Lamulo la Maboma
Lamulo la Maboma
Chidziwitso cha malamulo okhudza katundu kwa eni nyumba, eni nyumba, ndi osunga ndalama
mwachidule
Kwa anthu ambiri achinsinsi, kugulitsa nyumba ndiye ndalama yayikulu kwambiri m'miyoyo yawo, pomwe kwa osunga ndalama ndi opanga nyumba ndi malo ovuta okhala ndi ufulu wa katundu, zoletsa za malamulo aboma, ndi maudindo a pangano. Kulakwitsa panthawi yofufuza bwino, gawo losamveka bwino mu mgwirizano wogula, kapena chitetezo cha wobwereka chomwe sichinanyalanyazidwe chingayambitse milandu yambiri komanso kutayika kwakukulu kwa ndalama.
Law & More Amatsogolera makasitomala aku Dutch ndi akunja kudzera mu malonda a malo, malamulo obwereka, malamulo okhudza umwini wa nyumba, komanso mikangano yokhudza malo. Maloya athu mu Eindhoven ndi Amsterdam Dziwani malamulo okhudza katundu ku Netherlands kuyambira ku Land Registry (Kadaster) mpaka kukhoti, ndipo timathandizanso amalonda akunja kupeza malo ku Netherlands.
Mukufuna Malangizo a Katswiri?
Akatswiri athu azamalamulo ogulitsa nyumba ndi okonzeka kukuthandizani. Pezani malangizo a zamalamulo omwe ali ndi inu lero.
Kuyenda Mwamsanga
Zatsopano Zatsopano
Nkhani Zamalamulo Ogulitsa Nyumba
Eni nyumba ambiri amakumana ndi funso lomweli. Ndalama zolipirira lendi zikuchepa pomwe ndalama zokonzera nyumba zikuchepa,
1. Chiyambi Kusamutsa zingwe ndi mapaipi ku Netherlands n'kovuta kwambiri mwalamulo
Anthu ambiri amalota zokhala ndi kagawo kakang'ono ka paradaiso—nyumba yopumulirako komwe angathe
Zimene Timachita
Kufufuza koyenera pa kugula malo
Mapangano ogulira (NVM ndi custom) ndi zikalata zotumizira
Lamulo la lendi (lokhala ndi nyumba ndi malonda)
Mapangano okonza mapulojekiti ndi zomangamanga
Malamulo okhudza umwini wa nyumba ndi mikangano ya VvE
Lendi ya malo, ufulu womanga nyumba ndi ma pasement
Lamulo la ndalama zogulira nyumba ndi ngongole ya nyumba
Mikangano yokhudza malo ndi njira zochotsera anthu m'nyumba
Chifukwa Chosankha Law & More
Kuyimira eni nyumba ndi obwereka
Chidziwitso ndi malo ogulitsa ndi okhala
Ndondomeko yofulumira yochotsa anthu m'nyumba ngati pakufunika kutero
Kufufuza bwino za kugula nyumba
Utumiki wa zilankhulo zambiri kwa osunga ndalama ochokera kumayiko ena
Mafunso Ofunsidwa Kawirikawiri - Lamulo Logulitsa Nyumba
Mafunso omwe amafunsidwa kawirikawiri okhudza malamulo okhudza malo, amayankhidwa ndi akatswiri athu.
Kufufuza bwino za malo kumaphatikizapo: Kafukufuku wa Land Registry (umwini, ngongole za nyumba, zomangira), kufufuza mapulani a malo, momwe nyumbayo ilili komanso mbiri ya zilolezo, ziphaso zodetsa nthaka, zikalata za VvE (za nyumba), mapangano obwereketsa ndi ndalama zothandizira, ndi malipoti azachilengedwe ndi asbestos. Pa malo amalonda, ndalama zobwereketsa, zoopsa za anthu osagwira ntchito, ndi mtengo wamsika ndizofunikiranso. Law & More imayang'anira njira yonse yowunikira bwino.
Kasitomala akagula nyumba, lamulo limapereka nthawi yopuma kwa masiku atatu atalandira pangano logula lomwe lasainidwa. Munthawi imeneyi wogula akhoza kusiya kugula popanda kupereka chifukwa chilichonse komanso popanda kulipira chilango. Nthawi yopuma kwa nyumba iyenera kukhala ndi masiku osachepera awiri ogwira ntchito. Pambuyo poti itha, panganolo limakhala lomangika, kutengera zomwe zanenedwa kale.
