Kotero, mwayi wopeza malo ku Netherlands walandiridwa - zikomo! Gawo lotsatira lofunika kwambiri ndikukhazikitsa mgwirizano wamawu. Apa ndi pomwe mgwirizano wogula malo , womwe umadziwika kuti koopovereenkomst , umayamba kugwira ntchito. Ndi chikalata chovomerezeka mwalamulo chomwe chimafotokoza mwalamulo zonse zomwe zikugwirizana ndi kugulitsa, kusintha mwayi wanu kuchoka pa kugwirana chanza kukhala mgwirizano wolimba.
Chifukwa Chake Mgwirizanowu Ndi Katundu Wanu
N'zosavuta kuona koopovereenkomst ngati chikalata china chalamulo. Njira yabwino yoganizira izi ndi ngati pulani yayikulu ya nyumba yanu yatsopano. Cholinga chake chenicheni ndikupanga njira yomveka bwino komanso yogwira ntchito yogulitsira, kuteteza inu ndi wogulitsa ku kusamvana kulikonse kapena mikangano yamtsogolo.
Chikalatachi chimafotokoza mwatsatanetsatane mbali iliyonse yogulitsa, kuyambira pamtengo mpaka tsiku lomaliza, kuwonetsetsa kuti palibe chomwe chatsala kuti chimasulidwe. Ndilo dongosolo lomwe limasandutsa zokambirana zosamveka kukhala zofunikira zochirikizidwa ndi malamulo.
Kufunika kwa Mgwirizano Wolemba
Ku Netherlands, mgwirizano wogula nyumba pakamwa siwokakamiza wogula payekha. Malamulo aku Netherlands amafuna kuti mgwirizano wolembedwa usainidwe ndi magulu onse awiri kuti kugulitsa kukhale kovomerezeka. Izi zimadziwika kuti "chofunikira cholembedwa" kapena schriftelijkheidsvereiste , ndipo ndi chitetezo chofunikira kwa aliyense wokhudzidwa.
Gawo lovomerezekali ndilofunika kwambiri pamsika wothamanga kwambiri. Malo aku Dutch real estate amatha kukhala opikisana kwambiri. Mwachitsanzo, katundu mu Amsterdam agulitsa posachedwapa pa avareji ya basi masiku 27-kutsika kwakukulu kuchokera masiku 34 m'mbuyomu. Kuthamanga kwamtunduwu kumapangitsa kuti ogula achitepo kanthu mwachangu, ndikupangitsa kuti mawu omveka bwino a mgwirizano wogula akhale wofunikira kwambiri.
Kuteteza Investment Yanu
Koopovereenkomst si chinthu chongochitika mwamwambo chabe; ndi chida chanu chachikulu chowongolera zoopsa. Mwa kufotokoza momveka bwino zonse zomwe zikuchitika, nthawi yomaliza, ndi maudindo, imapereka dongosolo lotetezeka la zomwe nthawi zambiri zimakhala chimodzi mwa zisankho zazikulu zachuma m'moyo wanu.
Mgwirizano wogula wokonzedwa bwino ndi kusiyana pakati pa kugulitsa kosavuta, kodziwikiratu ndi njira yodzaza ndi kusatsimikizika. Zimapereka chidziwitso chalamulo chofunikira kuti tipite patsogolo ndi chidaliro.
Musanalembe cholembera, ndikofunikira kuti muwerengenso gawo lililonse kuti mumvetse bwino ufulu wanu ndi zomwe mukuyenera kuchita. Pofuna kukuthandizani kukonzekera, kalozera wathu akufotokoza momwe mungasainire pangano ndikupewa nkhani zobisika zamalamulo , ndikuwonetsetsa kuti zofuna zanu zatetezedwa mokwanira.
Kuthetsa Pangano la Kugula kwa Dutch
Tsopano popeza takambirana za udindo waukulu wa koopovereenkomst , ndi nthawi yoti tiwone zomwe zimapangitsa kuti zinthu ziyende bwino. Pangano logula nyumba ku Netherlands si gawo limodzi lalitali komanso loopsa. Ndi mndandanda wa nkhani zinazake, iliyonse ili ndi ntchito yomveka bwino yoti ichitike. Mukamvetsetsa "chifukwa" cha chilichonse, mawu olankhulidwa mwalamulo amasintha kukhala chidziwitso chothandiza chomwe mungagwiritse ntchito.
