Kukwera kwa lendi ku Netherlands: malire

Pafupifupi nyumba iliyonse ya ku Netherlands imaona kuti lendi ikukwera kamodzi pachaka. Zimene mwini nyumba angafunse, komanso ngati kukwezako kuli kovomerezeka, zimadalira gawo liti mwa magawo atatu omwe nyumbayo ili, zomwe panganolo likunena, komanso ngati mwini nyumbayo adatsatira malamulo afupiafupi koma okhwima. Nkhaniyi ikufotokoza gawo lomwe lendi yanu imagwera, momwe ndalama zokwana pachaka zimawerengedwera, zomwe pempho lowonjezera lovomerezeka liyenera kukhala nalo, komanso momwe wobwereka amatsutsira.

Magawo atatu, malamulo atatu

Popeza lamulo la Affordable Rent Act ( Wet betaalbare huur ) linayamba kugwira ntchito pa 1 Julayi 2024, malo okhala ku Netherlands amagawidwa m'magawo atatu. Chimene chimagwira ntchito chimatsimikiziridwa ndi chiwerengero cha mfundo zomwe nyumba zimapeza pansi pa dongosolo lowerengera mtengo wa nyumba ( winingwaardersstelsel ), osati ndi zomwe maguluwo amatcha panganoli.

Gawo lolamulidwa, la anthu - gawo lotsika kwambiri la ndalama zomwe munthu amalipira. Lendi silingapitirire kuchuluka kwa ndalama zomwe munthu amapeza, ndipo kuwonjezeka kwa pachaka kumachepetsedwa ndi peresenti yomwe imakhazikitsidwa chaka chilichonse ndi nduna.
Gawo la msika wapakati (lendi yapakati pamsika) - gulu lapakati. Gawoli linalamulidwa koyamba ndi Affordable Rent Act. Lili ndi lendi yakeyake yokwera kwambiri ndi, kuyambira pa 1 Julayi 2025, kuwonjezeka kwake pachaka kwachepetsedwa.
Gawo laulere (makampani achinsinsi, womasuka) - gulu lapamwamba kwambiri. Palibe lendi yokwera kwambiri, koma kukwera kwa pachaka kwachepetsedwa ndi lamulo kuyambira 2021, ndipo malire amenewo awonjezeredwa mpaka pa 1 Meyi 2029.

Malire a malo ndi malire a lendi amalembedwa chaka chilichonse, kotero nyumba ikhoza kusintha gawo pamene pangano latsopano lasainidwa. Gawolo limakhala lokhazikika kumayambiriro kwa lendi ndipo silisintha pakati pa pangano chifukwa malire amasuntha.

Momwe kuchuluka kwa pachaka kumawerengedwera

Chigawo	Momwe kuchuluka kwa maximum kumakhazikitsidwira	Nthawi yomwe imagwira ntchito	Komwe mungapeze chithunzicho
Yolamulidwa (yachikhalidwe)	Kutsika kwa mtengo wokonza zinthu kuphatikiza gawo limodzi la peresenti ndi gawo limodzi la malipiro ogwirizana kuphatikiza gawo limodzi la peresenti, ndi ndalama zochulukirapo zosiyana pamwezi pa lendi yotsika kwambiri (art. 10 Uhw)	Kuyambira pa 1 Julayi chaka chilichonse	Zimakonzedwa chaka chilichonse ndi nduna ndipo zimafalitsidwa ndi Huurcommissie komanso pa rijksoverheid.nl
Msika wapakati (lendi yapakati pamsika)	Kukula kwa malipiro a anthu onse kuphatikiza gawo limodzi pa zana (art. 10 Uhw)	Kuyambira 1 Januwale mpaka 1 Januwale	Monga tafotokozera pamwambapa
Gawo laulere	Kutsika kwa chitukuko cha mitengo ndi chitukuko cha malipiro a anthu onse, kuphatikiza gawo limodzi pa zana (art. 7:248 ndime 3 BW); malire okhawo akuchitika mpaka 1 Meyi 2029	Kuyambira 1 Januwale mpaka 1 Januwale	Monga tafotokozera pamwambapa

