Milandu yaying'ono ku Netherlands: khoti lachigawo ndi njira ya European Small Claims Procedure

Ngati wina ku Netherlands ali ndi ngongole ya ma euro masauzande angapo ndipo wasiya kuyankha, muli ndi njira ziwiri zenizeni: kupempha kukhoti la chigawo cha Dutch, kantonrechter , komwe mungadziyimire nokha, kapena European Small Claims Procedure, njira yolembedwa yopempha milandu yodutsa malire mpaka EUR 5,000. Nkhaniyi ikufotokoza zonse ziwiri, mtengo wake, komanso momwe mungaweruzire ngati pempholo ndi loyenera kubweretsedwa.

Khoti liti lomwe limamva mlandu waung'ono

Milandu ya milandu ya ku Netherlands imagawidwa pakati pa kantonrechter (gawo laling'ono la khothi la chigawo) ndi gawo wamba la milandu. Mzere wogawa ndi art. 93 Rv, ndipo zinthu ziwiri zimatumiza mlandu kukhothi laling'ono.

Mtengo. Ndalama zomwe zimafunidwa mpaka EUR 25,000 zimapita ku kantonrechter (art. 93 Rv), ndalama zomwe zimafunidwa kuphatikizapo chiwongola dzanja chomwe chimafika tsiku lomwe mlandu unayimbidwa. Pamwamba pa izi zimapita ku dipatimenti ya milandu, komwe loya amakakamizidwa.

Nkhani. Magulu ena amapita ku kantonrechter kaya ndi kuchuluka kotani, chifukwa ndi madera omwe gulu limodzi nthawi zambiri limakhala lofooka ndipo limafuna mwayi wopeza woweruza wotchipa komanso wopanda loya:

• Mikangano ya lendi (ndalama zobweza lendi, kukonza, ndalama zothandizira, kuthetsa ntchito);
• mikangano ya ntchito (malipiro osalipidwa, kuchotsedwa ntchito, malipiro a tchuthi, mapangano oletsa);
• zopempha zomwe zimachokera ku kugulitsa kwa ogula komanso kuchokera ku ngongole ya ogula, kaya kuchuluka kapena mtengo wake ndi wotani — palibe malire osiyana a magulu awa (art. 93 Rv);
• mapangano a mabungwe amalonda.

Chifukwa chiyani izi ndizofunikira: pempho la lendi kapena ntchito lokwana EUR 60,000 limapitabe ku kantonrechter , kotero simukusowa loya ndipo mulingo wa ndalama za chigawo chaching'ono umagwirabe ntchito. Mosiyana ndi zimenezi, invoice yosalipidwa ya EUR 30,000 si mlandu wa chigawo chaching'ono konse, ndipo zachuma zimasintha kwathunthu.

Simukusowa loya — koma si yankho lonse limenelo

Ichi ndi chinthu chofunikira kwambiri chomwe wopempha ngongole wamng'ono angadziwe. Mu milandu ya chigawo chaching'ono, magulu amatha kuchita mlandu wawo; loya si wokakamiza (art. 79 Rv). Muthanso kugwiritsa ntchito wothandizira wosakhala loya, monga bungwe losonkhanitsa ndalama kapena wogwira ntchito m'bungwe la mgwirizano. Zimenezi zimachotsa mtengo waukulu kwambiri pa mlandu waung'ono, ndipo ndichifukwa chake pali malire.

Mfundo yoona mtima ndi yakuti “palibe loya wofunikira” si “palibe loya wofunikira”. Ngati mbali inayo ilangiza loya, mukutsutsa njira ndi umboni wotsutsana ndi katswiri; woweruza sadzadzaza mipata pamlandu wanu, ndipo mlandu wolakwika ungalephereke pa mfundo yosagwirizana ndi mfundo. Mfundo zotsutsana, mlandu wotsutsana, mlandu wotsutsana kapena wotsutsidwa kunja kwa dziko zonse zimadzutsa vutoli kwambiri. Njira yapakati yanzeru ndikutenga upangiri kamodzi - ngati mlanduwo ndi wolondola, woti mum'neneze, ndi umboni womwe mukufuna - kenako yendetsani nokha.

