Kusudzulana ndichinthu chachikulu kwa aliyense. Ichi ndichifukwa chake maloya athu osudzulana amapezeka kuti akupatseni upangiri waumwini. Gawo loyamba pakusudzulana ndikulemba ntchito loya wa chisudzulo. Chisudzulo chidziwitsidwa ndi woweruza ndipo ndi loya yekha yemwe ndiamene angaperekedwe kukhothi. Pali milandu yambiri pamilandu yakusudzulana yomwe khothi limagamula. Zitsanzo za malamulowa ndi…

MUKUFUNA MALANGIZO NDI GAWO LANU?
PEMBANI KUGANIZIRA MALAMULO OTSATIRA

Wosudzula Milandu

Kusudzulana ndichinthu chachikulu kwa aliyense.
Ichi ndichifukwa chake maloya athu osudzulana alipo kuti akuthandizeni ndi upangiri wanu.

Menyu Yowonjezera

Gawo loyamba pakusudzulana ndikulemba ntchito loya wa chisudzulo. Chisudzulo chidziwitsidwa ndi woweruza ndipo ndi loya yekha yemwe ndiamene angaperekedwe kukhothi. Pali milandu yambiri pamilandu yakusudzulana yomwe khothi limagamula. Zitsanzo za malamulowa ndi:

• Kodi chuma chanu chogawanika chimagawidwa bwanji?
• Kodi mnzanu wakale ali ndi ufulu wolandira gawo limodzi la penshoni?
• Zotsatira za misonkho ndi chisudzulo chanu ndi ziti?
• Kodi okondedwa wanu ali ndi ufulu wothandizidwa ndi okwatirana?
• Ngati ndi choncho, ndalama zochuluka bwanji izi?
• Ndipo ngati muli ndi ana, kodi mumacheza nawo bwanji?

Aylin Selamet

Aylin Selamet

Woyimira-mlandu

 Imbani +31 (0) 40 369 06 80

Bwanji osankha Law & More?

Kufikika mosavuta

Kufikika mosavuta

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Kulankhulana kwabwino komanso mwachangu

Kulankhulana kwabwino komanso mwachangu

Oweruza athu amamvera milandu yanu ndikubwera
ndi dongosolo loyenera kuchitapo kanthu

Njira yakukonda kwanu

Njira yakukonda kwanu

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Gawo ndi sitepe kuchokera kwa maloya athu osudzulana

Mukamalumikizana ndi kampani yathu, m'modzi mwa maloya athu odziwa ntchito adzakulankhulani mwachindunji. Law & More imadzisiyanitsa ndi mabungwe ena azamalamulo chifukwa kampani yathu ilibe ofesi yolemba, yomwe imatsimikizira kuti timakhala ndi kulumikizana kwakanthawi ndi makasitomala athu. Mukamalumikizana ndi maloya athu patelefoni pokhudzana ndi chisudzulo, ayamba kukufunsani mafunso angapo. Tikukuitanani ku ofesi yathu ku Eindhoven, kuti tikudziweni. Ngati mukufuna, kusungidwaku kumatha kuchitika patelefoni kapena msonkhano wamavidiyo.

Msonkhano woyambirira

• Pa nthawi yokumana koyamba mutha kufotokoza nkhani yanu ndipo tiziwunika komwe zinthu zikukuyenderani. Maloya athu osudzulana adzafunsanso mafunso ofunikira.
• Kenako tikambirana nanu njira zoyenera kutsatila mukamakhala momwemo ndikuzilemba bwino apa.
• Kuphatikiza apo, pamsonkhanowu tiwonetsa momwe chisudzulo chikuwonekera, zomwe mungayembekezere, kuti mlanduwo utenga nthawi yayitali bwanji, zikalata zomwe tidzafunika, ndi zina zambiri.
• Mwanjira imeneyi, mudzakhala ndi malingaliro abwino ndikudziwa zomwe zikubwera. Hafu yoyamba ya ola lamsonkhanowu ndi yaulere. Ngati, pamsonkhanowu, mukaganiza kuti mukufuna kuthandizidwa ndi m'modzi mwa maloya athu osudzulana, titha kulemba zina mwazinthu zanu kuti mupange mgwirizano wachitetezo.

Mukufuna loya yakusudzulana?