Lingalirani ngati buku lathunthu la malangizo osamutsira umwini wa malo. Gawo lirilonse lapangidwa kuti liyankhe funso lomwe lingakhalepo kapena kuthetsa chiopsezo chomwe chingakhalepo, kupanga njira yomveka bwino komanso yodziwikiratu kwa aliyense amene akukhudzidwa. Kuyambira pamtengo mpaka pomwe mumapeza makiyi, chilichonse chomaliza chimalembedwa.
Nkhani Zazikulu ndi Cholinga Chake
Pakatikati pa mgwirizano uliwonse wogula, mupeza zigawo zingapo zomwe zimapanga msana wa malondawo. Izi sizingochitika zokha; ali malonjezo omangirira mwalamulo omwe amalongosola za ufulu ndi udindo wa wogula ndi wogulitsa. Kulakwitsa mwatsatanetsatane apa kungayambitse mavuto azachuma komanso zamalamulo panjira.
Zinthu zofunika kwambiri zomwe mudzaziwona nthawi zonse ndi izi:
- Mtengo Wogula (Koopsom): Uwu ndiye mtengo womaliza, wogwirizana wa malowo. Ndi nambala yoyambira yomwe china chilichonse, monga 10% deposit, amawerengedwa kuchokera.
- Tsatanetsatane wa Katundu: Mgwirizanowu uyenera kuzindikiritsa ndendende malo omwe akugulitsidwa. Izi zikuphatikiza adilesi yonse ndi tsatanetsatane wa cadastral kuchokera ku Land Registry, osasiya mwayi wokayika za zomwe zili komanso zomwe sizikuphatikizidwa pakugulitsa.
- Tsiku Losamutsira (Leveringsdatum): Izi zimakhazikitsa tsiku lenileni losamutsa umwini, zomwe zimachitika ku ofesi ya notary. Ndi tsiku lomwe mumapeza makiyi ndikukhala eni ake.
Nkhani zingapo zoyamba izi zinakhazikitsa maziko, koma zitetezero zenizeni—kwa inu, wogula—zimapezeka m’mikhalidwe yotsatira.
Mphamvu zenizeni za mgwirizano wogula siziri chabe pazomwe zikuphatikiza, koma momwe zimayembekezerera ndi kuthetsa mavuto omwe angakhalepo asanabwere. Ndi chida chokhazikika pakuwongolera zoopsa.
Mikhalidwe Yofunika Kwambiri Ndi Madeti Omaliza
Kupatula zoyambira, koopovereenkomst ili ndi zinthu zofunika kwambiri zomwe zimakupatsirani chitetezo komanso malo opumulirako. Zigawo izi ndi chitetezo chanu, chopangidwa kuti chikutetezeni ku mavuto osayembekezereka mwa kukupatsani njira yovomerezeka yotulukira mu mgwirizano ngati zofunikira zina sizikukwaniritsidwa.
Chofunika kwambiri mwa izi ndi zinthu zomwe zingathetsedwe ( ontbindende voorwaarden ) . Ganizirani izi ngati zigawo zothawa zomwe zimagwirizana ndi zochitika zinazake, monga kuvomereza ngongole yanu ya nyumba kapena kulandira chikalata choyera kuchokera ku kafukufuku wa kapangidwe ka nyumba. Ngati vuto silinakwaniritsidwe pa nthawi yake yomaliza, mgwirizanowu ukhoza kuthetsedwa popanda chilango chilichonse.
Chitetezo china chachikulu ndi nthawi yokhazikika ya masiku atatu ( wettelijke bedenktijd ) . Lamulo la ku Dutch limakupatsirani inu, wogula, nthawi yokakamiza ya maola 72 mutangomaliza kusaina kuti muthetse mgwirizano pazifukwa zilizonse, osafunsidwa mafunso. Ufuluwu ulipo kuti ukutetezeni kuti musamve kukakamizidwa kuti musankhe mwachangu.
