda kukakamiza kuwunika.
• Zandale, malamulo amapasa amawerengedwa ngati msana wa msika wodalirika wa Digital Single Market womwe ungapikisane ndi US ndi China.

Udindo Mkati mwa Njira Yambiri ya EU Digital

DSA ndi DMA zimakhala pafupi, osati pamwamba pa, zochitika zina zapamwamba:

• GDPR → zambiri zanu
• NIS2 → cybersecurity
• Data Act → kugawana deta yamakampani
• AI Act → ma aligorivimu omwe ali pachiwopsezo chachikulu
• Platform Work Directive → ufulu wa gig-worker

Lamulo lirilonse limalimbana ndi malo owopsa osiyanasiyana; Kugwiritsiridwa ntchito kumagawidwa pakati pa olamulira dziko ndi European Commission kuti asagwirizane pamene akuthandizira kufufuza pamodzi.

Zolinga Zapamwamba ndi Mfundo Zazikulu

Kuphatikizidwa pamodzi, DSA imalimbikitsa utsogoleri wokhutira, pamene DMA imapangitsa kuti misika ikhale yotsutsana - nkhonya imodzi-awiri yomwe imagwirizanitsa masewera a digito.

Digital Services Act (DSA): Kuchuluka, Zolinga & Zofunika Kwambiri

DSA imalembanso buku lamasewera pachilichonse chomwe chimanyamula, chosungira, kapena chosungira zinthu pa intaneti. Cholinga chake ndi chosamveka: sungani ogwiritsa ntchito kukhala otetezeka ndikusunga msika wamalingaliro ndi katundu. Kuti tichite izi, lamuloli limayika maudindo potengera mtundu wa ntchito - kukhudza kopepuka kwa mapaipi a netiweki, olemetsa kwa zimphona zazikulu zomwe ma aligovimu awo amawongolera mkangano wapagulu. Chifukwa limagwira ntchito nthawi iliyonse ogwiritsa ntchito a EU "akutsata," lamuloli limakhudza ogulitsa a SaaS padziko lonse lapansi ndikuyenda m'mbali zotsitsa monga mayina apanyumba.

Yemwe Ayenera Kutsatira

• Ma mere conduit services (ISP, CDN), opereka ma caching, mautumiki osungira, ndi "mapulatifomu apaintaneti" omwe amayika zinthu za ogwiritsa ntchito ndi gulu lachitatu patsogolo pa ena onse amagwera pamlingo woyenera.
• Gulu lapadera—Mapulatifomu Aakulu Kwambiri Paintaneti (VLOPs) ndi Makina Osaka Paintaneti Aakulu Kwambiri (VLOSE)—akuyamba pa 45 miliyoni mwezi uliwonse ogwiritsa ntchito a EU.
• Malo alibe ntchito: wopereka chithandizo ku EU kapena kuyang'anira machitidwe a ogwiritsa ntchito a EU ayenera kusankha woyimilira mwalamulo ku EU.

Ntchito Zoyambira Kwa Akhalapakati Onse

• Khazikitsani tchanelo chosavuta kugwiritsa ntchito cha "chidziwitso-ndi-zochita" kuti aliyense athe kulengeza zosagwirizana ndi malamulo.
• Falitsani malipoti apachaka owonetsetsa kuti asamachite zinthu mwachisawawa, maoda ochokera kwa aboma, komanso kugwiritsa ntchito zida zamagetsi.
• Sungani malo amodzi olumikizirana ndi ogwiritsa ntchito ndi owongolera.
• Gwirizanani mwachangu ndi makhothi adziko komanso Ogwirizanitsa Ntchito Za digito.

Malamulo Owonjezera a Mapulatifomu Paintaneti

• Tsimikizirani amalonda - "Dziwani Makasitomala Anu Amalonda" musanawalole kugulitsa kwa ogula.
• Perekani njira zopititsira madandaulo amkati ndi mwayi wothetsera mikangano kunja kwa khoti.
• Lembetsani zotsatsa zilizonse munthawi yeniyeni, tchulani zomwe mukufuna kutsata, ndikuletsa zotsatsa potengera zomwe zili zodziwika bwino kapena zoyang'ana ana opanda chitetezo.