Musanayambe: kalata yopempha

Kalata ya masiku khumi ndi anayi

Ngati wobwereketsa wanu ndi wogula, simungalipiritse ndalama zosonkhanitsira katundu kunja kwa khoti pokhapokha mutatumiza pempho lolembedwa lomwe limapereka masiku osachepera khumi ndi anayi kuti mulipire kwaulere popanda ndalama zina zowonjezera, ndikunena ndendende zomwe ndalamazo zidzakhala (art. 6:96 BW). Nthawiyi imayambira tsiku lotsatira kalatayo itafika kwa wobwereketsa. Mulakwitse - yaifupi kwambiri, kapena palibe chiwerengero chomwe chatchulidwa - ndipo ndalamazo zimakanidwa, ngakhale mutapambana china chilichonse. Kalatayo sifunikira kwa wobwereketsa wabizinesi, ngakhale pempho likufunikabe kuti wobwereketsayo asathe kulipira.

Ndalama zosonkhanitsira ndi chiwongola dzanja

Ndalama zosonkhanitsira ndalama zina zimayikidwa mu sikelo yokhazikika pa ndalama zoyambira, zomwe zimayikidwa ndi Besluit vergoeding voor buitengerechtelijke incassokosten, ndi osachepera EUR 40 pazopempha za ogula (art. 6:96 BW). Sikeloyo ndi yotsika: 15% pa EUR 2,500 yoyamba ya ndalama zoyambira, ndi magawo otsika pa gawo lililonse pamwamba pa pamenepo, ndipo yonseyo imayikidwa mu EUR 6,775. Pa pempho la ma euro zikwi zingapo izi zimakhala ma euro mazana angapo.

Mungathenso kupempha chiwongola dzanja chalamulo kuyambira tsiku lomwe simunachite bwino (art. 6:119 BW), ndipo pali mitengo iwiri. Mtengo wamba umagwira ntchito pazinthu zomwe sizili zamalonda ndipo umakhazikika ndi dongosolo la khonsolo. Mtengo wapamwamba wamalonda umagwira ntchito pakati pa mabizinesi (art. 6:119a BW) ndi zochitika ndi akuluakulu aboma (art. 6:119b BW); umayamba kuyambira tsiku lotsatira tsiku lolipira lomwe mudagwirizana kapena, ngati palibe chomwe chidavomerezedwa, masiku makumi atatu pambuyo pa invoice, ndipo umalumikizidwa ndi mtengo waukulu wa refinancing wa European Central Bank kuphatikiza maperesenti asanu ndi atatu, womwe umabwezeretsedwanso pa 1 Januwale ndi 1 Julayi. Mitengo yonseyi imakhazikitsidwa ndi boma ndipo imafalitsidwa pa rijksoverheid.nl. Werengani mtengo womwe ukugwira ntchito nthawi iliyonse m'malo mwa chiwerengero chimodzi, chifukwa pempho lomwe lakhala likugwira ntchito kwa zaka zingapo limawonjezeka pamitengo yotsatizana.

Pempho lolembedwa bwino silimangotsatira malamulo okha: limatchula bungwe lovomerezeka lalamulo, limatchula maziko alamulo, limaphatikiza umboni ndikukhazikitsa nthawi yomaliza. Ndi chikalata chomwe woweruza amawerenga kaye, ndipo chimawoneka ngati pempho limalipiridwa.

