Pamene wakale wanu akukumba zidendene zawo ndikukana kugulitsa nyumba yomwe munagawanamo, zimatha kumva ngati mwatsekeredwa. Koma ndiwe wopanda mphamvu. Lamulo lachi Dutch ndilomveka bwino pa izi: palibe amene angakakamizidwe kukhalabe umwini wosagawanika mpaka kalekale.
Mfundo yosavuta koma yamphamvu imeneyi ikutanthauza kuti muli ndi ufulu mwalamulo kuti malonda anu asamuke, ngakhale wakale wanu sangavomereze. Njira yodziwika bwino ya izi ndi njira ya khothi yomwe imadziwika kuti njira yachidule (kort kuyenda).
Kulimbana ndi Vuto Pamene Ex Wanu Akuyimitsa Kugulitsa Nyumba
Kutha kwa ubale ndizovuta. Koma pamene wakale wanu sangagwirizane ndi kugulitsa nyumba-mu Dutch, "ex wayamba kundiwina"—kupsinjika maganizo kungakhale kosapiririka. Mukuyesera kuti mukhale ndi moyo watsopano, koma mudakali ndi ndalama zothandizira kubwereka nyumba ndi katundu zomwe zayambitsa mikangano.
Kukakamira kotereku sikumangoyambitsa kupsinjika maganizo. Zingakulepheretseni kupeza ngongole yatsopano, kukulepheretsani kugula malo atsopano, ndikukusiyani kuti mukhale osakhazikika.
Zifukwa zomwe wakale wanu amakana kugulitsa nthawi zambiri zimakhala zovuta komanso zaumwini. Si kawirikawiri za nyumba yokha. Kupeza chogwirizira pa zomwe zimawapangitsa kukana ndi gawo lanu loyamba pakuswa gridlock.
Zifukwa Zosagwirizana
Kuchokera pazomwe ndakumana nazo, kukana kwa mnzake wakale kukana kugulitsa nthawi zambiri kumachokera ku chimodzi mwazinthu zingapo zofunika:
Kugwirizana ndi Maganizo: Nyumbayi imakumbukira za moyo womwe mudamanga pamodzi. Kwa ena, kuvomereza kumamveka ngati kuvomereza komaliza, kowawa kuti ubale watha.
Nkhawa Zazachuma: Ichi ndi chachikulu. Ex wanu akhoza kuchita mantha kuti sangathe kugula nyumba yatsopano paokha. Kuchedwetsa kugulitsa kumakhala ngati njira yochepetsera kukumana ndi kusatsimikizika kwachuma kumeneko.
Kusagwirizana kwa Strategic: Nthawi zina, kukana ndi njira chabe. Angakhale akuyesera kuyimitsa ndondomekoyi potsutsana ndi mtengo wofunsidwa, kusankha kwa wogulitsa katundu, kapena nthawi yogulitsa.
Kusowa Kusamalira: Nthaŵi zina, munthu wakale angakane kupereka ndalama zokonzetsera nyumbayo kuti ikonzekere kumsika. Ngati mukuchita ndi katundu yemwe wawonongeka chifukwa cha izi, fufuzani njira zogulitsira nyumba yoyipa angapereke njira yothandiza yopita patsogolo.
Ndikofunika kukumbukira kuti simukuyenera kukhala omangiriridwa ku nyumbayi mpaka kalekale. The chilamulo imapereka njira zomveka bwino zothanirana ndi vutoli, zomwe zimakupatsani mwayi wodziyimira pawokha pazachuma.
Bukhuli lili pano kuti likuthandizeni kuthetsa chipwirikiti chamalingaliro ndi nkhani zamalamulo. Tidutsa m'njira zomwe mungathe kuchita, kuyambira kukambirana ndi kuyanjanitsa mpaka kukhoti lamilandu - kuti mugulitse katundu wanu ndikuyamba mutu wotsatira.