Mtengo wapamwamba kwambiri pamsika wapakati ukhoza kukhala wapamwamba kuposa wa gawo laulere, zomwe zimadabwitsa anthu koma si cholakwika. Mafomulawa amasiyana: mtengo wotsika kwambiri pamsika wapakati umalumikizidwa ndi chitukuko cha malipiro a anthu onse kuphatikiza gawo limodzi, pomwe mitengo yolamulidwa ndi ya gawo laulere imatenga mtengo uliwonse ndipo mtengo wotsika kwambiri, kuphatikiza gawo limodzi. Mu chaka chomwe malipiro amaposa mitengo, chiwerengero cha msika wapakati chimakhala chokwera kwambiri mwa ziwirizi. Maziko okhazikitsidwa ndi malamulo ndi zaluso. 7:248 BW, yogwiritsidwa ntchito mu zaluso. 10 Uhw ( Uitvoeringswet huurprijzen woonruimte ).

Maperesenti enieniwo amawerengedwanso chaka chilichonse ndipo dala sabwerezedwanso pano, chifukwa chiwerengero chomwe chatchulidwa m'nkhani chimatha ntchito mkati mwa miyezi ingapo. Nduna imachikonza, Huurcommissie ndi rijksoverheid.nl amachifalitsa, ndipo ndicho chokhacho chomwe chiyenera kudaliridwa. Onani makalendala osiyanasiyana: mu gawo lolamulidwa, kuchuluka kwatsopano kumagwira ntchito pakuwonjezeka komwe kumayamba kugwira ntchito kuyambira pa 1 Julayi, pomwe m'magawo apakati komanso aulere kumayenda ndi chaka cha kalendala. Kuwonjezeka komwe kukuperekedwa pansi pa peresenti ya chaka chatha ya tsiku mu nthawi yatsopano ndi kwakukulu, ndipo kuchuluka komweko kungapezekenso.

Zofunikira zovomerezeka za pempho lokweza lendi

Mu magawo olamulidwa ndi apakati, kuwonjezeka sikumachitika mwangozi. Mwininyumba ayenera kulemba pempho ( voorstel tot huurverhoging ) motsatira chigawo 7:252 BW, ndipo malamulowo ndi ofunika kwambiri kuposa momwe eninyumba ambiri amayembekezera.

Nthawi yochenjeza. Pempholi liyenera kufika kwa wobwereka miyezi iwiri isanafike tsiku loyambira ntchito. Kuti ndalamazo ziwonjezeke pa 1 Julayi, pempholi liyenera kutumizidwa pofika pa 30 Epulo.
Fomu yolembedwa. Imelo nthawi zambiri imalandiridwa, bola ngati risiti ingawonetsedwe.
Zamkatimu. Art. 7:252 BW imafotokoza zomwe pempholi liyenera kunena: lendi yomwe ikugwira ntchito pakadali pano, kusintha komwe kukuperekedwa, lendi yatsopano yomwe ikubwera ndi tsiku lomwe iyenera kugwiritsidwa ntchito. Ngati mwininyumba amadalira kukwera kwa ndalama zomwe zimadalira ndalama, lipoti la ndalama la bungwe la misonkho liyenera kuyikidwa mkati. Pempho lomwe silinatchule chimodzi mwa izi ndi lolakwika.
Kamodzi pa miyezi khumi ndi iwiri iliyonse. Mu miyezi khumi ndi iwiri yoyamba pambuyo poti lendi yayamba, lendi ikhoza kukwezedwa kamodzi kokha, ndipo pambuyo pake pokhapokha kumapeto kwa miyezi khumi ndi iwiri yotsatizana (art. 7:250 BW). Ngati kuwonjezekako kumadalira gawo la mgwirizano, nthawi yomweyo ya miyezi khumi ndi iwiri imagwira ntchito, ndipo gawo lomwe limapangitsa kuwonjezeka kopitilira kamodzi m'miyezi khumi ndi iwiri siligwira ntchito (art. 7:251 BW). Pali kusiyana kochepa komwe kulipo pamene kuchotsera kwakanthawi kwa lendi kukuchotsedwa (art. 7:252c BW).

