Kulephera kwa Wogwirizana Nanu Pangano: Zotsatira ndi Zochita

Mwangodziwa kumene kuti mnzanu wa bizinesi wapereka chikalata cha bankirapuse. Nkhaniyi yafika pachimake. Ma invoice omwe sanaperekedwe tsopano ali pachiwopsezo. Katundu wanu akhoza kukhala m'nyumba yawo yosungiramo katundu. Mapangano omwe mudadalira mwadzidzidzi sakudziwika. Izi sizongokhudza ndalama zokha. Zimakuopsezani ndi ndalama zomwe mumapeza komanso kuthekera kwanu kotumikira makasitomala anu.

Nkhani yabwino ndi yakuti malamulo aku Dutch amakupatsani ufulu ndi zida zinazake zodzitetezera. Mutha kubweza katundu amene munapereka. Mutha kulipira ngongole zonse. Mutha kupereka madandaulo kwa trustee wa bankirapuse. Chofunika ndikuchitapo kanthu mwachangu ndikudziwa bwino njira zomwe muyenera kutsatira.

Bukuli likufotokozani zinthu zisanu zofunika zomwe muyenera kuchita ngati mnzanu amene mumagwira naye ntchito walephera kugwira ntchito. Muphunzira tanthauzo la kulephera kugwira ntchito pa mapangano anu, momwe mungaletsere kutayika kwina nthawi yomweyo, ufulu womwe mungagwiritse ntchito, momwe mungayendere ubale ndi matrasti, komanso momwe mungatetezere bizinesi yanu ku zinthu zofanana mtsogolo. Gawo lililonse limakupatsani njira zenizeni zomwe mungachite lero kuti muchepetse kuwonongeka ndikuwonjezera kuchira kwanu.

Kodi kulephera kwa mnzanu kumatanthauza chiyani malinga ndi malamulo aku Dutch?

Khoti la ku Netherlands likalengeza kuti mnzanu wa bizinesi wanu walephera kugwira ntchito, kusintha kwakukulu kwa malamulo kumachitika nthawi yomweyo. Oyang'anira kampaniyo amataya mphamvu zonse zochitira zinthu m'malo mwa kampaniyo. Khoti losankhidwa ndi khoti bankruptcy woyang'anira (wotchedwa curator mu Chidatchi) amatenga ulamuliro wonse wa katundu wa kampaniyo, mapangano, ndi ntchito zake. Anthu omwe kale munakumana nawo pakampani sangathenso kupanga zisankho zomangirira, kukambirana za momwe zinthu zilili, kapena kuvomereza malipiro. Chochita chilichonse chomwe mungachite kuyambira pano chiyenera kudutsa mwa trustee.

Kukhazikika kokha komanso kutayika kwa ulamuliro

Lamulo la bankirapuse la ku Dutch layambitsa kuphwanya malamulo kukhala basi nthawi yomwe bankirapuse yalengezedwa. Kuletsa kumeneku kumaletsa milandu yonse ya munthu aliyense payekha komanso zoyesayesa zosonkhanitsa ndalama motsutsana ndi kampani yomwe yabankirapuse. Simungathenso kuwamanga kukhothi. Simungathe kulanda katundu wawo mwachindunji. Simungathe kuwakakamiza kulipira kudzera m'njira zovomerezeka zalamulo.

Ntchito ya woyang'anira ndi kugulitsa katundu wa kampaniyo ndikugawa ndalamazo kwa omwe ali ndi ngongole malinga ndi masanjidwe okhwima azamalamuloObwereketsa omwe ali ndi chikole amalipidwa kaye. Kenako amadza obwereketsa omwe ali ndi chikole monga akuluakulu amisonkho. Obwereketsa omwe alibe chikole (komwe ndi komwe ogulitsa ambiri ndi opereka chithandizo amathera) amagawana chilichonse chotsala. Mwachidule, obwereketsa omwe alibe chikole nthawi zambiri amapeza 10-15% yokha ya zomwe ali nazo, ndipo nthawi zina palibe chomwe amalipira.

Chimachitika ndi chiyani ndi mapangano omwe alipo kale

Mapangano anu satha okha pamene mnzanu wanu akulemba kuti alowe m'mavuto. Woyang'anira ali ndi ufulu wosankha ngati angachite zimenezo pitirizani kapena thetsani Pangano lililonse lomwe likugwira ntchito. Chisankhochi chikudalira kokha ngati kupitiriza mgwirizanowu kumapindulitsa chuma cha bankirapuse.

Ngati trustee asankha kupitiriza mgwirizano wanu, ayenera kupereka chitsimikizo cha chitetezo ndikukulipirani ntchito yonse yomwe mwachita kapena katundu woperekedwa pambuyo pa tsiku la bankirapuse.

Ngati pangano latha, mutaya ufulu wochita bwino ntchito ndi kulipira mtsogolo. Mutha kulembetsa chiwongola dzanja cha kuwonongeka, koma chiwongola dzanja ichi chikuphatikiza ngongole zosatetezedwa. Zotsatira za kulephera kwa mgwirizano wanu: mungachite chiyani? Kumvetsetsa mphamvu za matrasti pa mapangano anu ndi sitepe yanu yoyamba yotetezera zofuna zanu ndikuchira momwe mungathere ku vuto ili.

Chofunika kwambiri ndi kuzindikira kuti malamulo asintha kwathunthu. Ubale wamalonda womwe munali nawo dzulo sulinso momwemo. Muyenera kusintha njira yanu, kuteteza udindo wanu, ndikuchitapo kanthu mwalamulo kuti muteteze zofuna zanu zachuma.