Kumvetsetsa Malo Anu Alamulo ndi Ufulu Waumwini
Musanasamuke, muyenera kudziwa bwinobwino pamene mwaima. Pamene wakale wanu akukana kugwirizana ndi kugulitsa nyumba yomwe munagawanamo - zomwe Dutch amatcha "ex wayamba kundiwina"-ufulu wanu suchokera pa zomwe mukuona kuti ndi zachilungamo. Amatanthauzidwa ndi malamulo achi Dutch ndipo, makamaka, ndi momwe munakhalira ndi malo pamodzi.
Momwe ubale wanu unakhazikitsidwira ndiye maziko a mlandu wanu wonse. Kodi munali pa banja? Mumgwirizano wolembetsedwa? Kungokhala limodzi? Iliyonse mwazochitika izi zimapanga zenizeni zenizeni zamalamulo. Mwachitsanzo, ukwati wa mgwirizano wa katundu (gemeenschap van goederen) amachitiridwa mosiyana kwambiri ndi pamene anthu osakwatirana amangokhalira kukhala ndi nyumba.
Koma nayi mfundo imodzi yofunika kwambiri yomwe muyenera kumvetsetsa: simungakakamizidwe mwalamulo kukhalabe umwini wosagawanika mpaka kalekale.
Lamuloli, lokhazikika mu Dutch Civil Code, ndiye chitetezo chanu chachikulu. Zimatsimikizira kuti kusakhazikika si yankho lomaliza ndipo kumakupatsani mphamvu yokakamiza mwalamulo kugulitsa.
Momwe Maubwenzi Anu Amafotokozera Ufulu Wanu
Kupeza chithunzithunzi chomveka bwino cha malamulo omwe akugwira ntchito pazochitika zanu ndiye chinsinsi chakupita patsogolo ndi chidaliro. Mkhalidwe wa ubale wanu wakale umayang'anira malamulo osakhazikika ogawa katundu ndi zomwe muyenera kuwonetsa kukhothi.
Njira ndi ufulu wanu zimatha kusiyana pang'ono, kotero kudziwa komwe mukuyamba ndikofunikira. Kuti mulowe mozama mu izi, mutha kuphunzira zambiri za zenizeni za kugawa katundu mkati ndi pambuyo pa ukwati m'nkhani yathu yatsatanetsatane.
Pamene mnzake wakale akukumba zidendene, nthawi zambiri zimabweretsa zovuta zamalamulo pamwamba. Ndizosadabwitsa kuti zambiri zamakhothi aku Dutch zikuwonetsa kukwera kosalekeza kwamilandu yamalamulo abanja komwe kugawa katundu ndiye bwalo lalikulu lankhondo. Ndipo ngakhale kuti lamulo limalola mwiniwake kupempha kuti agulitse molamulidwa ndi khoti, izi sizingochitika mwadzidzidzi—ntchitoyo ingatenge miyezi ingapo ndipo imaphatikizapo ndalama zalamulo ndi mtengo wake.
Ufulu wanu mwalamulo wofuna kugawanitsa katundu wogawana si malingaliro; ndi gawo lofunikira kwambiri lamalamulo aku Dutch omwe adapangidwa kuti aletse kutha kwamtunduwu.
Kuti tikuthandizeni kumveketsa bwino momwe mulili, tiyeni tiwone momwe maubwenzi amakhudzira maufulu anu pankhani yogulitsa malo.
Ufulu Wanu Wazamalamulo Kutengera Chiyanjano
Gome ili m'munsili likuwonetsa momwe ubale wanu wakale umakhudzira maufulu anu ndi malamulo omwe muyenera kutsatira.