Zofunikira za VLOP/VLOSE

• Chitani—ndi kufalitsa—kuwunika kwapachaka kwa ngozi zomwe zikukhudza nkhani zabodza, kukhulupirika pazisankho, ndi chitetezo cha ana.
• Kukhazikitsa mapulani ochepetsera omwe amayang'aniridwa ndi ofisala wodziyimira pawokha komanso kuwunika kwakunja.
• Sungani nkhokwe zotsatsira anthu ndi ma API osakira kuti ofufuza athe kuyang'ana kwambiri zandale komanso zotsatsa.
• Gwiritsani ntchito ma protocol azovuta pamene zochitika monga miliri kapena nkhondo zikuchulukirachulukira pa intaneti.

Liability ndi Safe-Harbor Nuances

DSA imasunga doko lotetezedwa lachikale: palibe mlandu ngati woperekayo alibe "chidziwitso chenicheni" chakusaloledwa (Article 4). Koma bala imawuka kamodzi chidziwitso chodalirika chikafika - kutsika ndipo mumataya chitetezo. Chofunika kwambiri, Lamuloli limakana kuyang'anira mosabisa, m'malo mwake kuyika "ntchito yosamalira" yolinganizidwa ndi kukula kwa nsanja. Chitsanzo: Pamsika amene amachotsa msanga chikwama chabodza amasunga chishango; Munthu amene amanyalanyaza zidziwitso zobwerezabwereza akhoza kuyang'anizana ndi malamulo ochotsa ndi kulipira chindapusa chofikira 6 % pazachuma padziko lonse lapansi.

Digital Markets Act (DMA): Kukula, Zolinga & Zofunika Kwambiri

Pomwe malamulo a DSA ali, DMA imalimbana ndi mphamvu zamsika. Ndilo buku la malamulo la mpikisano lakale lomwe limafotokozeratu momwe nsanja za "oyang'anira pakhomo" ziyenera kukhalira kuti makampani ang'onoang'ono athe kufikira makasitomala, kupanga zatsopano, ndi kupanga ndalama zomwe amapereka. Zilango zimangowonjezera maso—mpaka 10 % ya ndalama zonse zapadziko lonse (20 % kwa olakwa obwerezabwereza)—chotero kudziwa ngati muli, kapena kudalira, mlonda wa pakhomo n’kofunika kwambiri.

Kutanthauzira "Oyang'anira Zipata"

Wopereka chithandizo amaganiziridwa kuti ndi mlonda wa pakhomo pamene akupereka ntchito yaikulu ya pulatifomu ndipo akukumana ndi ziwerengero zonse zitatu:

• € 7.5 biliyoni EEA zotuluka (zaka zitatu zapitazi) or € 75 biliyoni msika
• Osachepera 45 miliyoni omwe akugwira ntchito mwezi uliwonse ku EU
• Osachepera 10 000 akugwira ntchito pachaka ogwiritsa ntchito bizinesi

Ntchito zazikuluzikulu zamapulatifomu zimaphatikizapo injini zosaka, malo ochezera, makina ogwiritsira ntchito, misika yapaintaneti, malo ogulitsira mapulogalamu, ntchito zotsatsa, asakatuli, othandizira mawu ndi ntchito zamtambo.
Commission ikhoza kuyikabe kampani ngati mlonda wapazipata poyesa mayeso abwino - "okhazikika komanso olimba" pamsika - pomwe mabizinesi akhoza kukana kusankhidwa ngati awonetsa kuti alibe mphamvu zotere.

Maudindo Osunga Zipata Ayenera Kuchita

Oyang'anira zipata ayenera, mkati mwa miyezi isanu ndi umodzi atatchulidwa:

• Lolani ogwiritsa ntchito kuti achotse mapulogalamu omwe adadzaza kale ndikusintha zosasintha mosavuta.
• Yambitsani kusuntha kwa data munthawi yeniyeni ndikupatseni ogwiritsa ntchito mabizinesi mwayi wowonera momwe ntchito ikugwirira ntchito.
• Onetsetsani kugwirizana kwa ntchito zoyambira zotumizira mauthenga (mawu, mawu, makanema).
• Perekani otsatsa ndi osindikiza mitengo yowonekera pazotsatsa zilizonse komanso perekani zida zoyanjanitsa.
• Gwiritsani ntchito mawu ozikidwa pa FRAND kuti mupeze malo ogulitsa mapulogalamu, ntchito zolipira, ndi masanjidwe a data.