Obwereka malo okhala amakhala ndi chitetezo chachikulu ku kuthetsedwa kwa nyumba. Mwininyumba akhoza kuthetsa lendi pokhapokha pazifukwa zalamulo, monga kugwiritsa ntchito nyumba mwachangu, ndipo ayenera kusunga nthawi yolondola yodziwitsa. Ngati wobwereka sakuvomereza kuthetsa lendi, lendiyo ikupitirira mpaka khoti litapereka chigamulo pankhaniyi. Udindo wake umasiyana malinga ndi malo amalonda, kutengera mtundu wake.
Nyumba imagawidwa m'magawo a nyumba ndi chikalata chovomerezeka cha gawo, chomwe chimalembetsedwa mu Land Registry. Chikalatachi chimafotokoza za ziwalo zachinsinsi ndi ziwalo zodziwika bwino ndipo chili ndi malamulo a gawo. Pagawo, Bungwe la Okhala ndi Nyumba (VvE) limayamba chifukwa cha lamulo, lomwe mwini nyumba aliyense ndi membala.
Ngati katundu woperekedwayo alibe makhalidwe omwe wogula anali oyenera kuyembekezera, palibe chifukwa chotsatira malamulo. Wogula ayenera kuuza wogulitsayo za vutolo mkati mwa nthawi yoyenera. Kutengera ndi momwe zinthu zilili, wogulayo angapemphe kuti akonze, achepetse mtengo, alandire chipukuta misozi, kapena athetse mgwirizano. Kaya wogulitsayo ali ndi mlandu zimadalira pang'ono pa mfundo zomwe zavomerezedwa komanso udindo wa wogula wofufuza.
Pangano logula limalemba mapangano pakati pa wogula ndi wogulitsa ndipo limakhala lolimba akangosaina (kutengera nthawi yoziziritsa komanso zinthu zina zilizonse zomwe zachitika kale). Komabe, umwini umadutsa mu chikalata chovomerezeka cha kusamutsa katundu, chomwe chimalembedwa ndi notary kenako n’kulembetsedwa m’mabuku a anthu onse a Land Registry. Nthawi zambiri pamakhala milungu ingapo mpaka miyezi pakati pa kugula ndi kusamutsa katundu.
Ichi ndi gawo lomwe lili mu mgwirizano wogula lomwe limalola wogula kuletsa kugula kwaulere ngati sangathe kukonza ngongole ya nyumba mkati mwa nthawi yomwe adagwirizana. Wogula ayenera kupempha chilolezocho nthawi ndi nthawi komanso polemba, nthawi zambiri kupereka kukana kamodzi kapena zingapo kuchokera kwa wobwereketsa. Ngati nthawi yomaliza idutsa, chitetezo chimatha ndipo nthawi zambiri chilango cha 10% chingakhale choyenera.
Kuwonjezera pa mtengo wogulira, wogula nthawi zambiri amalipira msonkho wosamutsa (kapena VAT pa nyumba zatsopano), ndalama za notary za chikalata chosinthira ndi chikalata cha ngongole ya nyumba, komanso mtengo wolembetsa mu Land Registry. Nthawi zambiri, komishoni ya wothandizira malo imalipidwa ndi munthu amene wagwiritsa ntchito wothandizirayo. Gawo lenileni la gawoli limafotokozedwa mu mgwirizano wogula.
Okhala m'malo okhala amakhala ndi chitetezo chachikulu chalamulo, kuphatikizapo chitetezo ku kutha kwa ntchito komanso kukwera kwa lendi. Pa malo amalonda, lamuloli limasiyanitsa pakati pa "malo ogulitsa" (monga masitolo ndi malo olandirira alendo, okhala ndi nthawi yake ndi malamulo ake otha ntchito) ndi "malo ena amalonda" (monga maofesi, okhala ndi chitetezo chochepa kwambiri). Ndondomeko yoyenera imatsimikiza kwambiri udindo wa gulu lililonse.
Ayi. Pa malo okhala omwe amalamulidwa, malamulo okhwima amagwira ntchito pakukweza lendi pachaka, komwe kwakhazikitsidwa ndi boma. Mu makampani achinsinsi, magulu ali ndi ufulu wochulukirapo, koma zigawo za mgwirizano wa contractual indexation ndipo, m'zaka zaposachedwapa, malire alamulo nthawi zambiri amagwira ntchito. Nthawi zina wobwereka nyumba akhoza kuwonanso kukweza komwe kukuyembekezeredwa ndi Rent Tribunal kapena khoti.