Thandizo la mwana

Thandizo la mwana

Chisudzulo chimakhudza kwambiri ana. Chifukwa chake, timakonda kwambiri zabwino za ana anu

Funsani chisudzulo

Funsani chisudzulo

Tili ndi njira yolankhulirana ndipo tikugwira ntchito nanu kufikira njira yoyenera

Ammony mnzakeyo

Ammony mnzakeyo

Kodi mulipira kapena kulandira alimony? Ndipo zochuluka motani? Tikuwongolera ndikukuthandizani ndi izi

Khalani mosiyana

Khalani mosiyana

Kodi mukufuna kukhala osiyana? Timakuthandizani

Mgwirizano wapantchito

Pambuyo pa msonkhano woyamba, mudzalandira pempho kuchokera kwa ife kudzera pa imelo. Mgwirizanowu ukunena, mwachitsanzo, kuti tikukulangizani ndikukuthandizani pa nthawi ya chisudzulo. Tidzakutumiziraninso zomwe zikugwirizana ndi ntchito zathu. Mutha kusaina mgwirizanowu pamagawo.

pambuyo

Polandira mgwirizano womwe wasainidwa, maloya athu odziwa kusudzulana ayamba kukuthandizani. Pa Law & More, mudzadziwitsidwa zonse zomwe loya wanu wosudzulana amatengera. Mwachilengedwe, masitepe onse adzalumikizidwa nanu.

Mwakuchita, gawo loyamba nthawi zambiri limakhala kutumiza kalata kwa mnzanuyo ndi chidziwitso chosudzulana. Ngati ali kale ndi loya, kalata imalembedwa kwa loya wake.

M'kalatayi tikuwonetsa kuti mukufuna kusudzula wokondedwa wanu ndipo akulangizidwa kuti atenge loya, ngati sanatero. Ngati mnzanu ali kale ndi loya ndipo tikulembera kalata kwa loya wake, timatumiza kalata yonena zomwe mukufuna, mwachitsanzo, ana, nyumba, zomwe zili, ndi zina zambiri.

Woyimira mulandu wa mnzanu atha kuyankha kalatayo ndikufotokoza zomwe wokondedwa wanu akufuna. Nthawi zina, msonkhano wachinayi umakonzedwa, pomwe timayesetsa kuti tigwirizane limodzi.

Ngati ndizosatheka kuti mugwirizane ndi wokondedwa wanu, titha kuperekanso khothi ku khothi. Mwanjira iyi, ndondomekoyi imayambika.

Kodi ndinu munthu panokha?
Kodi mukufunika upangiri wovomerezeka?
• Mukufuna kuti mumvetsetse za kayimidwe kanu movomerezeka?

Lumikizanani mwachindunji kudzera pa batani.
Tikubwerezeraninso posachedwa.

Mukufuna loya yakusudzulana?

Kodi ndiyenera kupita ndi chiyani kwa loya wa chisudzulo?

Pofuna kuyambitsa njira yothetsera banja posachedwa pamsonkhano woyamba, pamafunika zikalata zingapo. Mndandanda womwe uli pansipa ukunena za zikalata zofunika. Sizolemba zonse zomwe ndizofunikira pamibanja yonse. Woyimira mlandu wanu wosudzulana adzawonetsa, mu nkhani yanu, zikalata zomwe zingafunikire kusudzulana kwanu. Momwemonso, zikalata izi ndizofunikira:

• Kabuku kaukwati kapena mgwirizano wokhala nawo.
• Chikalata chokhala ndi mgwirizano wapabanja kapena mgwirizano. Izi sizigwira ntchito ngati muli okwatirana mogwirizana.
• Chikalata chobwerekera nyumba ndi makalata ofananirana kapena mgwirizano wanyumba.
• Kuunika mwachidule maakaunti ama banki, ma akaunti osunga ndalama, maakaunti azachuma.
• Zolemba zapachaka, zolipirira ndi zonena za phindu.
• Misonkho itatu yomaliza ya msonkho.
• Ngati muli ndi kampani, maakaunti atatu omaliza apachaka.
• Ndondomeko ya inshuwaransi yazaumoyo.
• Zowona za inshuwaransi: ma inshuwaransi ali mdzina liti?
• Zambiri zokhudzana ndi mapenshoni. Kodi penshoni idamangidwa pati paukwati? Kodi makasitomala anali ndani?
• Ngati pali ngongole: sonkhanitsani zikalata zothandizira ndi kuchuluka kwake ndi kutalika kwa ngongolezo.