Mkhalidwe Waubwenzi | Katundu Wosasinthika | Kuganizira Kwambiri Mwalamulo Kugulitsa |
|---|---|---|
Wokwatiwa mu Community of Property | Nyumbayi ndi chuma chogwirizana, chogwirizana 50/50 mwachisawawa, ngakhale dzina limodzi lokha liri pa chikalata chaumwini. | Kugulitsako ndi gawo la chisudzulo chonse. Khoti likhoza kulamula kuti katunduyo agulitsidwe kuti amalize kugawikanaku. |
Wokwatiwa ndi Mgwirizano Wosakwatirana | Umwini umatsimikiziridwa kwathunthu ndi zomwe zili mumgwirizano wanu musanakwatirane (welijkse voorwaarden). | Mgwirizano wanu ndiye chikalata choyambirira chazamalamulo. Khotilo lidzakhazikitsa malamulo ake okhudza kugawa katundu. |
Registered Partnership | Izi zimachitidwa pafupifupi mofanana ndi ukwati, ndi malamulo ofananirako a katundu wamudzi pokhapokha atatchulidwa mwanjira ina. | Njirayi ikuwonetsera chisudzulo. Kukakamiza kugulitsa ndi njira yokhazikika ngati m'modzi wa iwo akukana kugwirizana nawo. |
Kuyanjana ndi Mgwirizano | Chigwirizano chanu chokhalira limodzi (salenlevingscontract) imatanthawuza magawo a umwini ndi ndondomeko yothetsera umwini wawo. | Khoti lidzakhazikitsa mgwirizano. Mgwirizano wokonzedwa bwino nthawi zambiri umaphatikizapo ndime yothetsa mikangano pazochitika izi. |
Kukhalira limodzi popanda Mgwirizano | Eni ake amangotengera mayina ndi maperesenti omwe alembedwa pa chikalata chaumwini (eigendomsbewijs). | Muyenera kutsimikizira umwini wanu. Mfundo yalamulo yotsutsana ndi umwini wokakamizidwa ikugwirabe ntchito, kukulolani kuti mufunse chilolezo cha khoti. |
Monga mukuonera, ziribe kanthu momwe ubale wanu wakale unkawoneka, nthawi zonse pali njira yovomerezeka yogulitsa katunduyo. Kudziwa kuti ndi gawo liti lomwe mumagwera ndilo gawo loyamba pomanga mlandu wamphamvu, kukulolani kuti musonkhane zikalata zoyenera ndikukonza njira yanu bwino.
Kuthetsa Deadlock Kupyolera mu Kukambirana ndi Kuyanjanitsa
Mukakhala mumkhalidwe woti "ex werkt niet mee aan verkoop won," chibadwa chanu chingakhale kukonzekera nkhondo yalamulo. Komabe, kulumphira molunjika ku khothi nthawi zonse ndi njira yokwera mtengo kwambiri komanso yosavutikira.
Zinthu zisanayambe kuchulukirachulukira, ndikofunikira kuti mufufuze zokambirana zokhazikika komanso mkhalapakati. Izi ndi zida zamphamvu zopezera njira yopita patsogolo, nthawi zambiri zimapulumutsa nthawi ndi ndalama zambiri. Kuposa pamenepo, angathandize kusunga mphamvu zogwira ntchito pambuyo pa ubale, zomwe ziri zofunika kwambiri ngati muli ndi ana pamodzi. Cholinga chenicheni apa ndikusintha kuchoka ku malo a mikangano yamaganizo kupita ku zokambirana ngati zamalonda zokhudzana ndi chuma chogawana nawo.
Kuyambitsa Nkhani Yopindulitsa
Kuchita chinthu choyamba nthawi zambiri kumakhala kovuta kwambiri, makamaka ngati kulankhulana momasuka kwasokonekera. Njira yabwino yokhazikitsiranso kamvekedwe ka mawu ndiyo kuchoka pamikangano yapakamwa kupita ku kulankhulana kolembedwa. Kutumiza kalata yolembetsa (aangetekende mwachidule) ndi poyambira wamba komanso wogwira mtima kwambiri.
Iyi si njira yaukali; ndi za kupereka malingaliro omveka bwino, olembedwa. Kalata yanu iyenera kufotokoza modekha chikhumbo chanu chogulitsa malowo ndikuyala ndondomeko ya konkire.
