Zochitika zachuma zodetsa nkhawa komanso zochitika zina zomwe makampani sangathenso kulipira omwe amawabweza ngongole, zitha kupangitsa kuti kampaniyo ichite banki. Bankirapuse akhoza kukhala zovuta kwa aliyense amene akukhudzidwa. Kampani yanu ikakhala ndi mavuto azachuma, ndikofunikira kulumikizana ndi loya wazachuma. Kaya zikukhudza pempho la bankirapuse kapena chodzitchinjiriza motsutsana ndi chilengezo cha bankirapuse, loya wathu wa bankirapuse angakulangizeni za njira ndi njira zabwino. Law & More imathandizira owongolera, omwe akugawana nawo masheya, ogwira nawo ntchito komanso omwe amabweza ngongole maphwando omwe adalembedwera bankirapuse. Gulu lathu likuyesetsa kuchitapo kanthu kuti muchepetse zovuta za bankirapuse.

KODI MUKUFUNA KUTI MULANDIRE MALO OGULITSA MALO?
Chonde Lumikizanani LAW & MORE

Lamulo la Bankirapuse

Zochitika zachuma zodetsa nkhawa komanso zochitika zina zomwe makampani sangathenso kulipira omwe amawabweza ngongole, zitha kupangitsa kuti kampaniyo ichite banki. Bankirapuse akhoza kukhala zovuta kwa aliyense amene akukhudzidwa. Kampani yanu ikakhala ndi mavuto azachuma, ndikofunikira kulumikizana ndi loya wazachuma. Kaya zikukhudza pempho la bankirapuse kapena chodzitchinjiriza motsutsana ndi chilengezo cha bankirapuse, loya wathu wa bankirapuse angakulangizeni za njira ndi njira zabwino.

Menyu Yowonjezera

Law & More imathandizira owongolera, omwe akugawana nawo masheya, ogwira nawo ntchito komanso omwe amabweza ngongole maphwando omwe adalembedwera bankirapuse. Gulu lathu likuyesetsa kuchitapo kanthu kuti muchepetse zovuta za bankirapuse. Titha kulangiza pakufika pamalipiro ndi omwe amatipatsa ngongole, kuthekanso kuyambiranso kapena kuthandiza pakuyenda milandu. Law & More imapereka ntchito zotsatirazi zokhudzana ndi bankirapuse:

• Kupereka upangiri pakuyanjana ndi bankirapuse;
• Kupanga makonzedwe ndi okongoza;
• kupanga kubwezeretsanso;
• kukonza;
• Kukhazikitsa pa zovuta zakayendesedwe katsogoleri, olowa nawo kapena ena onse omwe ali ndi chidwi;
• Kuyambitsa milandu;
• kusungitsa zakusasamala kwa mangongole.

Ngati muli ndi ngongole, titha kukuthandizani kukhazikitsa ufulu woyimitsidwa, wonama kapena wokhazikitsidwa womwe muli nawo. Titha kukuthandizaninso pakukakamiza ufulu wanu wotetezedwa, monga ufulu wolonjeza kubweza ngongole, ufulu wokhala ndi udindo, chitsimikizo cha ku banki, madipoziti achitetezo kapena zochita chifukwa chogwirizana ndi udindo.

Ngati muli ndi ngongole, titha kukuthandizani kuyankha mafunso okhudzana ndi ufulu wotetezedwa uja ndiwopseza ena. Titha kukulangizaninso pamlingo womwe wobwereketsa ali ndi ufulu wochita zina mwaulemu ndikuthandizirani pakagwiridwe kolakwika ufuluwo.