Pofuna kumveketsa bwino mfundozi, taphatikiza tebulo lomwe limafotokoza mfundo zofunika kwambiri zomwe mungakumane nazo mumgwirizano wokhazikika wogula Chidatchi.
Magawo Ofunikira mu Mgwirizano Wogulira Manyumba ku Dutch
Chidule cha magawo ofunikira omwe amapezeka mumgwirizano wokhazikika wogulira katundu waku Dutch ndi zomwe aliyense amatanthauza kwa wogula ndi wogulitsa.
| Ndime (Nthawi ya Chidatchi) | Cholinga ndi Kufunika Kwake | Kuganizira Kwambiri kwa Ogula |
|---|---|---|
| Mtengo Wogula (Koopsom) | Ikunena mwalamulo mtengo wogulitsa womwe wagwirizana, kupanga maziko amisonkho yosungitsa ndi kutumiza. | Onaninso kuti ndalamazi ndi zolondola ndikufanana ndi zomwe mwapereka komaliza. |
| Tsiku Losamutsira (Leveringsdatum) | Amakhazikitsa tsiku lovomerezeka la kuperekedwa kwa makiyi ndi kusamutsa umwini kwa notary. | Onetsetsani kuti tsikuli likugwirizana ndi ndandanda yanu yosuntha komanso makonzedwe anyumba. |
| Resolutive Conditions (Ontbindende Voorwaarden) | Imagwira ntchito ngati chitetezo, kukulolani kuti musiye mgwirizano ngati zinthu zina sizikukwaniritsidwa. | Kambiranani masiku omalizira oyenerera, makamaka a nthawi yopezera ndalama. |
| Bank Guarantee / Deposit (Bankgarantie / Waarborgsom) | Zimafunika a 10% ndalama ziyenera kulipidwa kwa notary, kuteteza wogulitsa motsutsana ndi kusakhulupirika kwa wogula. | Konzani izi ndi mlangizi wanu wa banki kapena wobwereketsa nyumba nthawi isanakwane. |
| Nthawi Yoziziritsa (Bedenktijd) | Amapereka nthawi yovomerezeka ya masiku atatu kuti achoke pakugulitsa popanda chifukwa kapena chilango. | Dziwani nthawi yeniyeni yoyambira ndi yomaliza ya nthawiyi, ndipo dziwani momwe kumapeto kwa sabata kumakhudzira. |
Kumvetsetsa zigawo izi kumachotsa chinsinsi cha koopovereenkomst , kukupatsani mphamvu yoyendetsera ntchitoyi molimba mtima komanso momveka bwino.
Kugwiritsa Ntchito Resolutive Conditions monga Chitetezo Chanu
Mukasaina pangano logula nyumba, ndithudi limamveka lomaliza. Komabe, ku Netherlands, panganoli lili ndi njira zamphamvu zotetezera zomwe zimatchedwa kuti resolvetive conditions kapena ontbindende voorwaarden . Musaganize ngati njira zochotsera, koma ngati zigawo zothawira zomwe zavomerezedwa kale. Ngati chinthu china sichinakwaniritsidwe pofika tsiku linalake, mutha kuthetsa panganolo mwalamulo popanda kutaya ndalama zanu zazikulu za 10%.
Magawo awa ndi chitetezo chanu chofunikira kwambiri. Amasintha zomwe zimawoneka ngati zokhazikika, zomangirira kukhala zotetezedwa kwambiri, kuvomereza kuti zidutswa zina zovuta kwambiri - monga kuvomereza kubwereketsa kwanu - sizingalamulire nthawi yomweyo. Popanda iwo, mutha kukhala pachiwopsezo chachikulu chazachuma kuyambira pomwe mumalemba cholembera.
Kwenikweni, malamulo awa amanena kuti mgwirizanowu ukuchitika pokhapokha ngati chochitika china chake chachitika (kapena chalephera kuchitika) pa nthawi yomaliza yomwe mwagwirizana. Ndi njira yanzeru komanso yothandiza yothanirana ndi kusatsimikizika komwe kulipo pa malonda aliwonse a katundu.