Zotsatira za pempho lolakwika ndi zosavuta ndipo, kwa eni nyumba, zimakhala zodula: kukweza sikuyamba kugwira ntchito. Sikuchepetsedwa, kukonzedwa kapena kuchedwetsedwa ndi lamulo. Lendi imakhalabe pomwe inali, ndipo mwini nyumba ayenera kuyambanso ndi pempho latsopano komanso lovomerezeka komanso nthawi yatsopano ya chidziwitso cha miyezi iwiri - nthawi zambiri zimawononga chaka chonse cha indexation. Obwereka omwe adalipira kale akhoza kubweza kusiyana kwake.

Momwe wobwereka amatsutsira, ndipo liti

Njirayo imadalira gawolo, ndipo njira ziwirizi zimagwira ntchito mosiyana.

Malingaliro olamulidwa ndi apakati pamsika motsatira Art. 7:252 BW

Wobwereka amalembera mwini nyumbayo kalata, tsiku loyambira ntchito lisanafike, akunena kuti akutsutsa komanso chifukwa chake. Palibe china chomwe chikufunika kwa wobwereka. Ngati mwini nyumba akufuna kupititsa patsogolo, mwini nyumbayo ndiye ayenera kupempha Huurcommissie kuti apereke chigamulo, mkati mwa milungu isanu ndi umodzi kuchokera tsiku loyambira ntchito lomwe laperekedwa (art. 7:253 BW). Ngati nthawi imeneyo ikadutsa, kuwonjezeka sikuyamba kugwira ntchito - chinthu chofunikira kwambiri chomwe wobwereka wotsutsa angadziwe.

Kuwerengera ndalama motsatira gawo la mgwirizano (msika wapakati ndi gawo laulere)

Ngati kuwonjezeka kumeneku kumachokera ku gawo lolembedwa m'malo mwa lingaliro la 7:252 BW, wobwereka amapempha mwachindunji ku Huurcommissie, mkati mwa miyezi inayi kuchokera tsiku lomwe kuwonjezekako kunayamba kugwira ntchito (gawo la 7:248 BW). Kusowa kwa nthawi ya miyezi inayi imeneyo kumabweretsa mavuto, choncho lembani m'bukuli. Huurcommissie idzachepetsa kuwonjezekako pamlingo wapamwamba kwambiri ngati gawolo lipereka zambiri.

Zigawo zofotokozera: gawo laulere ndi vuto la mawu osalungama

Mu gawo lapakati pamsika ndi laulere, palibe ufulu wovomerezeka ndi lamulo wokweza ndalama pachaka. Chilichonse chimadalira mgwirizano. Ngati lendi ilibe gawo lowonjezera ndalama zobwereka, mwini nyumba sangakweze ndalama zobwereka pachaka - zonse zimaima. Ngati ili ndi gawo lokhazikitsa peresenti pansi pa denga lovomerezeka ndi lamulo, chiwerengero cha pangano chimalamulira. Ngati likhazikitsa peresenti pamwamba pa denga, denga limalamulira.

Lamulo la ogula ku Ulaya lili pamwamba pa lamulo limenelo, ndipo apa ndi pomwe ndalama zambiri zili pachiwopsezo. Mapangano okhala ndi anthu paokha ndi mapangano a ogula, kotero malamulo osalungama amagwira ntchito ndipo makhothi ayenera kuyesa mfundo zokweza lendi zomwe asankha okha.

Ulamuliro waukulu ndi chigamulo chotsutsana ndi Hoge Raad cha pa 29 Novembala 2024, ECLI:NL:HR:2024:1780, chomwe chinaperekedwa pa mafunso omwe atumizidwa ndi Rechtbank. Amsterdam pa 11 Januwale 2024. Idakhudza njira yodziwika bwino ya gawo laulere ya "kuwerengera ndalama za CPI kuphatikiza ndalama zowonjezera". Khotilo, mwachidule, linagamula kuti:

Chinthu chowerengera ndi chinthu chowonjezera chimayesedwa payokha, ngakhale pamene akupezeka mu chiganizo chimodzi cha mgwirizano. Amagwira ntchito zosiyanasiyana: chimodzi chimathandizira kuchepa kwa mtengo wa ndalama, china chimathandizira kuwonjezeka kwa mtengo kupitirira kukwera kwa mitengo.
Chigamulo chopereka kuwerengera kwa CPI, mwa icho chokha, sicholungama.
Chiganizo chowonjezera ndalama zowonjezera mpaka 3% kuposa CPI indexation ndi osati Zosalungama, zopanda zochitika zapadera: zotsatira zachuma zimaonekeratu, mwini nyumba ali ndi chidwi chovomerezeka, ndipo wobwereka akhoza kuthetsa ngongoleyo.
Ngati pali chindapusa chowonjezera is chosalungama, chiyenera kulepheretsedwa yonseKhothi silingathe kuchepetsa ndalamazo kufika pa 3%. Wobwereka nyumbayo amabwezeretsedwa pamalo omwe akanakhalapo popanda lamuloli ndipo ali ndi pempho lobwezera ndalama zomwe adalipira mopitirira muyeso.

Zotsatira zake kwa eni nyumba omwe amagwiritsa ntchito njira ya "indexation plus up to 5%" kapena "plus up to 7%" ndi zazikulu. Ndalama zowonjezera sizichepetsedwa; zimasowa moyo wonse wa lendi, ndipo ndalama zowonjezera zakale zimabwezedwa. Kwa mwini nyumba yemwe ali ndi template yokhazikika, kukhudzidwa kumawonjezeka pa chipinda chilichonse. Milandu yokhudza ndalama zowonjezera zopitilira 3% ikupitilira m'makhothi ang'onoang'ono, ndipo chifukwa chakuti muyezo womwe umagwiritsidwa ntchito ndi wa ku Europe pazifukwa zosalungama, kuthekera koti atchule Khothi la Zachilungamo la European Union sikunathe. Mwini nyumba amene amadalira gawo lowonjezera, ndi wobwereka yemwe akupempha kubweza zomwe adalipira pansi pa imodzi, ayenera kuyang'ana momwe mlandu ulili asanavomereze udindo.

Mfundo ziwiri zofunika kuziganizira. Chigamulochi chikukhudza gawoli , osati denga: ngakhale gawo lolungama silingapereke zambiri kuposa denga lovomerezeka lomwe likugwira ntchito chaka chimenecho. Ndipo gawo losalungama silingathetsedwe ndi mwini nyumba akulipiritsa ndalama zochepa kuposa zomwe amalola; ndi mawu omwe amayesedwa.

Kuwonjezeka kwa lendi pambuyo pokonzanso kapena kukonza

Kuwonjezeka kwa nyumba pambuyo pa ntchito ndi kosiyana ndi kuwonjezeka kwa nyumba pachaka ndipo sikumayikidwa pamlingo wa pachaka. Kusiyana komwe kumathetsa mikangano yambiri ndi pakati pa kukonza ndi kukonza : kusintha kwa thupi kapena zowonjezera zomwe zimawonjezera chisangalalo cha nyumba - zida zomangidwa mkati, bafa latsopano, zotenthetsera ndi njira zina zamagetsi - zingathandize kukweza nyumbayo. Kusintha ndi kukonza sikungatheke, chifukwa kusunga nyumbayo ili bwino ndi zomwe lendi imalipira kale.

Ngati mwini nyumba akufuna kukonzanso nyumba yomwe anthu amakhalamo, art. 7:220 BW imafuna lingaliro loyenera : phukusi lolembedwa lofotokoza ntchito, kusokonezeka, malipiro aliwonse ndi lendi yatsopano yomwe ikuperekedwa. Wobwereka amene akukana lingaliro loyenera akhoza kukakamizidwa; wobwereka amene akukumana ndi losayenerera sangathe.