Chilolezo ndi ndalama zomwe zimaperekedwa pa malo amodzi (malo ogwirira ntchito) kuti apindule ndi malo ena (malo olamulira), mwachitsanzo ufulu wolowera. Chilolezo chimabwera chifukwa chopanga chikalata chovomerezeka ndi kulembetsa mu Land Registry, kapena ndi mankhwala. Zomwe zili mkati mwake ndi zomwe zili mkati mwake zimachokera makamaka ku chikalata cholenga.
Zigamulo za Bungwe la Okhala ndi Nyumba, nthawi zina, zitha kuthetsedwa kapena kukhala zopanda ntchito, mwachitsanzo ngati zikutsutsana ndi chikalata chogawa nyumba, malamulo, kapena miyezo yolondola komanso yachilungamo. Mwini nyumba akhoza kupempha khoti lachigawo kuti lichotse chigamulo mkati mwa nthawi yochepa yovomerezeka ndi lamulo. Milandu ingathenso kuyambitsidwa pankhani yokonza nyumba mochedwa kapena kasamalidwe ka ndalama zosungiramo nyumba.
Lendi ya malo imapereka ufulu wogwiritsa ntchito ndikusangalala ndi malo a chipani china pobwezera lendi ya malo (canon). Mosiyana ndi zimenezi, ufulu womanga nyumba umapereka ufulu wokhala ndi nyumba, ntchito, kapena malo obzala m'malo, pamwamba, kapena pamwamba pa malo a chipani china, mosiyana ndi umwini wa malo enieniwo. Zonsezi ndi ufulu wodziyimira pawokha wa katundu weniweni, wopangidwa ndi chikalata cha notarial, womwe ungasamutsidwe kapena kulepheretsedwa.
Mwininyumba sangachotse wobwereka yekha; chigamulo cha khothi chimafunika. Nthawi zambiri milandu imayamba ndi kalata yopempha kuti lendi ichotsedwe komanso kuti munthu achotsedwe, mwachitsanzo chifukwa cha ngongole za lendi. Ngati khothi livomereza pempholi, kuchotsedwako kungachitike mothandizidwa ndi bailiff. Pa milandu yachangu, nthawi zina njira zothandizira kwakanthawi zimatha.
Pankhani ya malo ogulitsa nyumba, mavuto ake ndi aakulu ndipo nkhani zalamulo, misonkho, ndi kapangidwe ka nyumba n’zovuta. Kafukufuku wokwanira amafotokoza zoopsa monga mapangano omwe alipo kale obwereka nyumba, ma passement, malamulo aboma, kuipitsidwa kwa nthaka, ndi malire a mapulani ogawa malo. Mwa kuzindikira zoopsazi asanasaine, wogula akhoza kusintha mtengo, malamulo, kapena zitsimikizo, kapena kusankha kusiya zomwe zachitika.
Kampani ya VvE, pakati pa zinthu zina, iyenera kukumana chaka chilichonse, kusunga ndalama zosungiramo zinthu kuti zikonzedwe kwambiri ndikusunga inshuwaransi ya nyumbayo. Kuyambira mu 2018, ndalama zochepa zomwe zimaperekedwa ku ndalama zosungiramo zinthu zimagwiritsidwa ntchito. Ngati mugula nyumba, nthawi zonse funsani za thanzi la ndalama ndi zolemba za VvE.
Ngati wogulitsa abisa vuto lomwe akulidziwa lomwe limalepheretsa kugwiritsa ntchito bwino katunduyo, akhoza kukhala ndi mlandu ngakhale pali lamulo lakuti "kugula monga momwe taonera". Wogula akhoza kupempha kuti akonze, kulipidwa kapena, pazochitika zazikulu, kuletsa kugula. Kudziwitsa nthawi yake za vutolo n'kofunika.
Kubwereketsa nyumba pang'onopang'ono nthawi zambiri kumaloledwa pokhapokha ngati mwini nyumbayo wavomereza, ndipo mgwirizano wa lendi nthawi zambiri umaletsa izi. Kubwereketsa nyumba pang'onopang'ono kosaloledwa kungayambitse kuthetsedwa kwa lendi ndi udindo wopereka phindu lililonse. Maboma nthawi zambiri amakhazikitsa malamulo awoawo pa lendi yanthawi yochepa.