Zoletsedwa Ndi Zoletsedwa

• Kudzitengera okha zinthu zawo kapena ntchito zawo pamasanjidwe kapena zotsatira.
• Kutsekereza ogwiritsa ntchito mabizinesi kudzera m'magawo oletsa kuwongolera kapena kuphatikiza ntchito "zoyenera kutenga".
• Kugwiritsanso ntchito zidziwitso zamunthu zomwe zasonkhanitsidwa kuchokera kugulu lina kupita ku lina popanda kuwonekeratu GDPR kuvomereza.
• Kuletsa opanga chipani chachitatu kugwiritsa ntchito zolipirira zakunja kapena mayankho a ID.

Ndondomeko Yotsatira ndi Kupereka Lipoti

Mayendedwe ake ndi: chidziwitso → wotchi ya miyezi isanu ndi umodzi → lipoti latsatanetsatane. Oyang'anira zipata akuyenera kusankha woyang'anira wodziyimira pawokha, amawunikiridwa pachaka, kuyendetsa njira yoyimbira mluzu kwa ogwiritsa ntchito mabizinesi, ndikusunga zidziwitso zatsatanetsatane. Kusatsatiridwa kungayambitse malipiro a nthawi ndi nthawi a 5 % tsiku lililonse ndipo, pamapeto pake, zithandizo zamapangidwe monga divestiture.

Kuyanjana Ndi Lamulo Lampikisano

DMA ili pambali pa Zolemba 101/102 TFEU. Sichimalowetsa zochitika ndi zochitika za antitrust; m'malo mwake, imapereka malamulo owoneka bwino omwe amatsatiridwa ndi Commission's DMA Taskforce, pomwe oyang'anira mpikisano m'dziko amathandizira pakusonkhanitsa umboni ndikuwunika. Onse ali ndi cholinga chotsimikizira misika ya digito yomwe ingapikisane komanso mwachilungamo ku EU.

DSA vs. DMA: Kufananitsa Mbali ndi Mbali

Malamulo onsewa amachokera ku buku lofanana la Brussels, koma amalimbana ndi mavuto osiyanasiyana. Digital Services Act (DSA) imayendetsa momwe zinthu zimayendera ndikuwongolera; Digital Markets Act (DMA) imayang'anira mphamvu yazachuma yamapulatifomu ochepa a "alonda". Matrix omwe ali pansipa akuwunikira magawo ofunikira omwe muyenera kudziwa popanga ntchito zotsatiridwa.

Cholinga ndi Core Focus

• DSA: Chitetezo cha wogwiritsa ntchito, kuwonekera, ndi kuyankha pa kayendetsedwe ka zinthu.
• DMA: Misika ya digito yotsutsana ndi chilungamo poletsa kuchitapo kanthu kwa alonda.

Mabungwe Ophimbidwa

• DSA: Mkhalapakati aliyense wapaintaneti—kuchokera pabwalo lamasewera kupita ku CDN—ndi zigawo zowonjezera za VLOP/VLOSE.
• DMA: Makampani okhawo omwe amasankhidwa kukhala alonda apachipata omwe amapereka ntchito zapapulatifomu.

Mabungwe Oyang'anira ndi Mphamvu

• DSA: National Digital Service Coordinators kuphatikiza EU Board; mphamvu yoyitanitsa kutsitsa ndi ma audits.
• DMA: Bungwe la European Commission la DMA Taskforce; akhoza kuthamangitsa m'bandakucha ndikukhazikitsa zithandizo zamapangidwe.