Funsani wogulitsa malo enieni, kapena perekani njira yabwino yodzisankhira limodzi.
Linganizani mtengo wofunsa weniweni, mothandizidwa ndi mtengo waulere womwe mwapeza kale kuchokera kwa wothandizira.
Khazikitsani nthawi yomveka bwino komanso yoyenera kuti apeze nyumbayo pamsika.
Njira yovomerezekayi ikuwonetsa kuti ndinu wotsimikiza ndipo, makamaka, imapanga njira yamapepala. Zolembedwazi ndizofunikira ngati mudzafunika kuwonetsa kukhoti kuti mwayesetsa kuchita nawo chilichonse. Imasintha mphamvu kuchokera pamikangano yamunthu yotentha kupita ku zolembedwa, ndondomeko yatsatane-tsatane.
Key Takeaway: Cholinga cha zokambirana zoyambirirazi sikupambana mkangano. Ndiko kupanga ndondomeko yomveka bwino, yotheka yogulitsa. Kulemba malingaliro ndi mayankho aliwonse ndikofunikira kuti muteteze malo anu ovomerezeka.
Mphamvu ya Mkhalapakati Wosalowerera Ndale
Ngati kukambirana kwachindunji sikungagwire ntchito, kuyanjanitsa ndi sitepe yotsatira yomveka. Mkhalapakati si woweruza amene angasankhe chabwino kapena cholakwika. M'malo mwake, ndi akatswiri osalowerera ndale omwe aphunzitsidwa kuti azitsogolera zokambirana ndikuwongolera nonse ku yankho lomwe mungagwirizane.
Kuyimira pakati kumapereka malo olongosoka, otetezeka kuti akambirane nkhani zovuta zomwe nthawi zambiri zimakhala zopinga zenizeni - zinthu monga nkhawa zandalama kapena kukhudzidwa kwakukulu kwapakhomo. Ndondomeko yonseyi ndi yachinsinsi, yomwe imalola kukambirana momasuka popanda kukakamizidwa kwakukulu ndi khoti. Ndiwofulumira kwambiri komanso wokwera mtengo kuposa milandu. Kwa aliyense amene akuganizira njira iyi, ndizothandiza kumvetsetsa momwe angachitire ntchito zoyimira pakati pa akatswiri zingathandize kuthetsa mikangano yovuta ya katundu.
Kuti mupindule kwambiri ndi gawo loyimira pakati, muyenera kubwera mwakonzekera:
Sungani Ndalama Zanu: Bweretsani chikalata chilichonse choyenera, monga zikalata zanyumba, kuwerengera kwa katundu, ndi malisiti a ndalama zilizonse zomwe mwalipira.
Tanthauzirani Cholinga Chanu: Dziwani kuti zotsatira zanu zabwino ndi zotani (mwachitsanzo, kugulitsa pofika tsiku linalake), komanso khalani okonzeka kunyalanyaza zing'onozing'ono.
Khalani Olunjika: Gawoli likunena za nyumba, osati kuyambiranso ubale wanu wakale. Khazikitsani makambitsiranowo pa njira zothandiza zogulitsira malowo.
Mgwirizano uliwonse womwe mungafikire pakuyimira pakati ukhoza kukhazikitsidwa mwalamulo (chidwi kwambiri). Izi zimapereka njira yomveka bwino komanso yotsimikizika yopita patsogolo, nthawi zambiri popanda kufunikira kulowererapo kwa woweruza.
Njira Yamalamulo Pamene Mgwirizano Sichisankho
Pamene kukambirana kwasokonekera ndipo wakale wanu sangagwirizane ndi kugulitsa nyumba, ndi nthawi yoti musinthe njira. Timachoka pa zokambirana kupita ku malamulo. Izi zitha kumveka ngati zowopsa, koma dongosolo lazamalamulo lachi Dutch limapereka njira yomveka bwino, yokonzedwa bwino kuti athetse vutoli.