Kuyamba kwa ndondomeko: kuyitanitsa

Ndalama ya ku Netherlands nthawi zambiri imayamba ndi dagvaarding , yomwe siiperekedwa koyamba kukhothi: imatumizidwa kwa wotsutsidwayo, kuperekedwa kwa iwo, kenako imaperekedwa kukhothi. Iyenera kuzindikira omwe ali mbali ndi khothi, kunena zomwe akufunazo ndi thandizo lomwe akufuna, ndikuwonetsa zifukwa pamodzi ndi zodzitchinjiriza zomwe wodandaulayo akudziwa kuti ziperekedwa komanso umboni wodalirika (art. 111 Rv). Chofunikira chimenecho, chomwe chilipo , chimakhudza omwe akudzitchinjiriza okha: muyenera kufotokoza mlandu wanu kwathunthu pachiyambi, osaletsa mikangano.

Utumiki uyenera kuchitidwa ndi bailiff wa ku Dutch ( gerechtsdeurwaarder ). Ndalama sizingakambiranedwe: mitengo imakhazikitsidwa ndi lamulo (Besluit tarieven ambtshandelingen gerechtsdeurwaarders), ndi ndalama zosiyana pa lamulo lililonse lovomerezeka, kotero kupereka summon, kupereka udindo wokakamiza ndi kupereka chikalata cha ndondomeko iliyonse imakhala ndi mtengo wake. Ndalamazo zimasinthidwa chaka chilichonse kuyambira pa 1 Januwale ndikufalitsidwa mu Staatscourant; lamulo lochitidwa lisanafike tsiku limenelo limakhalabe logwirizana ndi mtengo wakale. Utumiki kunja umawononga ndalama zambiri, nthawi zina zambiri. Funsani bailiff za mtengo wamakono musanapereke malangizo. Madandaulo ena a chigawo chaching'ono, makamaka nkhani zambiri zantchito, amayamba ndi pempho ( verzoekschrift ), lomwe limaperekedwa mwachindunji ndipo silikusowa bailiff.

Chitetezo, kumva ndi kuweruza mosavomerezeka

Wotsutsidwayo ayitanidwa kuti akaonekere ndipo angayankhe polemba kapena pakamwa. Ngati wotsutsidwayo sakubwera ndipo ntchito yake yaperekedwa molondola, khothi limapereka chigamulo chosaloledwa (art. 139 Rv) ndipo nthawi zambiri lipereka chigamulocho pokhapokha ngati chikuwoneka chosaloledwa kapena chopanda maziko. Zigamulo zosaloledwa ndizofala pamilandu ya ngongole, ndipo ndichifukwa chake invoice yosalipidwa yolunjika imatha kuthetsedwa mwachangu.

Ngati mlandu waperekedwa, khothi nthawi zambiri limalemba kuti mlanduwo uchitike pakamwa. Iyi ndi mfundo yaikulu ya ndondomekoyi: woweruza amafunsa mafunso onse awiri mwachindunji, amafufuza zofooka zake ndipo nthawi zambiri amafufuza mgwirizano. Milandu imakhala mu Chidatchi; ngati simulankhula Chidatchi, konzani womasulira pasadakhale. Nkhani yosatsutsika ingagamulidwe mkati mwa miyezi ingapo; nkhani yotsutsana nthawi zambiri imakhala miyezi isanu ndi umodzi mpaka chaka chimodzi.

Mtengo wake

Ndalama za khothi

Ndalama zolipirira khothi ( griffierecht ) zimaperekedwa ndi wopemphayo kumayambiriro kwa mlandu. Zinthu zitatu zimayika izi: mtengo wa zomwe zanenedwa, kaya wopemphayo ndi munthu payekha kapena bungwe, komanso ngati wopemphayo akuyenerera ndalama zochepa kwambiri pazifukwa za ndalama. Ma band ndi ndalamazo zalembedwa mu Wet griffierechten burgerlijke zaken, zomwe zalembedwa kuyambira pa 1 Januwale chaka chilichonse, ndikufalitsidwa ngati tebulo la chigawo chaching'ono pa rechtspraak.nl. Werengani ndalama zomwe zaperekedwa patebulopo tsiku lomwe mwatulutsa: chiwerengero chomwe chatchulidwa m'nkhani chimatha ntchito nthawi yomweyo chizindikirocho chikasuntha.