Nthawi ndi Madeti

• DSA: Zokwanira kuyambira 17 Feb 2024; ntchito zapachaka za ma VLOP.
• DMA: Kusankhidwa kwa mlonda kumayambitsa wotchi ya miyezi isanu ndi umodzi kuti igwirizane ndi kupereka lipoti loyamba.

Zilango ndi Zida Zothandizira

• DSA: Amalipiritsa mpaka 6 % ya zotuluka zapadziko lonse lapansi, 1% patsiku pakuchedwa, kuyimitsa ntchito pachiwopsezo chadongosolo.
• DMA: Kulipiritsa mpaka 10 % (20 % kubwereza) ndipo, pamapeto pake, kukakamiza kubweza ngongole.

Zomwe Zikuyembekezeka pa Ma SME & Consumers

• Ma SME: Kupeza zambiri papulatifomu ndi kusanja koyenera, komabe mapepala atsopano otsimikizira ogulitsa pansi pa DSA.
• Ogwiritsa: Kuchepa kwachinyengo komanso kusanja kosawoneka bwino, kuwongolera kwambiri pa data ndi mapulogalamu osasinthika - kupambana-kupambana pamene zonse zimagwira ntchito limodzi.

Ndani Ayenera Kutsatira ndi Momwe Mungakhalire Okonzeka

Ngakhale chizindikiritso chanu sichinawonekere ku Brussels, Digital Services Act (DSA) ndi Digital Markets Act (DMA) zitha kutera pa desiki yanu. Malamulo onsewa amadalira zomwe mumachita pa intaneti, osati komwe mwaphatikizidwira. Kuwunika kowonekera bwino, kutsatiridwa ndi dongosolo lalifupi, lobwerezabwereza la polojekiti, kumapangitsa kuti ntchitoyo ikhale yotheka komanso owerengera asangalale.

Kuwonetsa Mapu ndi Ma Bizinesi Model

Makampani omwe si a EU omwe akulunjika kwa ogwiritsa ntchito a EU ayeneranso kusankha woyimilira pazamalamulo wa EU—palibe kuchotserapo.

Msewu Wapamsewu Wotsatira Mwatsatanetsatane

1. Yang'anirani ntchito iliyonse, kuyenda kwa data, ndi malo ogwiritsira ntchito.
2. Perekani mwiniwake wamkulu, perekani bajeti, khalani ndi nthawi ya miyezi isanu ndi umodzi.
3. Yendetsani kuwunika kwa kusiyana motsutsana ndi ntchito zoyambira za DSA ndipo, ngati kuli koyenera, zowonjezera za DMA.
4. Konzani kapena sinthani ma T&C, zolemba zotsatsa, malamulo odandaula amkati.
5. Phunzitsani ogwira ntchito, tumizani zida zaukadaulo, ndikukonzekera lipoti loyamba lowonekera.

Ulamuliro, Zolemba & Malipoti

Sungani zolemba zomwe zili ndi:

• Malipoti apachaka owonetsetsa komanso kuwunika kwachiwopsezo kwadongosolo
• Zidziwitso zolandilidwa ndi zizindikiro zanthawi zochitirapo kanthu
• Algorithm yosintha zipika ndi ziphaso zowunikira
• Malipoti omvera a mlonda (ngati asankhidwa)

Mndandanda wa Ulamuliro Waumisiri ndi Gulu

• Dashboard yodziwitsa ogwiritsa ntchito ndi maola 24 SLA
• Ma module otsimikizira zaka ndi ogulitsa
• API ya kusamuka kwa data (kutumiza kwa JSON/CSV)
• Olekanitsa malo otsatsa omwe ali ndi pomaliza pagulu
• Buku lamasewera loyankha pamavuto lomwe limalumikizidwa ndi mainjiniya oyimbira foni

Bajeti ndi Kukonzekera Zothandizira

Ma SME nthawi zambiri amaika padera €20k–€60k kuti alembetse malamulo ndi zida; Oyang'anira zipata osankhidwa ayenera kuyembekezera kuwononga ndalama zochepera zisanu ndi ziwiri, makamaka pazofufuza ndi kugwirizanitsa ntchito. Unikani "kumanga motsutsana ndi kugula" koyambirira - kuwongolera kapena kutsata kwakunja SaaS ikhoza kuchepetsa ndalama zomwe zikupitilira ndikupangitsa kuti magulu akhale osadalira.