Simukupempha chilichonse chodabwitsa. Pachimake, mukungopempha khoti kuti likhazikitse ufulu wofunikira: simungakakamizidwe kukhala umwini wanu motsutsana ndi kufuna kwanu.
Ulendo umayamba ndikukadandaula kukhoti. Njira yovomerezeka imeneyi imachotsa mkanganowo m'malo a mikangano yaumwini ndikuyiyika mumgwirizano walamulo. Apa, woweruza apanga zisankho motengera lamulo ndi kulingalira, osati kutengeka mtima. Kwa ambiri, ndi njira yokhayo yopitira patsogolo pamene mnzawo wakale salabadira kapena kutsekereza njirayo.
Khalani okonzeka, komabe. Pamene munthu wakale akakana kugwirizana nawo, ndondomeko yalamulo ingatenge miyezi yambiri, kuonjezera kupsinjika maganizo ndi mtengo wa mkhalidwe wovuta kale.
Kufuna Chilolezo Cholowa M'malo ku Khoti
Chimodzi mwa zida zogwira mtima kwambiri mu zida zathu zamalamulo ndikufunsira 'vervanende toestemming' (m'malo chilolezo). Kodi izi zikutanthauza chiyani? Mwachidule, tikupempha woweruza kuti akupatseni siginecha yomwe mnzanu wakale akukubisirani.
Ngati khoti lipereka izi, chigamulo chake mwalamulo chilowa m'malo mwa mgwirizano wa wakale wanu. Izi ndizosintha masewera. Zikutanthauza kuti kugulitsa kutha kupita patsogolo ngati kuti adasaina mofunitsitsa pamzere wamadontho. Khothi litha kukulolezani kusaina pangano la malonda ndi kusamutsa deed m'malo mwawo, kuwachotsa ngati chotchinga msewu.
Inde, woweruza sangapereke izi mopepuka. Choyamba muyenera kuwonetsa kuti mwatopa zonse zoyesayesa kuti mugwirizane nawo.
Chigamulo cha khothi pa chilolezo choloŵa m'malo ndicho chinsinsi chomwe chimatsegula malonda onse. Zimakupatsani mphamvu zolangiza wogulitsa nyumba, kuvomera zabwino, ndi kumalizitsa malondawo, zonse popanda kutengapo mbali ndi wakale wanu.
Kukhazikitsa Migwirizano Yogulitsa ndi Khothi Lalikulu
Kupeza chilolezo chogulitsa ndi chinthu chimodzi, koma yemwe sakugwirizana naye akhoza kubweretsa mavuto nthawi zonse - kuyambira kusankha wogulitsa mpaka kugulitsa mtengo. Pofuna kupewa izi, tikhoza kupempha khoti kuti likhazikitse ndondomeko yeniyeni ya malonda.
Loya wanu atha kupempha chigamulo cha khothi chomwe chimanena momveka bwino:
Wogulitsa nyumba: Khoti likhoza kusankha wothandizira kuti aziyang'anira malonda, kuonetsetsa kuti salowerera ndale, ndi akatswiri.
Mtengo wotsika kwambiri: Izi zimalepheretsa wakale wanu kukana zotsatsa zoyenerera pofuna mtengo wosatheka. Bwalo lamilandu nthawi zambiri limakhazikitsa izi pamtengo wodziyimira pawokha.
Nthawi yokhazikika: Madeti atha kukhazikitsidwa kuti alembe katunduyo ndikuvomera zotsatsa, kupewa kuchedwa kosatha.
Mgwirizano wovomerezeka: Ngati wakale wanu akukhalabe m'nyumbayo, dongosololi likhoza kuwakakamiza kuti alole kuwonera, nthawi zambiri ndi zilango zandalama zomwe zimaphatikizidwa ngati akana.
Njirayi imatenga zisankho zonse zazikulu m'manja mwa chipani chosagwirizana. Kuti mulowe mozama muzochitika za khothi, yang'anani kalozera wathu kumvetsetsa milandu m'makhothi aku Dutch.