Zinthu ziwiri za sikeloyi ndizofunikira kwambiri kuposa kuchuluka kwenikweni. Kwa munthu aliyense, ndalamazo zimakhala zofanana pakati pa mitengo yapakati ya zomwe akufuna, kotero ndalama zomwe zili pafupi ndi pamwamba pa mtengowo sizimawononga ndalama zambiri kuposa imodzi pafupi ndi pansi, ndipo nthawi zambiri palibe phindu lomwe lingapindule pochepetsa ndalama zomwe akufuna mkati mwake. Kwa bungwe, ndalamazo zimakwera pang'onopang'ono ndi mtengo wake, kotero ndalama zomwezo zimakhala zodula kwambiri kwa kampani kuposa kwa ogula. Ofuna omwe ali ndi ndalama zochepa amalipira mtengo wotsika kwambiri pamtengo uliwonse popanga umboni wa ndalama, zomwe zingasinthe chiwerengero cha ndalama zochepa.

Ndondomeko ya ndalama

Wotayika nthawi zambiri amalamulidwa kulipira ndalama za wopambana (Chithunzi 237 Rv), koma makhothi aku Dutch sapereka ndalama zenizeni zamilandu. Amagwiritsa ntchito sikelo yokhazikika, yomwe ndi liquidatietarief , pomwe gawo lililonse la ndondomeko limapeza mapointi ndipo mfundo iliyonse imakhala ndi ndalama zokhazikika zomwe zimakhazikitsidwa ndi mtengo wa zomwe akufuna. Mphothoyi imaphimba ndalama zonse zamilandu ndi ndalama za bailiff; zopereka ku ndalama zamilandu ndizongoganizira.

Zotsatira zenizeni: pa pempho laling'ono, ndalama zomwe zimaperekedwa sizimaphimba zomwe mudagwiritsa ntchito kwenikweni. Kapangidwe ka sikelo ya chigawo chaching'ono kamatsimikizira mfundoyi. Mtengo wa mfundo umakwera malinga ndi kukula kwa pempholi, ndipo chiwerengero cha mfundo zomwe zingafunsidwe chimayikidwa padera pagulu lililonse, kotero pa pempho la ma euro zikwi zingapo, ndalama zomwe zimaperekedwa ku ndalama za wopambana zimayesedwa m'ma euro mazana ambiri osati zikwizikwi. Sikeloyo si yovomerezeka ndi lamulo: imapangidwa ndikulembedwa nthawi ndi nthawi ndi oweruza milandu okha ndikufalitsidwa pa rechtspraak.nl, ndipo mtundu womwe ukugwira ntchito patsiku la chigamulo umagwira ntchito. Langizani loya pa pempho la kukula koteroko ndipo yembekezerani kubweza gawo laling'ono la ndalamazo ngakhale mutapambana kwathunthu - mfundo yamphamvu kwambiri yodziyimira nokha, kapena malangizo ongopereka upangiri, pamlingo uwu.

Kukakamiza chigamulocho

Chiweruzo si ndalama. Kuti musonkhanitse ndalama, mumauza woyang'anira nyumba, amene amatumikira chigamulocho kenako n’kuchikakamiza, makamaka mwa:

• kuyika malipiro kapena maubwino (loonbeslag) — nthawi zambiri njira yothandiza kwambiri yolimbana ndi ngongole yolembedwa ntchito;
• kuyika maakaunti a banki, kutenga malire panthawiyo osati zina;
• kuyika ndi kugulitsa katundu, pang'onopang'ono ndipo nthawi zambiri sizipereka zambiri;
• kuyika katundu wosasuntha, zenizeni pokhapokha pa nkhani zazikulu.