Kukakamiza, Zilango & Njira Zothetsera

Malamulo amagwira ntchito pamene ophwanya amva mbola. Ichi ndichifukwa chake EU idaphatikiza DSA ndi DMA ndi netiweki ya alonda osanjikiza ndi chindapusa chachikulu chopangitsa kuti ngakhale makampani a madola thililiyoni aphethire.

Supervisory Architecture

Digital Service Coordinators amayang'anira ntchito zambiri za DSA kumayiko onse, mothandizidwa ndi Bungwe la EU pamilandu yodutsa malire komanso kugwirizana kwa mfundo. Komitiyi imatsogolera kufufuza kulikonse kwa DMA ndi kuyang'anira konse kwa VLOP/VLOSE, kugwiritsa ntchito mphamvu zowononga mbandakucha, udindo wofunsa mafunso, ndi kulamula nthawi yeniyeni yopezera deta.

Zilango za DSA & Zilango

• Kufikira 6 % ya chiwongola dzanja chapadziko lonse pakuphwanya
• Zilango zobwerezabwereza zimafikira 1% ya ndalama zatsiku ndi tsiku
• Kuyimitsidwa kwa ntchito kapena kutsekereza mwayi wofikira pazowopsa zomwe zikupitilira, zadongosolo
• Zovomerezeka zaka zisanu zosungirako zolemba, zomwe zimathandizira kufufuza kwamtsogolo

Zolinga za DMA & Zothandizira Zomangamanga

Oyang'anira zipata amakhala pachiwopsezo cha 10% -ndi 20% kwa olakwira obwereza - pazachuma padziko lonse lapansi. Ngati ndodo zandalama zilibe ntchito, Commission ikhoza kuyika malamulo amakhalidwe, kufuna ma API ogwirizana, kapena, ngati kuphulika kwa nyundo, kulamula kulekanitsa mabizinesi.

Madandaulo ndi Kuwongolera Ogwiritsa Ntchito

Ogwiritsa ntchito, amalonda, ndi oyimba malikhweru amatha kudandaula kudzera pamadeshibodi apulatifomu, mabungwe ovomerezeka a ADR, kapena molunjika kwa owongolera. Mapulatifomu ayenera kuyankha mwachangu komanso popanda mtengo kwa wodandaula. Magulu ogula atha kusonkhanitsa zodzinenera pansi pa EU Collective Redress Directive.

Litigation Outlook

Yembekezerani zambiri za DSA/DMA milandu m'makhothi achi Dutch, kuphatikiza zochita zonse pakuchotsa zolakwika kapena kudzikonda. Zolemba zowongolera mwatsatanetsatane ndi njira zowunikira zidzapanga-kapena kuswa-chitetezo. Kuwunikiridwa koyambirira kwazamalamulo kumateteza mbiri yonse komanso tsatanetsatane.

Madeti Ofunika, Zofunika Kwambiri ndi Zosintha Zamtsogolo

Bukhu la malamulo likugwira ntchito kale, koma zambiri zogwirira ntchito zikufikabe. Chongani poyang'ana zotsatirazi kuti bajeti, ma tech sprints, ndi zokambirana za board zifike sabata yoyenera.

Chithunzi chanthawi Yamalamulo

Malingaliro adavumbulutsidwa 15 Dec 2020 → mgwirizano wandale 23 Apr 2022 → zolemba zosindikizidwa mu Official Journal 27 Oct 2022 → zonse zomwe zidayamba kugwira ntchito 16 Nov 2022.

Madeti Otsatira

Matchulidwe a VLOP/VLOSE adayamba kugwira ntchito 25 Apr 2023; DSA imagwira ntchito kwa aliyense kuyambira 17 Feb 2024. Oyang'anira zipata ali ndi miyezi isanu ndi umodzi pambuyo posankhidwa; Malipoti oyamba omvera a DMA akuyenera kuchitika pa 6 Sep 2024.