Ngati magulu awiriwa sangagwirizane pa zotsatira za lendi, aliyense wa iwo angapemphe Huurcommissie kuti asankhe ngati kukweza komwe kukuyembekezeredwako kuli koyenera, mkati mwa miyezi itatu kuchokera pamene ntchitoyo yatha. Huurcommissie imatumiza wofufuza, kutsimikizira kuti ntchitozo zikuyenda bwino, ndikuyesa kukwerako poyerekeza ndi ndalama zomwe zagwiritsidwa ntchito. Njirayi ilipo m'magawo olamulidwa komanso apakati (art. 7:255 BW) komanso m'gawo laulere (art. 7:255a BW), ngakhale kuti m'gawo laulere palibe malire a mfundo zomwe zingagwiritsidwe ntchito poyesa zotsatira zake.

Kuwonjezeka kwina kodalira ndalama

Mu gawo la anthu lokhalo lolamulidwa, mwini nyumba angalimbikitse kukwera kwa nyumba kuposa ndalama zina zomwe amapeza (art. 7:252a BW), komwe kumafotokozedwa ngati ndalama zokhazikika za euro pamwezi osati peresenti.

Pali magulu awiri a ndalama zomwe zimadutsa malire wamba, ndipo gawo lililonse limakhala ndi ndalama zake zokhazikika pamwezi osati peresenti.
Malire a ndalama zomwe munthu amapeza, ndalama zomwe munthu amapeza pamwezi, ndi chaka chofotokozera zimakhazikika pachaka ndipo zimafalitsidwa ndi Huurcommissie; kuwerengera ndalama kumachitika poyerekeza ndi ndalama zomwe banja linkapeza chaka cha msonkho chakale, osati chaka chamakono.
Ndalama zomwe mwana wokhala m'nyumbamo sanakwanitse zaka 23 sizimawerengedwa ngati ndalama zonse za mwana ameneyo (verzamelinkomen) imakhala pansi pa malire ofalitsidwa.
Magulu osankhidwa a anthu okhala ndi matenda aakulu komanso olumala saloledwa.

Mwininyumba ayenera kupeza chizindikiro cha ndalama kuchokera ku Belastingdienst ndikuchiyika pamodzi ndi pempholo. Kupanda kutero kumapangitsa pempholo kukhala lolakwika, zomwe zimapangitsa kuti kukwezako kulephere. Kukweza kwakukulu sikungaphatikizidwe: mwininyumbayo amatenga gawo lachizolowezi kapena ndalama zomwe zimadalira ndalama, osati zonse ziwiri. Chifukwa malire ndi ndalama zimasuntha chaka chilichonse, onani tebulo lomwe Huurcommissie imafalitsa chaka chomwe kukwezako kudzayamba kugwira ntchito.

Kuchepa kwa lendi: chithunzi chagalasi, ndipo nthawi zambiri kusuntha kwamphamvu

Obwereka nyumba nthawi zambiri amaganiza modziteteza za kukwera kwa nyumba pachaka pomwe funso labwino ndilakuti kodi lendiyo inali yovomerezeka. M'magawo olamulidwa komanso apakatikati, lendiyo singapitirire kuchuluka kwa nyumba zomwe amapeza. Ngati zitatero, wobwereka nyumbayo sayenera kungokana kukwerako koma ayenera kupereka lingaliro lochepetsa.

Ndondomekoyi motsatira Art. 7:254 BW ikuwonetsa njira yowonjezera. Wobwereka amatumiza chikalata cholembedwa chofotokoza lendi yomwe ilipo, lendi yotsika yomwe ikuperekedwa, kuchepetsedwa ndi tsiku loyambira ntchito, lomwe silingakwanire miyezi iwiri yathunthu kuchokera pamene pempholo latumizidwa. Ngati mwininyumba akukana kapena sakuyankha, wobwereka akupempha Huurcommissie kuti apereke chigamulo, ndipo ayenera kutero mkati mwa milungu isanu ndi umodzi kuchokera tsiku lochepetsera lomwe likuperekedwa. Wobwereka amapitiliza kulipira lendi yomwe ilipo mpaka chisankhocho chitachitika.