The Crucial Financing Contingency
Mpaka pano, vuto lofala kwambiri komanso lofunika kwambiri ndi ndalama zomwe zingachitike ( financieringsvoorbehoud ). Pali chifukwa chabwino chomwe nthawi zambiri chimaphatikizidwa mu mgwirizano wogula nyumba ku Netherlands. Gawoli limakupatsani nthawi yokhazikika, nthawi zambiri pakati pa milungu inayi ndi isanu ndi umodzi, kuti mupeze ngongole yovomerezeka kuchokera kwa wobwereketsa.
Tangoganizani kuti mwasaina panganolo, mukukhulupirira kuti ngongole yanu ikwaniritsidwa. Koma ndiye, chifukwa chakusintha kwadzidzidzi kwa banki yobwereketsa, pempho lanu likanidwa.
- Popanda zochitika: Mukuphwanya mgwirizano. Izi ndizochitika zoopsa zomwe mungatayike 10% kusungitsa ndalama ndipo atha kuyimbidwa mlandu chifukwa chowonongera zina.
- Ndi zochitikazo: Mutha kuletsa mgwirizano mwalamulo. Muyenera kupereka makalata okanira kuchokera kwa wobwereketsa mmodzi kapena angapo kuti mutsimikizire kuti mwachita khama, koma mutha kuchokapo popanda chilango.
Ngozi yopezera ndalama sizokambirana kwa ogula ambiri. Zimakutetezani ku tsoka lachuma la kukakamizidwa kugula nyumba yomwe simungakwanitse.
The Structural Survey Contingency
Chitetezo china chachikulu ndi njira yodziwira kapangidwe ka nyumba ( bouwkundig voorbehoud ). Gawo lamphamvu ili limakupatsani mwayi woti kugulitsa kukhale kogwirizana ndi zotsatira za kuwunika kwa nyumba mwaukadaulo. Ngati kafukufukuyo wapeza mavuto akuluakulu komanso osayembekezereka, amakupatsani njira yotulukira.
Gawoli nthawi zambiri limalembedwa ndi malire enieni a ndalama. Mwachitsanzo, mgwirizanowu unganene kuti mutha kuchotsa ndalama ngati ndalama zomwe zikuyembekezeredwa kuti zikonzedwe mwachangu komanso zofunikira zipitilira €5,000 . Izi zimakutetezani kuti musagule malo okhala ndi dzenje lakuda lobisika, monga maziko osakhazikika kapena denga lomwe likufunika kusinthidwa nthawi yomweyo.
Zimakupatsani mphamvu kuti mubwererenso kwa wogulitsa ndikukambirananso za mtengowo kapena kungoletsa mgwirizanowo ngati zovuta zamakonzedwe ndizofunika kwambiri.
Momwe Mgwirizanowu Umagwirira Ntchito Kwenikweni
Kuchokera pakugwirana chanza ndi mawu kupita ku mgwirizano wovomerezeka ndi ulendo wokhazikika. Ku Netherlands, njirayi imayendetsedwa mosamala ndi akatswiri apadera, aliyense akuchita gawo lofunikira kuti awonetsetse kuti zonse zikuyenda bwino. Ngati mumvetsetsa nthawiyi, mutha kuyang'ana zomwe zikuchitika molimba mtima ndikupewa kupsinjika kosayenera.
Zonse zimayamba mukangovomereza pempho lanu pakamwa. Ndikofunikira kukumbukira kuti pakadali pano, palibe chomwe chikugwirizana ndi malamulo. Wothandizira wogulitsa nyumba, Makelaar , nthawi zambiri ndiye akutsogolera ndikulemba pangano loyamba logula nyumba. Ili ndi gawo loyamba losinthira zokambirana zanu pakamwa kukhala chikalata chovomerezeka komanso cholembedwa.
