2021 ndi chaka chomwe zinthu zingapo zidzasintha pankhani ya malamulo ndi malamulo. Izi ndi momwenso zilili pankhani ya msonkho wosamutsa. Pa Novembara 12, 2020, Nyumba Yoyimilira idavomereza bilu yokonza msonkho wosinthira. Cholinga cha biluyi ndikuwongolera malo oyambira pamsika wanyumba pokhudzana ndi osunga ndalama, chifukwa osunga ndalama nthawi zambiri amafulumira pogula nyumba, makamaka m'mizinda (yaikulu). Izi zimapangitsa kuti zikhale zovuta kwa oyamba kugula a kunyumba. Mutha kuwerenga mubulogu iyi zomwe zosintha zidzagwira ntchito m'magulu onsewa kuyambira 1 Januware 2021 ndi zomwe muyenera kulabadira.
Njira ziwirizi
Pofuna kukwaniritsa cholinga chofotokozedwacho pamwambapa, zosintha ziwiri, kapena zocheperako, zidziwitsidwa pankhani yamsonkho kuchokera ku 2021. Zikuyembekezeka kuti izi zichulukitsa kuchuluka kwa zomwe ogula oyambira ayamba kuchita amachepetsa kugulitsa nyumba ndi osunga ndalama.
Muyeso woyamba m'nkhaniyi ukugwira ntchito kwa oyambitsa ndipo, mwachidule, umaphatikizapo kusalipira msonkho. Mwanjira ina, oyambitsa safunikanso kulipira msonkho kuchokera pa 1 Januware 2021, kuti kugula nyumba kukhale kotsika mtengo kwambiri kwa iwo. Chifukwa cha kukhululukidwa, ndalama zonse zokhudzana ndi kugula nyumbayo, malingana ndi kuwonjezeka kwa mtengo wa nyumba, zidzachepadi.
Chonde dziwani: kukhululukidwa ndi nthawi imodzi ndipo mtengo wa nyumbayo sungathe kupitirira € 400,000 kuchokera pa 1 April 2021. malamulo aboma notary pa 1 Januware 2021 kapena pambuyo pake ndipo nthawi yosainira mgwirizano wogula sizosankha.
Muyeso winawo umakhudza osunga ndalama ndipo zikutanthauza kuti zogula zawo zidzakhomeredwa msonkho pamlingo wapamwamba kwambiri kuchokera pa 1 Januware 2021. Mlingo uwu udzawonjezeka kuchoka pa 6% mpaka 8% pa tsiku lomwe latchulidwa. Mosiyana ndi oyambira, zimakhala zokwera mtengo kwambiri kwa osunga ndalama kugula nyumba. Kwa iwo, ndalama zonse zokhudzana ndi kugula nyumba zidzawonjezeka chifukwa cha kuwonjezeka kwa msonkho wamalonda.
Zodabwitsa ndizakuti, mtengo uwu sikuti msonkho wongopeza anthu omwe si okhalamo, kuphatikiza malo ochitira bizinesi, komanso kugula nyumba zomwe sizidzagwiritsidwa ntchito kapena kugwiritsidwa ntchito kwakanthawi ngati nyumba yayikulu. M'nkhaniyi, molingana ndi chikumbutso chofotokozera cha bilu ya kusintha kwa msonkho, ganizirani, mwachitsanzo, nyumba ya tchuthi, nyumba yomwe makolo amagulira mwana wawo ndi nyumba zomwe sizinagulidwe ndi anthu achilengedwe, koma ndi anthu ovomerezeka monga mabungwe a nyumba.
Choyamba kapena wogulitsa?
Koma kodi muyenera kukumbukira chiyani? Mwa kuyankhula kwina, kodi ndinu oyambira kapena oyika ndalama? Kaya wina akulowa msika wanyumba wokhala ndi eni ake kwa nthawi yoyamba ndipo sanapezepo nyumba, zitha kutengedwa ngati poyambira kuyankha funsoli.
Komabe, yemwe ali woyenerera kukhululukidwa koyambira komanso kwa omwe kuwonjezereka kwa msonkho wamalonda kumagwira ntchito, sikutsimikiziridwa pamaziko a muyesowu. Zilibe kanthu kuti simukulipirani ngati ndinu wogula muli ndi nyumba kale. Mwanjira ina, nyumbayo sikuyenera kukhala nyumba yanu yoyamba kukhala ndi eni ake kuti muyenerere kumasulidwa.
Ndalama yosinthira misonkho yosamutsira imagwiritsa ntchito poyambira mosiyana. Kaya mutha kuwerengedwa kuti ndi oyambitsa ndiye kuti mungakhale ndi mwayi wokhululukidwa kumene kumadalira pazinthu zitatu zowonjezera. Zotsatira zake ndi izi:
- Msinkhu wopezeka. Kuti muwonetsetse kuti ndinu woyamba, muyenera kukhala wazaka zapakati pa 18 ndi 35. Malire apamwamba a 35 amagwiritsidwa ntchito mu bilu chifukwa kafukufuku wa AFM wasonyeza kuti nthawi zambiri zimakhala zovuta kupirira mtengo wa wogula ali ndi zaka zocheperapo 35. Kuphatikiza apo, pakugwiritsa ntchito kusakhululukidwa ndi malire otsika azaka 18, zofunikira kuti muli ndi zaka zikugwiranso ntchito.