Malamulo aku Dutch amateteza ndalama zochepa zomwe munthu amapeza ( beslagvrije voet ), kotero munthu amene ali ndi ngongole yomwe ali ndi ndalama zochepa akhoza kukhala wotsimikiza kuti aweruzidwe. Kukakamiza malamulo kumawononganso ndalama: mfundo ndi yakuti munthu akhoza kubweza ndalamazo, koma inuyo mungazipititse patsogolo ndipo simungabweze.

Choncho funso lofunika kufunsa musanachite china chilichonse, osati pambuyo pake: kodi wobwereketsa ali ndi ndalama? Onani ngati kampani ikadali yolembetsedwa ndipo ikuchita malonda mu Commercial Register, ngati yalemba maakaunti, komanso ngati munthu akugwira ntchito kapena kale ali mu ndondomeko yokonzanso ngongole. Ndikoyenera kusamanga mlandu wobwereketsa amene sangathe kulipira.

Kukonda

Apilo ndi ya Khoti Loona za Apilo, koma osati pa milandu yaying'ono kwambiri: ngati pempho silipitirira EUR 1,750 palibe apilo yomwe ilipo ndipo chigamulocho ndi chomaliza (art. 332 Rv). Apilo iyenera kuperekedwa mkati mwa miyezi itatu, ndipo loya ndi wokakamizidwa ngakhale kuti sipanafunikire poyamba. Pa mlandu wa ma euro zikwi zingapo apilo nthawi zambiri imakhala yosakhudzana ndi ndalama.

Ndondomeko ya zopempha zazing'ono ku Ulaya

Lamulo 861/2007 limapanga njira yofanana ndi ya EU yonse yopangidwira kuti ikhale yotsika mtengo komanso yogwiritsidwa ntchito popanda loya. Ndi yopapatiza kuposa momwe anthu amayembekezera.

Denga. Chikalatacho sichiyenera kupitirira EUR 5,000 pamene fomu yopempha chindapusa ifika kukhothi, kupatula chiwongola dzanja, ndalama zomwe zagwiritsidwa ntchito ndi ndalama zomwe zaperekedwa.

Kudutsa malire okha. Ichi ndiye choletsa chachikulu: chipani chimodzi chiyenera kukhala ndi malo okhala kapena kukhala m'dziko lina lomwe silili la khothi lomwe lagwidwa. Munthu wokhala ku Rotterdam akuimba mlandu Amsterdam Kampaniyo singathe kuigwiritsa ntchito; munthu wokhala ku Berlin akhoza kuigwiritsa ntchito.

Yolembedwa komanso yochokera ku fomu. Wopemphayo apereka Fomu A ku khoti loyenerera, lomwe lingagwiritse ntchito Fomu B kuti lipeze kufotokozera. Wotsutsidwayo amayankha Fomu C mkati mwa masiku 30 kuchokera pamene watumizidwa, ndipo khotilo limapereka chigamulo mkati mwa masiku 30 kuchokera pamene lalandira yankholo, kapena limatenga gawo lina monga kupempha tsatanetsatane kapena kuchita msonkhano. Msonkhanowo umachitika pokhapokha ngati khotilo likuona kuti silingathe kusankha umboni wolembedwa. Loya si wokakamiza (art. 10 ya Regulation).

Zosaphatikizidwa. Lamuloli silikugwira ntchito pa malamulo a m'banja, kulowetsa m'malo, kusakwanitsa kulipira ngongole, chitetezo cha anthu, kuweruza milandu kapena ntchito - zomwe zimachotsa mikangano yambiri yomwe mayiko apadziko lonse ku Netherlands ali nayo.

Kukakamiza. Chigamulo chimavomerezedwa ndikugwiritsidwa ntchito m'maiko ena omwe ali mamembala popanda kulengeza kulikonse kuti chikugwira ntchito, pogwiritsa ntchito satifiketi ya Fomu D yoperekedwa ndi khoti lomwe linapereka chigamulo - phindu lake lenileni.

