Lamulo la penshoni ku Netherlands lakhala gawo lake lovomerezeka. Lili ndi malamulo onse a penshoni ndi malamulo omwe amapereka ndalama zolowa m'malo mwa antchito akapuma pantchito. Zitsanzo zikuphatikizapo malamulo enieni monga Pensions Act, Compulsory Participation in an Industry Pension Fund 2000 Act kapena Equalization of Pension Rights in the Event of Divorce Act. Lamuloli likukhudza, pakati pa zinthu zina, zinthu zomwe ziyenera kukwaniritsidwa kuti munthu ayenerere penshoni, malamulo okhudza kasamalidwe ndi kulipira ufulu wa penshoni ndi opereka penshoni ndi njira zopewera kuphwanya malamulo a penshoni.
Wamalonda aliyense amayenera kuthana ndi malamulo amakampani. Konzekerani bwino izi.
"Law & More Oweruza okhudzidwa ndipo amatha kumvera chisoni ndi vuto la kasitomala”
Kupuma pantchito malinga ndi mzati
Ndalama zopuma pantchito zomwe zimapereka ndalama zowonjezera kwa ogwira ntchito atapuma pantchito zimatchedwanso penshoni. Ku Netherlands, njira zopezera anthu opuma pantchito, kapena dongosolo la penshoni, ili ndi mizati itatu:
Pensheni yoyambira. Pensheni yoyambira imatchedwanso OW-provision. Aliyense ku Netherlands ali ndi ufulu wolandira gawo lotere. Komabe, pali zinthu zingapo zomwe zimagwirizanitsidwa ndi izi. Chofunikira choyamba kuti munthu alandire gawo la AOW ndichakuti ayenera kukhala ndi zaka zinazake, zomwe ndi zaka 67.
Chinthu china ndi chakuti munthu ayenera kuti wakhala akugwira ntchito nthawi zonse kapena amakhala ku Netherlands. Chaka chilichonse chomwe munthu amakhala ku Netherlands kuyambira 15 mpaka 67, 2% yazomwe zimaperekedwa ndi AOW zimaperekedwa. Mbiri ya ntchito sikufunika pankhaniyi.
Ufulu wa penshoni. Mzati uwu umakhudza ufulu umene munthu adapeza pa moyo wake wonse wogwira ntchito ndipo umagwiritsidwa ntchito ngati penshoni yowonjezera pa penshoni yoyambira. Makamaka, chowonjezera ichi chimakhudza malipiro ochedwa omwe amalipidwa pamodzi ndi olemba ntchito ndi wantchito monga ndalama yowonjezera.
Pensheni yowonjezera nthawi zonse imakhala mkati mwa ubale wa ogwira ntchito ndi olemba ntchito, kotero kuti pakufunika mbiri ya ntchito. Ku Netherlands, komabe, palibe udindo walamulo kwa olemba ntchito kupanga penshoni (yowonjezera) kwa antchito awo. Izi zikutanthauza kuti mapangano ayenera kupangidwa pakati pa wogwira ntchito ndi owalemba ntchito pankhaniyi. Law & More ndidzakhala wokondwa kukuthandizani ndi izi.
Njira yokwanira. Tom Meevis anali nawo pamlandu wonsewo, ndipo funso lililonse lomwe linali kumbali yanga linayankhidwa mwachangu komanso momveka bwino ndi iye. Ndipangira kampaniyo (ndi Tom Meevis makamaka) kwa abwenzi, abale ndi mabizinesi.
Zotsatira zabwino kwambiri komanso mgwirizano wosangalatsa. Ndinapereka mlandu wanga kwa LAW and More ndipo adathandizidwa mwachangu, mokoma mtima komanso koposa zonse moyenera. Ndine wokhutira kwambiri ndi zotsatira zake.
Kusamalira bwino mlandu wanga.Ndikufuna kuthokoza Aylin kwambiri chifukwa cha zoyesayesa zake. Ndife okondwa kwambiri ndi zotsatira zake. Makasitomala nthawi zonse amakhala pakati pa iye ndipo tathandizidwa bwino kwambiri. Wodziwa komanso kulumikizana kwabwino kwambiri. Ndilimbikitseni ofesiyi!