Inu ndi wothandizira wanu mudzalandira ndondomekoyi kuti iwunikenso bwino. Iyi mwina ndi nthawi yovuta kwambiri pakugula nyumba. Muyenera kusanthula mosamala chilichonse - mtengo, tsiku losamutsa, makamaka momwe mungasinthire komanso nthawi yake yomaliza - kuti muwonetsetse kuti zonse zikugwirizana ndi zomwe mudagwirizana.
Osatengera ndemanga ngati mwachizolowezi. Kulakwitsa konyalanyazidwa kapena chiganizo chosamvetsetseka pakukonzekera kungayambitse mavuto aakulu azachuma ndi malamulo pamsewu. Uwu ndi mwayi wanu weniweni womaliza wopempha zosintha musanasaine.
Kuchokera Kukonzekera kupita ku Chikalata Chovomerezeka
Mukangomaliza kuwonanso zomwe zalembedwazo ndipo kusintha kulikonse kwachitika ndikuvomerezana, ndi nthawi yoti musayine mwalamulo. Inu ndi wogulitsa mudzasaina fomu ya koopovereenkomst . Apa ndiye pomwe mgwirizanowu umayamba kugwira ntchito mwalamulo. Apa ndi pomwe nthawi yoyambira mwalamulo pa nthawi yofunikira, monga nthawi yanu yoziziritsa ya masiku atatu.
Pangano losainidwa limatumizidwa kwa notary wa malamulo aboma ( notaris ) amene mwasankha. Notary ndi chipani chosakondera; sakuyimirani inu kapena wogulitsa. Ntchito yawo ndi kukonzekera chikalata chomaliza cha kusamutsa ( akte van levering ) ndikuwonetsetsa kuti umwini wovomerezeka walembetsedwa bwino, zomwe zimamaliza malondawo pa tsiku losamutsa lomwe mwagwirizana.
Kufunika kwa ndondomekoyi yokonzedwa bwino kukuonekera bwino pamsika womwe ulipo. Chiwerengero cha nyumba zomwe eni ake agulitsa posachedwapa chakwera ndi 13.19% pachaka, chifukwa chakuti amalonda akugulitsa nyumba zobwereka. Kuchuluka kwa malonda kumeneku kumatanthauza kuti mapangano nthawi zambiri amakambidwa ndikukonzedwa mwachangu kwambiri, zomwe zimapangitsa kuti kuwunika mosamala komanso mosamala kukhale kofunika kwambiri kuposa kale lonse. Mutha kuphunzira zambiri za kusintha kwa msika kumeneku kuchokera ku kafukufuku waposachedwa wa msika wa nyumba.
Nthawi Yanu Yozizira Yamasiku Atatu: Zomwe Muyenera Kudziwa
Mukangosaina pangano logula nyumba, ndi zachilendo kumva chisangalalo ndi kukakamizidwa. Malamulo aku Dutch akumvetsa izi, ndichifukwa chake amapereka chitetezo chofunikira kwa ogula: nthawi yovomerezeka yokhazikika , yotchedwa wettelijke bedenktijd . Iyi ndi nthawi yofunikira ya masiku atatu yomwe imakupatsani ufulu wonse woganiziranso chisankho chanu.
Ganizirani izi ngati njira yodzitetezera yomwe yamangidwa mkati. M'masiku atatu awa, mutha kusiya kugula pazifukwa zilizonse. Mwina mwaganizanso, mwapeza malo omwe mumakonda kwambiri, kapena mwangokhala ndi nkhawa. Simukuyenera kufotokoza, ndipo chofunika kwambiri, palibe chilango cha ndalama . Ufulu uwu ndi womangidwa ndi lamulo kuti ukutetezeni ku zisankho zofulumira ndikuwonetsetsa kuti muli ndi chidaliro chonse mu kudzipereka kwanu.
Mmene Ndondomeko ya Nthawi Imagwirira Ntchito
Kudziwa nthawi yeniyeni yomwe nthawiyi imayambira ndi kutha n'kofunika kwambiri, chifukwa malamulowo akhoza kukhala ovuta pang'ono. Nthawi imayamba kugwira ntchito nthawi ya 12:01 AM tsiku lotsatira mutalandira kopi yanu ya koopovereenkomst yosainidwa bwino . Imagwira ntchito kwa maola 72 athunthu, koma kumapeto kwa sabata ndi maholide a anthu onse amatha kuwonjezera nthawi yomaliza.