Ndi lendi ya malo mungagwiritse ntchito malo a munthu wina pobwezera ndalama zina (canon), pomwe ufulu womanga umakupangitsani kukhala mwini wa nyumba kapena nyumba yomwe ili pa malo a munthu wina. Zonsezi ndi ufulu wopezera katundu womwe unakhazikitsidwa pamaso pa notary ndipo unalembetsedwa mu Land Registry.
Wogula nyumba payekha ali ndi masiku atatu okhazikika pambuyo poti walandira mgwirizano wogula womwe wasainidwa ndipo akhoza kusiya popanda kupereka chifukwa. Kuphatikiza apo, chitsanzo cha ndalama, chimapereka njira yothetsera vutoli mkati mwa nthawi yomwe mwagwirizana.
Malamulo Ofunika Kwambiri Pamilandu
Mawu ofunikira ofotokozedwa m'chinenero chosavuta
Mgwirizano Wobwereketsa (Huurovereenkomst)
Pangano pakati pa mwini nyumba ndi wobwereka lomwe limafotokoza zomwe ziyenera kuchitidwa pobwereka nyumba. Liyenera kutsatira lamulo la ku Dutch lobwereka lomwe limapereka chitetezo chofunikira kwa wobwereka.
Kuchotsedwa (Kuchotsedwa)
Ndondomeko yalamulo yochotsera wobwereka pa malo. Imafuna chilolezo cha khoti ku Netherlands - kuchotsedwa m'nyumba mwanu ndi kosaloledwa. Nthawi zambiri njirayi imatenga miyezi 4-8 pamilandu yotsutsana.
Chitetezo cha Deposit (Waarborgsom)
Ndalama zomwe wobwereka amalipira ngati chikole cha lendi ndi momwe nyumba ilili, nthawi zambiri lendi ya mwezi umodzi kapena itatu. Ingagwiritsidwe ntchito pokhapokha pa lendi yosalipidwa kapena kuwonongeka komwe sikungawonongeke nthawi zonse.
Mgwirizano Wogula (Koopovereenkomst)
Pangano loyamba la kugula malo. Ogula amakhala ndi nthawi yopuma kwa masiku atatu. Nthawi zambiri amatsatira 10% ya ndalama zomwe zasungidwa ndi kuyang'aniridwa kwa nyumba asanatumize notarial.
Kusamutsa Mwini (Eigendomsoverdracht)
Kusamutsa umwini wa katundu wosamuka mwalamulo kumafuna umwini wovomerezeka (pangano logula), chikalata chovomerezeka chosamutsa katundu, ndi kulembetsa m'mabuku a boma a Land Registry (Kadaster). Uwini umapita kwa wogula pokhapokha chikalatacho chitalembetsedwa.
Lendi ya Pansi (Erfpacht)
Ufulu weniweni wa malo womwe umalola mwini malo kugwiritsa ntchito ndikusangalala ndi malo omwe ali a chipani china pobwezera ndalama zina nthawi ndi nthawi (lendi ya malo kapena malamulo). Kubwereka malo ndi kofala mu Amsterdam ndi mizinda ina ngati njira ina m'malo mwa umwini wonse.
Bungwe la Eni Nyumba (Vereniging van Eigenaren / VvE)
Bungwe lovomerezeka lalamulo lomwe limachitika nyumba ikagawidwa m'magawo a ufulu wa nyumba. Bungwe la VvE limayang'anira magawo wamba, limasunga ndalama zosungira, komanso limapanga zisankho pa kusamalira ndi kuyang'anira nyumbayo.
Ufulu Wanyumba Yanyumba (Hypotheekrecht)
Ufulu wochepa wa katundu womwe umalola wobwereketsa (nthawi zambiri banki) kugulitsa katundu wobwerekedwa mwa kukakamiza ngati atalephera kulipira. Ngongole imapangidwa ndi chikalata cha notarial ndipo imalembetsedwa mu Land Registry.
Kusagwirizana (Non-conformiteit)
Mkhalidwe umene katundu woperekedwayo alibe makhalidwe omwe wogula anali oyenera kuyembekezera pansi pa mgwirizano. Kusatsatira malamulo kungapangitse wogulayo kukhala ndi ufulu wokonza, kuchepetsa mtengo, kapena kuthetsa mgwirizano.
Transfer Tax (Overdrachtsbelasting)
Misonkho yolipira pa kugula katundu wosamukasamuka womwe uli ku Netherlands. Mtengo wake umadalira ngati nyumbayo ndi ya mwiniwake, ndalama zoyikira, kapena nyumba yoyamba yoyambira, ndipo nthawi zambiri imachotsedwa ndikulipidwa ndi notary ikasamutsidwa.