Mwalamulo wokhutitsidwa ndi mautumiki operekedwa.Mkhalidwe wanga unathetsedwa m'njira yomwe ndingangonena kuti zotsatira zake ndi monga momwe ndifunira. Ndinathandizidwa mpaka kukhutiritsidwa kwanga ndipo mmene Aylin anachitira tinganene kuti n’zolondola, zoonekera poyera ndiponso zotsimikizira.
Chilichonse chinali chokonzedwa bwino.Kuyambira pachiyambi tidawonana bwino ndi loya, adatithandiza kuyenda njira yoyenera ndikuchotsa zosatsimikizika zomwe zingatheke. Anali womveka komanso munthu wa anthu omwe tidakumana nawo kuti ndi osangalatsa kwambiri. Adafotokoza momveka bwino ndipo kudzera mwa iye tidadziwa zomwe tingachite komanso zomwe tingayembekezere. Chochitika chosangalatsa kwambiri ndi Law and more, koma makamaka ndi loya amene tinakumana naye.
Anthu odziwa zambiri komanso ochezeka.Utumiki wabwino kwambiri komanso waukadaulo (zalamulo). Kulumikizana m'njira yofananayo kunapitilira pang'onopang'ono. Ik ben geholpen door dhr. Tom Meevis ndi mw. Aylin Acar. Mwachidule, ndinali ndi zokumana nazo zabwino ndi ofesiyi.
Mwakuchita, gawo loyamba nthawi zambiri limakhala kutumiza kalata kwa mnzanuyo ndi chidziwitso chosudzulana. Ngati ali kale ndi loya, kalata imalembedwa kwa loya wake.
M'kalatayi tikuwonetsa kuti mukufuna kusudzula wokondedwa wanu ndipo akulangizidwa kuti atenge loya, ngati sanatero. Ngati mnzanu ali kale ndi loya ndipo tikulembera kalata kwa loya wake, timatumiza kalata yonena zomwe mukufuna, mwachitsanzo, ana, nyumba, zomwe zili, ndi zina zambiri.
Fotokozerani zofunikira zochepa za wopereka penshoni.
Limodzi mwalamulo lina lofunikira mu Pension Act limakhudzana ndi zomwe, zikamalizidwa, mgwirizano wapenshoni pakati pa owalemba ntchito ndi wogwira ntchitoyo uyenera kukumana. Poterepa, Article 23 ya Pension Act imati mgwirizano wamapenshoni uyenera kuperekedwa muthumba la penshoni kapena wothandizira inshuwaransi wovomerezeka. Ngati olemba anzawo sanachite izi, kapena osakwanira, amakhala pachiwopsezo chazovuta za olemba anzawo ntchito, zomwe zimatha kuyambitsidwa ndi wogwira ntchitoyo kudzera pamalamulo onse amilandu ya mgwirizano. Kuphatikiza apo, kutsatira malamulo ndi malamulo motsatira malamulo a penshoni, monga tanenera kale, akuyang'aniridwa ndi DNB ndi AFM, kotero kuti kuphwanya malamulo kumavomerezedwanso ndi njira zina.
At Law & More timamvetsetsa kuti zikafika pamalamulo a penshoni, sikuti malamulo ndi malamulo osiyanasiyana ovuta, komanso zofuna zosiyanasiyana komanso maubale ovuta azamalamulo zimakhudzidwa. Ichi ndichifukwa chake Law & More amagwiritsa ntchito njira yaumwini. Akatswiri athu pantchito yamalamulo a penshoni amadzimadzika nanu ndipo amatha kuwunika momwe zinthu ziliri komanso kuthekera kwanu limodzi. Kutengera kusanthula uku, Law & More angakulangizeni pa njira zotsatirazi. Kuphatikiza apo, akatswiri athu ali okondwa kukupatsirani upangiri ndi chithandizo munthawi yovomerezeka. Kodi muli ndi mafunso okhudza ntchito zathu kapena lamulo la penshoni? Ndiye kukhudzana Law & More.
Law & More Attorneys Eindhoven Marconilaan 13, 5612 HM Eindhoven, Netherlands
Chotsani.