Ku Netherlands, ndondomekoyi imamvedwa ndi kantonrechter , ndipo apilo yotsutsana ndi chigamulocho iyenera kuperekedwa mkati mwa masiku makumi atatu kuchokera pamene chigamulocho chaperekedwa. Pamene njira ya digito ikugwira ntchito, chikalata cha ndondomekoyi ndi mapepala ena amaperekedwa pakompyuta pokhapokha ngati khoti litalamula mwanjira ina (art. 30c Rv). Khoti la EU la e-Justice limakhala ndi mafomu ndi chida chodzaza fomu. Kumene Fomu A yodzazidwayo imapita ndi funso losiyana, ndipo yankho silili lofanana ndi la mlandu wa chigawo chapafupi: limaperekedwa kukhoti lomwe lidzamve. Funsani kaundula wa khoti lachigawo loyenerera momwe akufunira kuti fomuyi iperekedwe, komanso m'chinenero chiti, musanatumize.

Malire ogwira ntchito. Popeza zalembedwa, zimagwirizana bwino ndi ngongole yolembedwa komanso mkangano wotsutsana kwambiri. Zikalata nthawi zambiri ziyenera kukhala m'chilankhulo cha khothi, kotero khothi la ku Netherlands lingafune Chidatchi, ndipo kumasulira kumatha kufika pamtengo wofanana ndi wochepa.

Kuyerekeza njira ziwirizi

Lamulo la ku Ulaya loti mulipire

Ngati pempholi ndi lopitirira malire ndipo simukuyembekezera chitetezo chenicheni, Lamulo 1896/2006 ndiye chida chabwino kwambiri, ndipo palibe malire a ndalama. Wopemphayo apereka Fomu A; ngati pempholi likugwirizana ndi zomwe zanenedwa, khothi limapereka lamulo la ku Ulaya loti lilipire (Fomu E) popanda kufufuza mwatsatanetsatane. Wotsutsidwayo ali ndi masiku 30 kuti apereke chikalata chotsutsa (Fomu F). Ngati palibe chomwe chafika, lamuloli limalengezedwa kuti likugwira ntchito (Fomu G) ku EU konse popanda chikalata chotsimikizira kuti likugwira ntchito. Ngati chitsutso chaperekedwa, mlanduwu umapitilira m'makhothi a Dziko lomwe Membala adachokera pansi pa ndondomeko yachikhalidwe . Kusamvana: mwachangu komanso kotsika mtengo motsutsana ndi wobwereka chete, wopanda pake motsutsana ndi munthu amene wabweza fomu yotsutsa ya tsamba limodzi.

Kodi pali oda ya ku Dutch yolipira?

Osati mwanjira yomweyo. Dziko la Netherlands lilibe chofanana ndi cha ku Germany cha Mahnverfahren kapena lamulo la ku Europe lolipira — palibe njira yoyendetsera yomwe imasintha pempho losatsutsika kukhala umwini wovomerezeka popanda milandu. Cholowa m'malo mwa Dutch ndiye chigamulo chosasinthika: mupereka chikalata chovomerezeka, wobwereketsayo sawonekera, ndipo chigamulo chimatsatira (art. 139 Rv). Chimagwira ntchito, koma chimawononga ndalama za khothi komanso ndalama za bailiff kuyambira pachiyambi, ndichifukwa chake lamulo la ku Europe lolipira lingakhale lotsika mtengo kudutsa malire.

Kuzindikira ndi kukakamiza anthu kudutsa malire, mwachidule

Chigamulo cha ku Dutch pankhani ya milandu ya anthu kapena yamalonda chimafalikira momasuka mkati mwa EU: motsatira malamulo a Brussels I bis Regulation, chimavomerezedwa popanda njira yapadera ndipo chimatha kugwiritsidwa ntchito popanda kulengeza kuti chikugwira ntchito, popereka satifiketi kuchokera ku khoti la ku Dutch, ngakhale kuti mumachigwiritsabe ntchito kudzera m'maboma am'deralo motsatira malamulo am'deralo. Chigamulo chochokera ku Dziko lina lomwe lili membala chimagwira ntchito pano pamaziko omwewo. Chigamulo chochokera kunja kwa EU ndi chosiyana: popanda pangano sichingagwire ntchito chokha pano, ndipo wobwereketsa nthawi zambiri ayenera kubweretsa milandu yatsopano ku Dutch momwe imakhalira ndi umboni ngati ikwaniritsa zofunikira zachilungamo ndi ulamuliro.