Awayimilira othetsa banja amakuthandizani

Ngati mukufuna kuti milandu ya chisudzulo iyambe mwachangu, ndi kwanzeru kusonkhanitsa zikalatazi pasadakhale. Woyimira milandu wanu atha kuyamba kukugwirirani ntchito mukangomaliza msonkhano woyamba!

Kusudzulana ndi ana

Pamene ana akutenga nawo mbali, ndikofunikira kuti zosowa zawo zilingaliridwenso. Tikuonetsetsa kuti zosowazi zikuganiziridwa momwe zingathere. Maloya athu osudzulana atha kupanga njira yolerera nanu momwe magawano akusamalira ana anu atasudzulana. Tikhozanso kuwerengera kuchuluka kwa ndalama zothandizira ana kuti azilipira kapena kulandila.

Kodi mudasudzulana kale ndipo mumasemphana maganizo, mwachitsanzo, kutsatira zomwe okondedwa wanu akuchita kapena zosamalira ana? Kapena muli ndi chifukwa chokhulupirira kuti mnzanu wakale tsopano ali ndi ndalama zokwanira zosamalira yekha? Komanso pazochitikazi, maloya athu osudzulana amatha kukuthandizani mwalamulo.

Mafunso omwe amafunsidwa kawirikawiri kusudzulana

Law & More imagwira ntchito pamlingo wa ola limodzi. Mtengo wathu wa ola lililonse ndi € 195, kupatula 21% VAT. Kufunsira koyambirira kwa theka la ola kulibe udindo. Law & More sagwira ntchito mothandizidwa ndi boma.

Maloya ku Law & More amatenga nawo mbali pamavuto anu. Timayang'ana momwe ziliri kenako ndikuphunzira zamalamulo anu. Pamodzi ndi inu, timayang'ana njira yothetsera mkangano kapena vuto lanu.

Ngati mukuvomera, mutha kulembetsa loya wothandizirana nawo. Zikatero, khotilo lingatchule chisudzulocho mwa kulamula pakangotha ​​milungu ingapo. Ngati simukuvomereza, aliyense wa inu ayenera kupeza loya wake. Zikatere, chisudzulo chimatha kutenga miyezi.

Ngati mungasankhe kuti banja lithe, palibe chifukwa chomvera khothi. Chisudzulo chosagwirizana chimodzi chimachitika pakumvera milandu kukhothi.

Pokambirana, mumayesetsa kupeza yankho limodzi ndi gulu linalo motsogozedwa ndi mkhalapakati. Malingana ngati mbali zonse zili ndi chidwi chofuna kupeza yankho, kuyimira pakati kuli ndi mwayi wopambana.

Njira yoyimira pakati imakhala ndi: kuyankhulana kwachakudya ndi magawo angapo kuti mugwirizane. Chigwirizano chikakwaniritsidwa, mapangano omwe amachitika amalemba.

Mwasudzulidwa kuyambira tsiku lomwe lamulo loti chisudzulo lidalembedwa m'mazina olembetsera boma lamatauni omwe mudakwatirana.

Mutha kufunsa khothi kuti lidziwitse (njira) yogawira malo azachuma pakati pa inu ndi mnzanu wakale.

Ngati mwakwatirana ndi mgwirizano wamagulu, mutha kugawa zinthu izi ndi theka kapena kuzitenga kuchokera kwa munthu winayo kuti muwone kufunika kwake.

Poyambira ndikuti mutha kupitiliza kukhala m'nyumba yolumikizana, bola ngati mungakwanitse kulipira theka la ndalama zilizonse kwa mnzanu wakale ndikuti mnzanu wakale atulutsidwe limodzi ndi ngongole zingapo zanyumba yanyumba.

Mutha kukonza zothetsera ndalama zaubwenzi kunja kwa khothi. Ngati muli ndi ana limodzi omwe nonse mumagwiritsa ntchito udindo wawo, mukuyenera kuti mupange dongosolo la kulera.

Mtengo wa loya umadalira nthawi yomwe mumagwiritsa ntchito mlandu wanu. Mtengo wa khothi ndi € 309 (ndalama zaku khothi). Malipiro a bailiff potumiza pempholo losudzulana amakhala pafupifupi € 100.