Kumanga Mlandu Wamphamvu kwa Woweruza
Kuti mupambane m’khoti, mumafunika zambiri osati kungodandaula; mufunika nkhani yolimba, yolembedwa bwino. Woweruza akuyenera kuwona umboni womveka bwino woti kugulitsa ndikofunikira komanso kuti kukana kwa ex wanu ndi kosayenera. Apa ndi pamene thandizo la loya wanu ndi lofunika kwambiri.
Pamodzi, tipanga fayilo yaumboni yomwe iyenera kukhala:
Umboni wa umwini: Chikalata chovomerezeka chosonyeza kuti ndinu eni ake ogwirizana.
Kuwerengera katundu: Kuwunika kovomerezeka kapena kuwerengera zingapo kuchokera kwa ma estate agents odalirika kuti akhazikitse mtengo wokwanira wamsika.
Zolemba zachuma: Ndemanga zanyumba ndi umboni uliwonse wosonyeza yemwe wakhala akulipira ngongole (ngongole, zothandizira, misonkho).
Mbiri yolumikizirana: Makope a imelo iliyonse, kalata, ndi mameseji omwe amalemba zomwe mukufuna kukambirana ndikupeza yankho.
Zolemba izi sizimangodzaza chikwatu. Imanena nkhani, kusonyeza kuyesayesa kwanu kwachikhulupiriro chabwino ndikumanga mkangano wamphamvu wakuti kulowererapo kwa milandu ndiyo njira yokhayo yomwe yatsala.
Zowona Zachuma Pogulitsa Katundu Wokakamizidwa
Pamene khoti liyenera kulowererapo ndikulamula kuti mugulitse nyumba yomwe munagawanamo, sikuti mukungokhalira kupsinjika maganizo - chithunzi chachuma chimasintha kwathunthu. Izi sizomwe mumagulitsa; ndi njira yodzaza ndi ndalama zapadera komanso zoopsa zomwe muyenera kupita patsogolo. Pamene "ex niet meewerkt aan de verkoop van de woning" wanu, kuchedwa kungayambe kukuwonongerani ndalama zenizeni, makamaka pamsika wa katundu wothamanga.
Kugwira mwamphamvu pazachuma izi sikungakambirane. Kuchokera kwa yemwe amalipira ngongole pa mkangano mpaka momwe mphika womaliza umagawidwira, sitepe iliyonse imakhala ndi mtengo wake. Kukonzekera zenizeni izi ndi njira yabwino kwambiri yotetezera zofuna zanu zachuma ndikupanga zisankho zanzeru, zomveka bwino.
Musalole Kuchedwetsa Kudye mu Equity Yanu
Munthu wakale wosagwirizana yemwe amakoka mapazi awo angayambitse zambiri osati kukhumudwa. Mu msika wa nyumba za Dutch, kuchedwa kumeneku kungakhale ndi zotsatira zoopsa zachuma. Kuyimitsidwa sikungokhudza kuchedwetsa zomwe sizingalephereke - zimatha kuchepetsa phindu lomwe mukupita nalo.
Manambala samanama. Pafupipafupi mtengo wakunyumba waku Dutch ukugunda €488,000 mu 2025 pambuyo pa 11% pachaka kulumpha, ngakhale kuchedwa kwa miyezi isanu ndi umodzi kungatanthauze kuphonya gawo lalikulu la chiyamikiro. Pamsika ngati uwu, kugulitsa koyimitsidwa ndi ngongole yazachuma. Mutha kudziwa bwino zomwe zikuchitikazi ndikupeza zambiri zokhudza mbiri yamitengo ya katundu waku Dutch kuti muwone kuchuluka kwake komwe kuli pachiwopsezo.
Ndani Amalipira Chiyani Pamene Mukudikira?
Kungogulitsa kuli mu limbo sizikutanthauza kuti mabilu asiya kubwera. Ngongole, misonkho yanyumba (OZB), inshuwaransi, ndi zothandizira zonse ziyenera kulipidwa panthawi yovomerezeka. Limodzi mwamafunso ofunikira omwe khothi lidzawayankha ndi ndani yemwe ali ndi udindo pazovuta zomwe zikuchitikazi.