Ruby van Kersbergen

Ruby van Kersbergen

Woyimira-mlandu

 Imbani +31 40 369 06 80

"Law & More Oweruza
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Kuchotsa

Malinga ndi Bankruptcy Act, wokongoza ngongole amene akuyembekeza kuti sangabweze ngongole zomwe akufuna kubweza, atha kulembetsa ngongole yanyumba. Izi zikutanthauza kuti wokongoza ngongole amaloledwa kuti achedwetse. Kuchedwa kumeneku kungaperekedwe kwa mabungwe amilandu ndi anthu achilengedwe omwe amachita ntchito yodziyimira pawokha kapena bizinesi. Komanso, zitha kugwiritsiridwa ntchito ndi wokongoza kapena kampani yokha. Cholinga cha kuchedwa kumeneku ndikupewa bankirapuse komanso kuti kampaniyo ipitirizebe kukhalapo. Kutumiza kumapereka mwayi kwa wobwereketsa mwayi ndi bizinesi yake kuti achite bizinesi yake. Mwakuchita izi, njirayi nthawi zambiri imatsogolera ku dongosolo lolipira ndi angongole. Kubwereza kotero kumatha kupereka yankho pokhapokha ngati bankirapuse. Komabe, ngongole nthawi zonse sizichita bwino kuti bizinesi yawo ikhale yabwino. Kuchedwa kubweza nthawi zambiri kumawonedwa ngati poyambira kubanki.

Lamulo la Bankirapuse ku Netherlands

bankirapuse

Malinga ndi Bankruptcy Act, wobwereketsa, yemwe ali mu vuto lomwe walephera kulipira, adzalengezedwa kuti sanasungidweko chifukwa cha makhothi. Cholinga cha bankirapuse ndikugawa zinthu zomwe muli nazo ngongole kwa omwe amangongole. Wokongoza akhoza kukhala munthu payekha, ngati munthu wachilengedwe, bizinesi ya munthu m'modzi kapena mgwirizano wamba, komanso bungwe lazovomerezeka, monga BV kapena NV Wokongoza akhoza kulembedwa kuti ndi bankrupt ngati anthu osachepera awiri ngongole .

Kuphatikiza apo, ngongole imodzi imayenera kukhala yosalipidwa, pomwe ikanayenera kukhala. Zikatero, pali ngongole yomwe munganene. Bankirapuse ikhoza kupelekedwera zonsezo kwa zomwe mwiniwake wapempha komanso pokhapokha ngati mmodzi mwa anthu angapo obwereketsa apereka. Ngati pali zifukwa zokhudzana ndi chidwi cha anthu, Ofesi ya Otsutsa Anthu ikhoza kuperekanso ziphaso kubanki.

Pambuyo polengeza kuti bankirapuse, chipani chanyumba chimataya zonse ndikuyang'anira zinthu zake zomwe zili bankirapuse. Chipani chogona sichidzakhalanso ndi mphamvu pazinthu izi. Matrasti adzaikidwa; uyu ndiye kazitape woweruza yemwe adzaimbidwe mlandu woyang'anira ndi kuchotsetsa misonst estate. Matrasti ndiye aganiza pazomwe zidzachitike ndi chuma cha bankirapuse. Ndikotheka kuti trastii akwaniritse dongosolo ndi omwe adabweza ngongole. Munkhani iyi, zitha kuvomerezedwa kuti gawo limodzi la ngongole zawo liperekedwa. Ngati mgwirizano wotere sungathe kufikiridwa, trastii apitilira kumaliza bankirapuse. Chuma chidzagulitsidwa ndipo ndalama zake zidzagawidwa pakati pa omwe amangongole. Pambuyo pokhazikitsa, bungwe lalamulo lomwe lidanenedwe kuti ndi banki lidzasungunuka.

Kodi mukuyenera kuthana ndi malamulo obweza ngongole ndipo mungakonde kulandira chithandizo chalamulo? Chonde nditumizireni Law & More.

Kodi mukufuna kudziwa chiyani Law & More ndingakuchitireni ngati kampani ya zamalamulo ku Eindhoven?
Kenako lemberani foni +31 40 369 06 80 kapena tumizani imelo ku:

Bambo. Tom Meevis, woimira Law & More - tom.meevis@lawandmore.nl
Bambo. Maxim Hodak, loya ku & Zambiri - maxim.hodak@lawandmore.nl