Lamulo lokhazikitsidwa mwalamulo (kulandirana mapenshoni) limatanthauza kuti muli ndi ufulu wolipira 50% ya penshoni yaukalamba yomwe womanga naye banja anali nawo panthawi yaukwati. Ngati onse awiri agwirizana, mutha kusintha ndalama zanu kukhala penshoni ya okalamba ndi penshoni ya mnzanu kukhala ufulu wanu wokhala ndi penshoni yaukalamba (kutembenuka) kapena kusankha magawano ena.

Pangano la chisudzulo ndi mgwirizano pakati pa omwe munkakhala nawo limodzi momwe mungamakhazikitse mgwirizano mukadzasudzulana. Mwachitsanzo, mutha kupanga ndalama, makonzedwe okhudzana ndi ana ndi chisamaliro. Ngati mgwirizano wachisudzulo uli gawo la zomwe khothi lalamula, ndizovomerezeka.

Ngati mgwirizano wachisudzulo uli gawo la zomwe khothi lalamula, mgwirizano wachisudzulo umapereka mutu wovomerezeka. Ndiye amakakamizidwa mwalamulo.

Chilichonse munyumba, nkhokwe, dimba ndi garaja ndi zina mwazomwe zili. Izi zimagwiranso ntchito pagalimoto kapena magalimoto ena. Awa amatchulidwa kawirikawiri pangano. Zomwe sizili mkatimo ndi zinthu zolumikizidwa, zida zomangidwa mu khitchini ndipo, mwachitsanzo, pansi.

Mukakwatirana ndi gulu la katundu, chimodzimodzi chuma chonse ndi ngongole zanu ndi mnzanu zaphatikizidwa. Pakasudzulana, katundu ndi ngongole zonse zimagawana chimodzimodzi pakati panu. Nthawi zina zitha kukhala kuti zinthu zina sizimasungidwa, monga mphatso kapena cholowa.

Koma samalani: kuyambira 2018, mulingo wake ndi kukwatira m'malo ochepa. Izi zikutanthauza kuti chuma chomwe adapeza asanakwatirane sichinaphatikizidwe m'deralo. Katundu yekhayo amene okwatirana amadzisonkhanitsa muukwati ndi omwe amakhala katundu wamba. Chilichonse chomwe munthu anali nacho mseri asanakwatirane chimachotsedwa. Chilichonse chomwe chimakhalapo pambuyo paukwati pankhani ya katundu ndi / kapena ngongole, chimakhala chuma cha onse. Kuphatikiza apo, mphatso ndi cholowa zimakhalabe zawo zawo, komanso nthawi yaukwati. Nyumba ikhoza kukhala yosiyana ndi izi, ngati idagulidwa limodzi ukwati usanachitike.

Mukakwatirana mudasankha kusiyanitsa chuma chanu ndi ngongole zanu. Ngati mukufuna kusudzulana, ganizirani za chigamulo chilichonse kapena zina zomwe mwagwirizana.

Zigawo zakukhazikika ndi mapangano pakubweza kapena kugawa ndalama ndi malingaliro. Pali mitundu iwiri yokhazikika: 1) Gawo lokhazikika kwakanthawi: kumapeto kwa chaka chilichonse ndalama zotsala zomwe zidasungidwa muakauntiyo zidagawika moyenera. Chisankho chimapangidwa kuti zinthu zapadera zizilekanitsidwa. Kukhazikikaku kumachitika ndalama zonse zitachotsedwa ku likulu lophatikizidwa. 2) Gawo lomaliza lomaliza: Zikasudzulana ndizotheka kugwiritsa ntchito gawo lomaliza. Inu ndi mnzanu mumagawika chuma chanu chofanana mofanana ngati mudakwatirana mogwirizana. Mutha kusankha katundu yemwe sanaphatikizidwe mgawolo.

Katundu wina samadziwika kuti ndi katundu wa inu ndi mnzanu. Zinthu izi siziyenera kuphatikizidwa nthawi yachisudzulo. Cholowa kapena mphatso zimakhalapobe kunja kwa gulu lanyumba kuyambira 1 Januware 2018. Lisanachitike 1 Januware 2018, chigamulo chotsalira chimayenera kuphatikizidwa mu chikalata cha mphatso kapena chifuniro.