- Cholinga cha malire otsikawa ndikuletsa kugwiritsa ntchito molakwika kukhululukidwa kwa oyamba kumene: sizingatheke kuti oimira malamulo agwiritse ntchito chikhululukirochi pogula nyumba m'dzina la mwana wamng'ono. Kuphatikiza apo, malire a zaka ayenera kutsatiridwa pa wopeza aliyense, ngakhale zitakhala kuti nyumba imodzi idagulidwa ndi ogula angapo pamodzi. Ngati m'modzi mwa ogula ali wamkulu kuposa zaka 15, zotsatirazi zikugwira ntchito kwa wogula uyu: palibe kuchotsera pa iye yekha.
- Wopeza omwe sanagwiritsepo ntchito kuchotsedwa kumeneku. Monga tanenera, kukhululukidwa kwa oyamba kumene kungagwiritsidwe ntchito kamodzi kokha. Kuti muwonetsetse kuti lamuloli silikuphwanyidwa, muyenera kulengeza momveka bwino, molimba mtima komanso mopanda kusungitsa polemba kuti simunagwiritsepo ntchito kale chilolezo choyambira. Mawu olembedwawa ayenera kuperekedwa kwa mlangizi wa malamulo a boma kuti agwiritse ntchito kukhululukidwa kwa msonkho.
- Kwenikweni, mlembi wa malamulo a boma akhoza kudalira mawu olembedwawa, pokhapokha atadziwa kuti mawuwa adaperekedwa molakwika. Zikawoneka pambuyo pake kuti inuyo ngati wopezera ndalama mudagwiritsa ntchito chilekanirocho m'mbuyomu ngakhale mawuwo aperekedwa, kuwunika kowonjezera kudzapangidwabe.
- Kugwiritsa ntchito nyumbayo kupatula kwakanthawi kokhala komwe kumakhala kopeza. M'mawu ena, kuchuluka kwa oyambitsa kukhululukidwa kumangokhala kwa opeza omwe adzakhaledi m'nyumba. Pankhani ya chikhalidwe ichi, ndikofunikanso kuti inu ngati wopeza mulengeze momveka bwino, molimba mtima komanso mopanda kusungitsa kuti nyumbayo idzagwiritsidwa ntchito osati mongoyembekezera komanso ngati nyumba yaikulu, komanso kuti mupereke mawu olembedwawa kwa mlembi wa malamulo a boma asanagule ngati kugula kumadutsa kudzera mwa iye.
- Kugwiritsa ntchito kwakanthawi kumatanthauza, mwachitsanzo, kubwereketsa nyumbayo kapena kugwiritsidwa ntchito ngati nyumba yatchuthi. Ngakhale kuti nyumba yaikulu imaphatikizapo kulembetsa ndi mpingo ndi kumanga moyo kumeneko (kuphatikizapo masewera, sukulu, malo olambirira, kusamalira ana, mabwenzi, banja). Ngati, monga wopeza, simugwiritsa ntchito nyumba yatsopanoyo ngati nyumba yanu yayikulu kapena kwakanthawi kuchokera pa 1 Januware 2021, mudzalipidwabe msonkho wa 8%.
Kuunika kwa njirazi, chifukwa chake yankho la funso loti ngati mukuyenereradi kutulutsa, kumachitika nyumbayo ikapezeka. Makamaka, ino ndi nthawi yomwe chikalata chogulitsa chikakonzedwa kwa notary. Asanapange chikalata cholemba notarial, zolembedwazo zokhudzana ndi zachiwiri ndi zachitatu ziyenera kuperekedwanso kwa notary. Nthawi yomwe mgwirizano wamgwirizano udasainidwa siyofunika pazolemba, monganso momwe zingapezere mwayi kwa omwe akuyamba kumene.
Kugula nyumba ndi gawo lofunikira kwa onse oyambira komanso omwe amagulitsa. Kodi mukufuna kudziwa kuti muli m'gulu liti komanso ndiyeso iti yomwe muyenera kuganizira kuyambira 2021 kupita? Kapena mukufuna thandizo kuti mupange zomwe mukufuna kuti muchotse? Ndiye kukhudzana Law & Zambiri. Maloya athu ndi akatswiri pazamalamulo okhudzana ndi malo ndi nyumba ndipo ali okondwa kukupatsani chithandizo ndi upangiri. Maloya athu adzakhalanso okondwa kukuthandizani pakutsata ndondomeko, mwachitsanzo pankhani yojambula kapena kuyang'ana mgwirizano wogula.