Nthawi zoletsa

Musalole kuti pempholi lithe pamene mukukambirana. Nthawi yonseyi ndi zaka makumi awiri, koma zomwe zili zofunika kwenikweni zimakhala zazifupi kwambiri - nthawi zambiri zaka zisanu za pempho la mgwirizano, kuyambira tsiku lomwe liyenera kulipidwa, ndi zaka zisanu za pempho la kuwonongeka, kuyambira tsiku lomwe wovulalayo adadziwa kuwonongeka ndi munthu amene adayambitsa. Kugulitsa kwa ogula kumakhala kochepa kwambiri: pempho la kulipira mtengo wogula limaletsedwa patatha zaka ziwiri (art. 7:28 BW), zomwe makhothi amawerengera kuyambira tsiku la invoice.

Malire angasokonezedwe, kaya ndi gawo la milandu kapena pempho lolembedwa kapena chidziwitso cholembedwa momwe wobwereketsayo mosakayikira ali ndi ufulu wochita zinthu (art. 3:317 BW). Nthawi yatsopano imadutsa, ndipo sipayenera kupitirira zaka ziwiri pakati pa zochitika zotsatizana za kusokoneza - gawo lomwe limafunikira kwambiri pa nthawi yochepa yogulitsa ogula, pomwe kukambirana komwe kuloledwa kuchitika kumatha kuthetsa zomwe zanenedwazo.

Ichi ndi chifukwa chachiwiri cholembera pempho lililonse. Kusokoneza kumathandiza kokha ngati mungathe kutsimikizira, choncho sungani kalata kapena imelo, mawu omwe ali ndi ufulu wanu wochita zinthu, komanso umboni wa nthawi yomwe inafikira kwa wobwereketsa.

Umboni, ndi ngati zomwe akunenazo ndizoyenera kubweretsa

Ndondomeko ya ku Dutch imaika udindo wopereka umboni kwa chipani chomwe chikutsimikizira mfundo, zomwe zikutanthauza kuti inuyo mukunena zoona. Musanagwiritse ntchito chilichonse, konzani:

• mgwirizano, chitsimikizo cha oda, mtengo kapena mawu, ndi umboni womwe adagwirizana;
• ma invoice, ndi umboni woti adatumizidwa ndi kulandiridwa;
• njira yolemberana makalata, kuphatikizapo kuvomereza ngongole iliyonse — imelo yonena kuti “tidzalipira mwezi wamawa” nthawi zambiri imakhala chikalata cholimba kwambiri mufayilo;
• umboni wa kupereka kapena kuchita bwino;
• makalata opempha, kuphatikizapo kalata ya masiku khumi ndi anayi ya wobwereka ngongole;
• Dzina lolondola la wobwereketsa komanso tsatanetsatane wa kulembetsa, kotero mukuyimba mlandu bungwe loyenera.

Kenako chitani masamu moona mtima. Onjezani ndalama za khothi, ndalama za bailiff, kumasulira, ndalama zamilandu ndi ndalama zokakamiza. Chotsani ndalama zomwe ndalama zomwe zimaperekedwa zidzabwezeredwadi - pa pempho laling'ono, gawo laling'ono la ndalama zamilandu. Chulukitsani ndi kuyerekezera kwanu koona mtima kwa kupambana, komanso kulipidwa. Chilango cha EUR 1,500 motsutsana ndi wobwereketsa wosasinthika nthawi zambiri chimakhala choyenera kutsatira; chilango chomwecho motsutsana ndi kampani yomwe ili chete yopanda katundu sichili choncho.