Woweruzayo asankha yemwe amaloledwa kupitiriza kukhala mnyumbamo banja litatha, ngati nonse mukufuna kupitiliza kukhala momwemo. Pangano ndi bungwe loyang'anira nyumba kapena mwininyumba liyenera kusinthidwa, ndi munthu amene wapatsidwa ufulu wokhala kumeneko ngati yekhayekha. Munthuyu amakhalanso ndi udindo wolipira renti ndi zina.

Woyimira ukwati
Woyimira ukwati

Mafunso omwe amafunsidwa pafupipafupi pamalonda

Milandu yamalonda imayambira polemba pempholo. Khotilo lipatsanso mbali inayo mwayi wopereka chiweruzo. Izi zikachitika, makhothi amveredwa. Khotilo lipereka chigamulo cholembedwa.

Muli ndi ufulu wothandizidwa ndi okwatirana ngati mudakwatirana kapena munachita chibwenzi chovomerezeka ndipo simungathe kudzisamalira nokha.

Mutha kupereka chidziwitso kwa bwenzi lanu lakale ndikukhala ndi nthawi yomwe azilipira. Ngati mnzanu wakale samalipira zolipirira pakadali nthawi, ndiye kuti izi sizingachitike. Ngati mgwirizano wamakonzedwe waphatikizidwa mu dongosolo, muli ndi mutu wokakamiza. Mutha kupezanso ndalama kuchokera kwa bwenzi lanu lakale kunja kwa khothi. Ngati sichoncho, mutha kupempha kuti azitsatira kukhothi.

Zothandizira mnzake zimachotsedwa msonkho kwa amene amalipira ndipo zimawerengedwa kuti ndi msonkho kwa wolandirayo. Ndalama za ana sizichotsedwa kapena kukhoma msonkho.

Mafunso omwe amafunsidwa pafupipafupi okhudza ana omwe banja lawo latha

Mutha kufunsa khothi kuti likhazikitse malo okhala ana anu. Khothi lipanga chigamulo choterechi chomwe chingaoneke ngati chothandiza ana anu, poganizira zochitika zonse pamlanduwo.

Ngati muli ndi ana ang'onoang'ono omwe muli ndi kholo limodzi mukuyenera kupanga njira yolerera. Mgwirizano uyenera kupangidwa wonena za malo okhala ana, magawano a chisamaliro, momwe zosankha zokhudzana ndi ana zimapangidwira, momwe chidziwitso chokhudza ana chimasinthana komanso magawidwe amitengo ya ana (thandizo la ana).

Pambuyo pa chisudzulo makolo onse amakhalabe ndi udindo wa makolo, pokhapokha khothi litaganiza kuti olowa nawo limodzi ayenera kuthetsedwa.

Muli ndi ufulu wololera ngati mulibe ndalama zokwanira kusamalira ana anu.

Mutha kuvomereza za kuchuluka kwa chithandizo cha mwana / mnzake. Mutha kujambula mapanganowa pamgwirizano. Khothi likamalemba mapanganowa pamalamulo osudzulana, amakwaniritsidwa mwalamulo. Ngati simukugwirizana, mutha kupempha khothi kuti lidziwe kuchuluka kwa ndalama zomwe amakupatsani. Pochita izi, woweruzayo aganizira zinthu zosiyanasiyana, monga ndalama, kuchuluka kwa ndalama, bajeti ya ana komanso dongosolo loyendera.

Zinthu izi ndi za ana omwe. Atha kudzisankhira okha zomwe zimawachitikira komanso kholo lomwe akuyenera kupita nalo. Ngati ana ali aang'ono kwambiri kuti musankhe izi, inu ndi mnzanu muyenera kupanga dongosolo.

Ngati simunapeze yankho la funso lanu pamndandanda wathu wamafunso omwe amafunsidwa kawirikawiri, chonde lemberani m'modzi mwa maloya athu odziwa zambiri. Amatha kuyankha mafunso anu ndipo ali osangalala kulingalira limodzi nanu!

Kodi mukufuna kudziwa chiyani Law & More ndingakuchitireni ngati kampani ya zamalamulo ku Eindhoven?
Kenako lemberani foni +31 40 369 06 80 kapena mutitumizira imelo:

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