Ngati mfundozo zikuwonetsa kuti pali ndalama zambiri zolipirira, njira iyi ndi yamtengo wapatali kuposa peresenti ya indexation, ndipo ikhoza kuphatikizidwa ndi chiwopsezo cha zolakwika. Kuyang'ana mfundozo kuyenera kukhala gawo loyamba nthawi iliyonse munthu wobwereka wovomerezeka kapena wapakatikati akafunsa za lendi yawo.

Zimene mwini nyumba sangachite

Onjezani kangapo pa miyezi khumi ndi iwiri. Kuwonjezeka kwachiwiri mkati mwa miyezi khumi ndi iwiri yomweyi sikuloledwa (art. 7:251 BW), zilizonse zomwe pangano likunena.
Kuwonjezeka kwa nthawi yokhazikika popanda maziko a mgwirizano. Mu msika wapakati ndi magawo aulere, palibe gawo la indexation lomwe limatanthauza kuti palibe kuwonjezeka kwa pachaka kwa nthawi yonse.
Kuwonjezeka mwa kukana kukonzanso. Nyumba yokhala ku Netherlands kwa nthawi yosatha siimatha ndipo singathe "kukonzedwanso" pazifukwa zatsopano malinga ndi zomwe mwini nyumba akufuna. Kupatsa wobwereka chisankho pakati pa lendi yokwera ndi kuchoka si njira yovomerezeka yowonjezerera ndalama: kuthetsa lendi kumafuna zifukwa zovomerezeka ndipo, ngati wobwereka sakugwirizana, khoti likufuna chigamulo.
Bwezeretsani kuwonjezeka kudzera malipiro a utumiki. Kuyika lendi mu ndalama zolipirira ntchito kapena mtengo wonse sikupitirira kufufuzidwa.
Musanyalanyaze kutsutsa. Mu magawo olamulidwa ndi apakati, mwini nyumba sangakane kutsutsa kulikonse; njira yokhayo yopitira patsogolo ndi Huurcommissie, mkati mwa milungu isanu ndi umodzi.

Malangizo othandiza

Kwa obwereka nyumba. Choyamba yang'anani gawo, kenako masamu, kenako malamulo - motsatira dongosolo limenelo, chifukwa cholakwika chovomerezeka chimapha kuwonjezeka kulikonse. Lembani nthawi ziwiri zomaliza: tsutsani tsiku loyambira ntchito m'magawo olamulidwa ndi apakati, ndipo lembani ku Huurcommissie mkati mwa miyezi inayi kuti mulandire indexation ya pangano. Ngati lendi yanu yaulere ikuwonjezera ndalama zowonjezera zoposa 3% ku indexation, tsatirani upangiri musanalipire. Ndipo yesani kufufuza mfundo ngakhale ngati kuwonjezekako kukuwoneka kolondola.

Kwa eni nyumba. Yang'anani chitsanzo chanu: gawo lowonjezera lolembedwa chisanafike chigamulo cha Hoge Raad cha 2024 ndi udindo wamoyo. Tumizani malingaliro msanga, polemba, ponena za lendi yomwe ilipo, lendi yatsopano, tsiku loyambira ntchito ndi njira yotsutsa, ndipo sungani umboni wa kutumiza. Ikani chikalata cha ulamuliro wa msonkho cha kukwera kulikonse komwe kumadalira ndalama. Ngati wobwereka akukana, lembetsani tsiku lomaliza la Huurcommissie la milungu isanu ndi umodzi nthawi yomweyo - kuphonya kumatenga chaka chonse.

Kodi lendi yanga ingakwere bwanji chaka chino?

Zimadalira gawolo. Chilichonse mwa zitatuzi chili ndi malire ake apachaka, okhazikitsidwa ndi nduna ndipo amafalitsidwa ndi Huurcommissie: pa gawo lolamulidwa limayamba pa 1 Julayi, ndipo pa magawo apakati ndi aulere kuyambira pa 1 Januwale. Tengani chiwerengero cha chaka chomwe kuwonjezekaku kumayamba kugwira ntchito. Mu magawo apakati ndi aulere, mgwirizanowu uyeneranso kukhala ndi gawo lofotokozera; ngati silitero, palibe kuwonjezeka kwapachaka komwe kungatheke konse.