Nayi kulongosola kothandiza kwa nthawi yowerengera nthawi:
- Tsiku loyambira: Tsiku lotsatira mutalandira pangano losaina.
- Masiku Owerengera: Nthawi yamasiku atatu iyenera kukhala ndi masiku osachepera awiri ogwira ntchito.
- Tsiku lomaliza: Nthawi singathe Loweruka, Lamlungu, kapena tchuthi cha anthu onse. Ngati ikukonzekera, tsiku lomaliza limangosintha tsiku lotsatira.
Mwachitsanzo, tiyerekeze kuti mwalandira pangano losaina Lachisanu. Nthawi yanu yozizirira iyamba Loweruka. Chifukwa iyenera kuphatikizapo masiku awiri ogwira ntchito (Lolemba ndi Lachiwiri), idzadutsa kumapeto kwa sabata ndikutha pakati pausiku Lachiwiri.
Nthawi yoziziritsa ndi chitetezo chanu chomaliza. Zimakupatsani mphamvu kuti mupange chisankho chachikulu chazachuma ichi ndi mtendere wamumtima, podziwa kuti muli ndi njira yotulukira, yopanda chilango ngati mukufuna.
Ngati mwaganiza zothetsa mgwirizano, muyenera kuchita izi mwalamulo. Kuyimba foni mwachangu sikungadutse mwalamulo. Ndikofunikira kutumiza zidziwitso zolembedwa, monga imelo kapena kalata yolembetsedwa, kwa wogulitsa kapena wogulitsa katundu wawo. Izi zimapanga mbiri ya zomwe mwasankha, zomwe sizisiya mpata wokayika ndikutsimikizira kuti mwachitapo kanthu mkati mwanthawi yovomerezeka.
Zovuta Zomwe Muyenera Kuzipewa Mumgwirizano Wanu
Kuyenda pa mgwirizano wogula malo osamvetsetsa misampha yomwe ingachitike kuli ngati kuyenda m'madzi osadziwika popanda mapu. Chidziwitso ndiye chitetezo chanu chabwino kwambiri pakulakwitsa zodula. Mukadziwa zoyenera kuyang'ana, mutha kuwongolera malondawo kuti atseke bwino, osasintha nkhawa zomwe zingachitike kukhala chidaliro.
Chimodzi mwa zolakwika zofala kwambiri—komanso zoopsa kwambiri—ndi kupeputsa kufunika kwa kafukufuku waukadaulo wa kapangidwe ka nyumba. Mumsika wotentha, ogula ena angayesedwe kusiya izi kuti apangitse kuti zomwe akupereka zikhale zosangalatsa kwambiri. Uku ndi kubetcha kwakukulu. Ngati mwapeza cholakwika chachikulu mutasaina , ndipo simunakhale ndi bouwkundig voorbehoud (contingency of structural survey), ndalama zokonzera zimenezo ndi vuto lanu lonse.
Kunyalanyaza kwina komwe kumachitika nthawi zambiri kumakhudza gawo la chilango. Pangano lodziwika bwino la ku Netherlands limaphatikizapo chilango chachikulu ngati simukwaniritsa zomwe mukufuna - nthawi zambiri 10% ya mtengo wogulira. Chitsanzo chabwino kwambiri ndikusowa nthawi yomaliza yolipirira ngongole. Ngati simukutsimikizira ngongole yanu ya nyumba pa nthawi yake ndikulephera kuthetsa mgwirizanowu pogwiritsa ntchito ndalama zomwe mwalandira, mumangolephera kulipira panganolo. Zimenezi zingayambitse mavuto azachuma.
Kutanthauzira Molakwika Zolemba za Association
Mukagula nyumba, simukungogula malo okha; mukulowanso mu bungwe la eni nyumba ( Vereniging van Eigenaren kapena VvE). Kulephera kufufuza bwino thanzi la VvE ndi vuto lalikulu.