Machitidwe & Malangizo Omwe Akubwera

Yembekezerani ma tempulo a Commission pamawunivesite omwe ali pachiwopsezo, ma API ad-repository, ndi miyezo ya ADR yotsimikizika ndi Q4 2025, kuphatikiza magulu okhazikika a Q&A ochokera ku EU Board.

Unikaninso Magawo ndi Zowonjezera zotheka

Kuwunika kovomerezeka kwazaka zitatu mu 2026 kutha kukulitsa kufalikira kwa ma metaverse hubs, othandizira mawu, ndi ntchito zopangira-AI ngati zoopsa zadongosolo zikupitilira.

Mayankho Ofulumira ku Mafunso Wamba

Wapanikizidwa kwa nthawi? Kufotokozera komwe kuli pansipa kumakhudza mafunso omwe timamva nthawi zambiri kuchokera kwamakasitomala omwe amayesa kufotokoza za digito services Act (DSA) ndi digito misika Act (DMA).

Kodi Digital Services Act in Plain English ndi chiyani?

Bukhu la malamulo owonetsetsa kuti anthu akugwiritsa ntchito poyera komanso chitetezo cha ogwiritsa ntchito lomwe limakakamiza tsamba lililonse, pulogalamu, kapena othandizira kuti azilola anthu kulengeza zinthu zosaloledwa mosavuta, kuchitapo kanthu mwachangu, ndikusindikiza ziwerengero zapachaka.

Kodi Digital Markets Act in Plain English ndi chiyani?

Lamulo la mpikisano wakale lomwe limauza nsanja za "oyang'anira pakhomo" - ganizirani masitolo ogulitsa mapulogalamu, injini zosaka, malo ochezera a pa Intaneti - zomwe ayenera kuchita (kutsegula ma API, kulola kutulutsa) ndi kusachita (zokonda, zomangirira).

Kusiyana Kwakukulu Pakati pa DSA ndi DMA?

DSA imayang'anira momwe zinthu zimagwiritsidwira ntchito pofuna kuteteza ogwiritsa ntchito; DMA imayang'anira momwe mphamvu zamsika zimagwiritsidwira ntchito pa mpikisano wabwino. Chimodzi chimayang'ana kuchita, chinacho chikufuna kulamulira.

Kodi DSA/DMA Imagwira Ntchito Kunja kwa EU?

Inde. Ngati mukuyang'ana ogwiritsa ntchito a EU kapena kuyang'anira machitidwe awo, muyenera kutsatira ndikusankha woimira EU pazamalamulo—ngakhale likulu lawo lili ku Silicon Valley kapena Singapore.

Chimachitika N'chiyani Ngati Kampani Yanga Inyalanyaza Malamulo?

Oyang'anira atha kulipiritsa chindapusa mpaka 6 % (DSA) kapena 10 %/20 % (DMA) pazachuma padziko lonse lapansi, kupereka malipiro a tsiku ndi tsiku, ndipo zikavuta kwambiri kuletsa msika wa EU.

Kodi Ntchito Zabanki ndi Zachuma Zimaperekedwa?

Pokhapokha akakhala ngati oyimira pa intaneti - mwachitsanzo, kugwiritsa ntchito msika kapena API. Malamulo okhudzana ndi gawo ngati PSD2 akugwirabe ntchito limodzi.

INTAMBWE ZIKURIKIRA

DSA ndi DMA ndi zovomerezeka kale, ndipo umbuli uli ndi chindapusa cholanda mitu. Chitani zinthu zotsatiridwa ngati kukhazikitsidwa kwazinthu zilizonse - zokonzedwa, zokonzedwa bwino komanso zolembedwa:

• Lembani ntchito zilizonse za digito ndikudziwitsani zomwe zikuchitika komanso gawo lomwe likugwira ntchito.
• Yang'anani mwachangu zomwe zingawopsezedwe, kenako ndikuwunika momwe kuwonetseredwa kuli kwakukulu.
• Perekani bajeti, eni ake, ndi nthawi ya miyezi isanu ndi umodzi asanafunse.
• Lembani chigamulo chilichonse ndikuwunikanso zamalamulo akunja msanga, osati pambuyo podandaula.

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