Mwininyumba wanga ananditumizira ndalama zowonjezerazo milungu isanu isanakwane kuti ziyambe. Kodi ndi zoona?

Nambala Art. 7:252 BW imafuna kuti pempholi liperekedwe miyezi iwiri isanafike tsiku loti liyambe kugwira ntchito. Pempho lochedwa siligwira ntchito, ndipo silingasungidwe mwa kufupikitsa chidziwitsocho kapena kulemba tsiku kumbuyo kwa kalatayo. Mwininyumba ayenera kupereka pempho latsopano ndi chidziwitso cha miyezi iwiri yonse, zomwe nthawi zambiri zikutanthauza kuti kukwezedwako kudzapita chaka chotsatira.

Pangano langa likuti lendi imakwera ndi kukwera kwa mitengo kuphatikiza 5%. Kodi mwini nyumba angachite zimenezo?

Malire awiri osiyana amagwiritsidwa ntchito. Dera lovomerezeka limaphimba kukwera kwenikweni kwa ndalama zomwe zimaperekedwa pachaka chaulere. Kupatula apo, Hoge Raad idavomereza pa 29 Novembala 2024 (ECLI:NL:HR:2024:1780) kuti ndalama zowonjezera mpaka 3% kuposa indexation sizolungama, ndipo gawo lowonjezera losalungama limachotsedwa kwathunthu m'malo mochepetsedwa, ndi pempho lobwezera ndalama zochulukirapo.

Ndinatsutsa kukwera kwa ndalama. Kodi kenako chimachitika n’chiyani?

Mu magawo olamulidwa ndi apakati pa msika, palibe china chomwe chikufunika kwa inu. Ngati mwininyumba wanu akufunabe kukwezedwa, mwininyumbayo ayenera kulembetsa ku Huurcommissie mkati mwa milungu isanu ndi umodzi kuchokera tsiku lomwe laperekedwa. Ngati nthawi yomalizayo idutsa popanda fomu yopempha, kukwezedwako sikuyamba kugwira ntchito. Sungani chotsutsa chanu cholembedwa ndi umboni woti chinatumizidwa tsiku lomaliza lisanafike.

Kodi lendi ingakwere kawiri pachaka chimodzi?

Kawirikawiri ayi: kuwonjezeka kungachitike kamodzi kokha m'miyezi khumi ndi iwiri yoyambirira ya lendi ndipo pambuyo pake kokha kumapeto kwa miyezi khumi ndi iwiri yotsatira (art. 7:250 BW), ndipo gawo la contractual indexation limamangidwa ndi nthawi yomweyo, ngati palibe chifukwa chogwira ntchito (art. 7:251 BW). Pali zochepa zomwe zimasiyana. Kuwonjezeka pambuyo pa ntchito zokonzanso zenizeni kumayesedwa mosiyana ndi kuwonjezeka kwa pachaka ndipo sikumamangidwa ndi kuchuluka kwa pachaka. Kuchotsa pang'onopang'ono kuchotsera kwakanthawi kwa lendi kumachitidwanso mosiyana (art. 7:252c BW). Art. 10a Uhw imalola, malinga ndi mikhalidwe, kuwonjezeka komwe kungafunike ngati lendi sinakwezedwe kwa zaka zosachepera zitatu kapena yachepetsedwa.

Lendi yanga ndi yoposa mapointi okhazikika. Kodi ndiyenera kulimbana ndi kukwezedwa kwa nyumba kapena kupempha kuti ndichepetsedwe?

Kawirikawiri kuchepetsako. Kukana kukwezako kumapulumutsa pang'ono peresenti; kuchepetsa kopambana motsatira chigawo. 7:254 BW kumabwezeretsa lendi kufika pamlingo wovomerezeka wa nyumbayo ndipo kungakhale kopindulitsa kwambiri. Tumizani pempho lolembedwa lokhala ndi tsiku loyambira ntchito osachepera miyezi iwiri ya kalendala ikubwerayi, ndipo ngati mwini nyumbayo akana, lembani ku Huurcommissie mkati mwa milungu isanu ndi umodzi kuchokera tsiku limenelo.