Dongosolo la Zoning (Bestemmingsplan)
Ndondomeko yovomerezedwa ndi boma yomwe imasankha momwe malo ndi nyumba zomwe zili m'derali zingagwiritsidwire ntchito komanso kukulitsidwa. Ndondomeko yogawa malo ndi yogwirizana ndipo imatha kuchepetsa kwambiri kugwiritsa ntchito malo, kotero nyumba iliyonse kapena kusintha kwa kagwiritsidwe ntchito kuyenera kufufuzidwa kuti kusakhale kofanana ndi komwe kulipo.
Deed of Division (Splitsingsakte)
Chikalata chotsimikizira nyumba chimagawidwa m'magawo osiyana a nyumba. Chimafotokoza malire a magawo achinsinsi ndi a anthu wamba ndipo chili ndi malamulo a gawo logawa omwe amafotokoza ufulu ndi maudindo a eni nyumba ndi VvE.
Easement (Erfdienstbaarheid)
Ndalama zolipirira malo amodzi (malo ogwirira ntchito) kuti apindule ndi malo ena (malo olamulira), monga ufulu wolowera. Chilolezo chimapangidwa ndi chikalata cha notarial ndi kulembetsa, kapena ndi chilolezo cha dokotala, ndipo gawo lake limachokera ku chikalata cha chilengedwe.
Chipinda Kumanja (Appartementsrecht)
Gawo m'nyumba yogawanika lomwe limapatsa mwiniwakeyo mwayi wogwiritsa ntchito gawo lachinsinsi (monga nyumba) pamodzi ndi gawo m'malo ogwiritsidwa ntchito ndi aliyense. Umembala wa VvE umayikidwa ndi lamulo pa ufulu uliwonse wa nyumba.
Chain Clause (Kugona m'bedi)
Udindo wa pangano umene wogula amatenga ndipo ayenera kuupereka kwa wogula wotsatira akagulitsanso, malinga ndi chilango. Gawo la unyolo siligwira ntchito yokha ndi malowo koma limaperekedwa kudzera m'mapangano otsatizana kuti amange udindo ku malo.
Kulembetsa Malo (Kadaster)
Kulembetsa chikalata chosinthira katundu m'mabuku a anthu onse a Land Registry, zomwe zimapangitsa kuti kusamutsa umwini kugwire ntchito kwa anthu ena. Pambuyo polembetsa, wogula ndiye mwiniwake wa katunduyo.
Mgwirizano Woyamba Kugula (Voorlopige koopovereenkomst)
Pangano lolembedwa logula lomwe lasainidwa ndi wogula ndi wogulitsa asanayambe kutumiza kwa notarial. Ngakhale kuti dzina lakuti "loyamba", kwenikweni limagwira ntchito, malinga ndi nthawi yokhazikika yalamulo komanso zinthu zina zilizonse zomwe zachitika kale.
Chitetezo cha Tenant (Huurbescherming)
Malamulo okhazikika omwe amateteza anthu okhala m'nyumba kuti asachotsedwe ntchito mwachisawawa komanso kukwera kwa lendi. Mwininyumbayo akhoza kuthetsa lendi pazifukwa zomwe zalembedwa mokwanira m'lamulo, nthawi zambiri khoti likachitapo kanthu.
Kuwonongeka kwa nthaka (Bodemverontreiniging)
Kupezeka kwa zinthu zoopsa m'nthaka, zomwe ndizofunikira kwambiri pa malonda a malo. Kuipitsa kungayambitse kuyeretsa ndi ndalama zambiri, kotero kafukufuku wa nthaka nthawi zambiri umachitika malo kapena malo asanagulidwe.
Umodzi wa Malire (Mandeligheid)
Kukhala ndi umwini wogwirizana, mwachitsanzo, khoma logawanitsa kapena msewu wogawana pakati pa malo awiri. Eni ake ogwirizana amagawana ndalama zosamalira ndipo angagwiritse ntchito chinthu chofanana koma akulemekeza zofuna za wina ndi mnzake.
Kodi Muli ndi Mafunso Okhudza Malamulo Okhudza Malo ndi Nyumba?
Maloya athu odziwa bwino ntchito ali okonzeka kukuthandizani. Konzani nthawi yokambirana za vuto lanu.