Monga lamulo, ngati m'modzi akukhalabe m'nyumbamo, nthawi zambiri amayenera kulipira ndalama zatsiku ndi tsiku monga zothandizira. Zowononga zokhudzana ndi umwini, komabe, ndi masewera ena a mpira.
Malipiro a Ngongole: Nonse mukadali pa mbedza ndi banki. Ngati m'modzi wa inu asiya kulipira, zimawononga zonse zomwe mumapeza.
Misonkho ya Katundu ndi Inshuwaransi: Izi zimatengedwa ngati mtengo wa umwini, motero zimakhala zolemetsa zogawana nawo, posatengera kuti ndi ndani.
Kukonza Mwachangu: Ngati denga liyamba kutsika, mwachitsanzo, kukonzanso kumeneko nthawi zambiri kumagawanika. Ndi za kusunga mtengo wa katundu wanu nonse.
Upangiri: Sungani mbiri yatsatanetsatane ya ndalama zonse zomwe mumalipira nokha panthawiyi. Malisiti awa ndi zikalata zaku banki ndi umboni wanu ndipo zidzakhala zofunikira kwambiri kuti mubwezedwe kuchokera pazogulitsa zomaliza.
Mmene Ndalama Zimagawidwiradi
Nyumbayo ikangogulitsa, ndalama zomwe amapeza sizingogawanika 50/50. The notary (Notary Public) ali ndi ntchito yapadera yoti achite poyamba: kubweza ngongole zonse zomwe zili panyumbayo. Ndi ndondomeko yovomerezeka. Ngati zinthu zikusokonekera kwambiri ndipo mukuda nkhawa ndi ndalama zobisika, fufuzani thandizo la akatswiri kupeza chuma cha munthu akhoza kupereka momveka bwino ndi kuonetsetsa zotsatira zabwino.
Nawa dongosolo lamalipiro lomwe notary angapange:
Choyamba, a ngongole yanyumba amalipidwa zonse ku banki.
Kenako, a ntchito yogulitsa nyumba ndi ndalama zina zogulitsa mwachindunji (monga ndalama zowerengera) zathetsedwa.
Kenako, gulu lililonse lomwe lidalipira ndalama zogawana palokha panthawi ya mkangano limalandira kubwezeredwa, kutengera zolemba zomwe mwasunga mosamala.
Chilichonse chomwe chatsala pambuyo pa kuchotsedwa kumeneku ndi phindu lonse. Izi ndi ndalama zomwe zidzagawidwe pakati pa inu ndi mnzanu wakale malinga ndi magawo omwe muli nawo mwalamulo. Gawo lomalizali ndipamene kusunga mbiri yanu mwachangu kumalipiradi, kuwonetsetsa kuti mupeza zotsatira zandalama zoyenera.
Mafunso Odziwika Okhudza Kugulitsa Nyumba Zosagwirizana
Kudzipeza nokha "ex werkt niet mee aan verkoop woning" kungamve ngati kutha, koma simuli nokha. Anthu ambiri amagunda zotchinga zokhumudwitsa zomwezi. Nawa mayankho achindunji a mafunso omwe timamva nthawi zambiri, akupereka kumveka bwino pazovuta zogulitsa katundu wogawana pomwe munthu wina akana kugwirizana.
Bwanji Ngati Ex Wanga Atakhala Mnyumba Ndipo Akutchinga Mawonedwe?
Iyi ndi njira yodziwika bwino komanso yokwiyitsa. Ngati mnzanu wakale akuletsa kugulitsa mwa kukana mwayi wopeza ma estate agents kapena ogula, mutha kuchitapo kanthu. Loya wanu atha kupempha khoti kuti likupatseni chigamulo choti chikakamize mgwirizano wawo.