VvE yosasamalidwa bwino yokhala ndi ndalama zochepa imatha kubweretsa mwadzidzidzi, kuunika kwakukulu kwapadera pakukonza kwakukulu, monga denga latsopano kapena kukweza. Kuti mupewe zovuta zamtunduwu panjira, ndikofunikira kuti ogula amvetsetse momwe malowo alili zachuma, kuphatikiza kufunikira komvetsetsa ndalama zosungira.
Mgwirizano wogula malo amateteza onse awiri, koma pokhapokha mutamvetsetsa bwino zomwe mukusaina. Kunyalanyaza zolembedwa zabwino sikungoika moyo pachiswe—kukhoza kukhala kowononga ndalama.
Zitsanzo izi ndi chifukwa chake malamulo a katundu ku Dutch ali ndi chitetezo chokhazikika cha ogula. Pokhala watcheru komanso wodziwa bwino, mutha kupeŵa misampha wamba iyi ndikuwonetsetsa kuti ulendo wanu wa katundu ndi wopambana.
Mafunso Ofunsidwa Kawirikawiri
Pamene mukuyenda mumsika wa katundu wa Dutch, makamaka kwa nthawi yoyamba, mgwirizano wogula malo angawoneke ngati chikalata chovuta. N’kwachibadwa kukhala ndi mafunso. Pansipa, tayankhapo ena mwamafunso omwe amabwera nthawi yovutayi.
Kodi Mgwirizano Wapakamwa Wogula Nyumba Ndi Wovomerezeka Mwalamulo?
Ayi, ayi konse. Munthu payekha akagula nyumba ku Netherlands, mgwirizano wa pakamwa sugwira ntchito kukhothi. Malamulo aku Dutch amaumirira pa "chofunikira cholembedwa" (chodziwika kuti schriftelijkheidsvereiste ).
Izi zikutanthauza kuti pangano logula malo, kapena koopovereenkomst , liyenera kukhala chikalata chovomerezeka, chosainidwa ndi inu ndi wogulitsa, kuti chikhale chovomerezeka mwalamulo. Mpaka masaini amenewo atakhala papepala, aliyense wa inu akhoza kusiya mgwirizanowo popanda chilango chilichonse. Ndi chitetezo chalamulo chomwe chimapangidwa kuti chipewe zisankho zachangu mbali zonse ziwiri.
Chimachitika ndi Chiyani Ngati Sindingathe Kupeza Ngongole Nditasaina?
Izi ndi zomwe cholinga cha ndalama ( financieringsvoorbehoud ) chapangidwira kuthana nazo. Ngati gawoli ndi gawo la mgwirizano wanu wogula womwe mwasaina, mutha kuthetsa mgwirizano popanda chilango chandalama, bola mutachita izi musanafike nthawi yomaliza yomwe mwagwirizana.
Komabe, dziwani kuti simungangosintha maganizo anu. Kuti mugwiritse ntchito ndimeyi molondola, muyenera kutsimikizira kuti mwachita khama kuti mupeze ngongole. Izi nthawi zambiri zimatanthawuza kupereka makalata okanira kuchokera kwa wobwereketsa mmodzi kapena awiri, monga momwe zafotokozedwera mu mgwirizano wanu.
Ngati mulibe gawo loteteza ili ndipo mukulephera kupeza ndalama, mudzakhala mukuphwanya pangano. Pachifukwa chimenecho, mudzayenera kutaya gawo lanu la 10%.
Ndani Amasankha Notary pa Kusamutsa Katundu?
Ku Netherlands, wogula nthawi zambiri amakhala ndi ufulu wosankha notary wa malamulo aboma ( notaris ). Izi zakhala njira yodziwika bwino chifukwa wogula ndiye amene ali ndi udindo wolipira ndalama zambiri zotsekera, njira yodziwika kuti kosten koper (ndalama za wogula).
Notary amagwira ntchito ngati katswiri wazamalamulo wosalowerera ndale . Ntchito yawo ndi kulemba chikalata chomaliza cha kusamutsa katundu ( akte van levering ) ndikuwonetsetsa kuti umwini wa katundu walembetsedwa mwalamulo komanso molondola ndi Land Registry yovomerezeka.