Uku sikungopempha mwaulemu ku khoti. Dongosololi nthawi zambiri limapereka ndondomeko yomveka bwino yowonera. Chofunika kwambiri, chitha kuphatikiza a 'dwangsom', chomwe ndi chindapusa chokwera kwambiri. Izi zikutanthauza kuti wakale wanu adzalamulidwa kulipira ndalama zambiri nthawi iliyonse akalephera kupereka mwayi monga momwe khothi lalamula. Oweruza achi Dutch adawonapo izi kale ndipo ali okonzeka kutsata malamulowa kuti malondawo asamuke.
Kodi Ndingagule Ex Wanga Ngati Sitingagwirizane Pamtengo?
Inde, mwamtheradi. Ndi zachilendo kuti m’modzi wa m’banja afune kukhala m’nyumba. Ngati mukuyang'ana kuti mukhale ndi malowo koma simungakwanitse kugula ndi ex wanu, bwalo lamilandu likhoza kuthetsa vutoli.
Pazimenezi, cholinga chachikulu cha khoti ndikukhazikitsa mtengo wamtengo wapatali komanso wosakondera. Woweruza pafupifupi nthawi zonse amasankha wowerengera wodziyimira pawokha, wovomerezeka kuti adziwe mtengo wamsika wapanyumba.
Mtengowo ukangoyikidwa pamwala, bwalo lamilandu litha kupereka chigamulo chomwe chimafuna kuti wakale wanu asamutsire gawo lawo la malowo kwa inu pamtengo wovomerezeka. Izi zimakakamiza kugula, ngakhale popanda mgwirizano wawo pa nambala, kukulolani kuti mutenge umwini wanu ndikupita patsogolo.
Zimatenga Nthawi Yaitali Bwanji Kuti Mukakamize Kugulitsa Mwalamulo?
Nthawi yokakamiza kugulitsa imatha kusiyanasiyana pang'ono, kutengera momwe zinthu ziliri. Pamilandu yowongoka pomwe vuto lokhalo ndilopanda mgwirizano, mutha kupeza chigamulo cha khothi kuti muvomereze (vervanende toetemming) mkati miyezi itatu mpaka isanu ndi umodzi.
Komabe, ngati mkanganowo wasakanizidwa ndi zinthu zina, ndondomekoyi idzatenga nthawi yaitali. Zinthu monga kusagwirizana kwakukulu pa mtengo wa katundu, mikangano yokhudzana ndi ngongole zomwe zimagwirizanitsidwa ndi nyumba, kapena zovuta zina zandalama zingathe kutambasula nthawiyo kufika chaka chimodzi kapena kuposerapo. Ichi ndi chifukwa chachikulu chomwe timalangizira nthawi zonse kuyesa kukambirana ndi kuyanjanitsa kaye - nthawi zambiri ndi njira yachangu komanso yotsika mtengo kwambiri.
Ndani Amalipira Ndalama Zalamulo Pogulitsa Mokakamiza?
Ku Netherlands, lamulo lalikulu ndilakuti gulu lililonse limalipira ndalama zawo zamalamulo. Mumalipira loya wanu, ndipo wakale wanu amalipira awo.
Izi zati, bwalo lamilandu lili ndi zosinthika pano. Ndalama zomwe zimagwirizana mwachindunji ndi kugulitsa komweko-monga malipiro a wowerengera wosankhidwa ndi khoti kapena wothandizira katundu-kawirikawiri amaonedwa kuti ndi ndalama zogawana. Woweruza nthawi zambiri amalamula kuti izi zilipidwe molunjika kuchokera pazogulitsa malonda asanagawidwe phindu lililonse.
Kuwonjezera apo, ngati khalidwe la munthu mmodzi lakhala lopanda nzeru mwapadera, kuchititsa dala kuchedwetsa ndi kubweza ngongole zosafunikira zalamulo kwa winayo, woweruza ali ndi mphamvu yolamula gulu losagwirizana nalo kuti liperekenso gawo la ndalama zalamulo za winayo.