Gawo 1. Siyani kulipira ndipo tetezani umboni wanu

Choyamba chimene mungachite mukamva za kulephera kwa mnzanuyo kukhala ndi ngongole kuyimitsa zochitika zonse zachuma nawo nthawi yomweyo. Malipiro onse omwe mumapereka ndi chilichonse chomwe mumapereka pambuyo pa tsiku la bankirapuse zimapita ku malo omwe ali bankirapuse, komwe mwina simudzawonanso phindu lililonse. Muyenera kuyimitsa kutuluka kwa magazi musanayambe kuchira. Zotsatira za bankirapuse ya mnzanu wanu wa pa mgwirizano: mungachite chiyani? Yankho lanu limayamba ndi gawo loyamba lofunika kwambiri lomwe latengedwa mkati mwa maola 48 oyamba.

Ikani malonda onse otuluka mufiriji

Mukuyenera siyani kulipira konse ku kampani yomwe yalephera kulipira ngongole nthawi yomweyo. Izi zikuphatikizapo ma invoice omwe simunawalipire, kusamutsa ndalama kubanki, ndi zilolezo zilizonse zolipirira zomwe zikuyembekezera. Izi sizikutanthauza kuswa lonjezo lanu. Izi zikutanthauza kuteteza ndalama zomwe zingakhale zofunikira pakugwiritsa ntchito bwino ndalama zanu. ufulu woyambira Pambuyo pake. Malamulo aku Dutch amakulolani kulipira ngongole zonse ziwiri, koma pokhapokha ngati muli ndi ndalama zomwe muli nazo ngongole mukapereka pempho lanu.

Siyani kutumiza katundu ndi ntchito zonse nthawi imodzi. Musatumize chinthu china kapena kupereka ola lina la ntchito, mosasamala kanthu za maoda kapena mapangano omwe alipo. Tikukwaniritsa maoda tsopano zikutanthauza kutumiza katundu wanu popanda mwayi wolipira. Kuthetsa mapulojekiti aliwonse omwe akupitilira kapena mapangano a ntchito nthawi yomweyo podziwitsa woyang'anira trustee m'makalata.

Chizolowezi chanu chokwaniritsa zomwe mwalonjeza n'chodabwitsa mu bizinesi yanthawi zonse, koma mukakhala ndi bankirapuse, kupitiriza kuchita bwino kumawononga mwachindunji mwayi wanu wochira.

Sonkhanitsani ndi kukonza zolemba zanu

Yambani kupanga fayilo yanu ya mlandu nthawi yomweyo. Muyenera kusonkhanitsa ndikusunga zikalata zonse zokhudzana ndi ubale wanu wabizinesi. zikalata za mgwirizano tsopano ndi chuma chanu chamtengo wapatali kwambiri chifukwa zimatsimikizira zomwe muli nazo komanso ufulu womwe mungatenge. Pangani makope a chilichonse ndikusunga mosamala mumitundu yeniyeni komanso ya digito.

Pangani fayilo yokonzedwa bwino yomwe ili ndi:

• Mapangano onse osainidwa ndi zosintha
• General mfundo ndi zikhalidwe
• Maoda ogulira ndi zitsimikizo
• Ma invoice omwe sanalipidwe (zomwe ali nazo kwa inu komanso zomwe muli nazo kwa iwo)
• Zolemba zotumizira ndi umboni wa kumaliza ntchito
• Kutumiza makalata kudzera pa imelo kutsimikizira maoda, malamulo, kapena kusintha
• Mbiri ya malipiro ndi mawu a akaunti

Woyang'anira adzafuna umboni wokwanira pa chilichonse chomwe mumapereka. Phukusi lokonzedwa bwino la zikalata limalimbitsa kudalirika kwanu ndikufulumizitsa njira yopezera madandaulo. Zolemba zomwe zikusowa kapena zosakwanira zimafooketsa malingaliro anu ndipo zingayambitse kukana madandaulo.

Gawo 2. Unikani mapangano ndikupeza ufulu wanu

Mukamaliza kusunga zikalata zanu ndikuyimitsa zochitika zonse zotuluka, muyenera kuchita kuwunikanso mgwirizano wanzeru kuti mudziwe bwino ufulu womwe muli nawo. Pangano lanu sililinso mgwirizano wamalonda chabe. Tsopano ndi maziko alamulo omwe amasankha ngati mubweza zomwe mwataya kapena kulowa nawo pamzere wautali wa obwereketsa osatetezedwa. Chigawo chilichonse chili ndi ntchito chifukwa zinthu zina zapapangano zimakupatsirani ufulu wobwezeretsa mwachindunji zomwe zimadutsa mzere wonse wa obwereketsa.

Pezani zigawo zofunika zomwe zimayambitsa bankruptcy

Yambani pofufuza mgwirizano wanu kuti mupeze gawo lililonse lomwe likunena mwachindunji kulephera kulipira ngongole kapena bankirapuseMapangano ambiri amalonda olembedwa bwino amaphatikizapo zinthu zomwe zimayamba zokha pamene mbali imodzi yalephera kulipira ngongole. Muyenera kudziwa ngati pangano lanu likukupatsani ufulu wothetsa bizinesi nthawi yomweyo, chitetezo, kapena kusunga chitetezo cha umwini.

Yang'anani mitundu iyi ya ziganizo:

• Kutha kapena zigawo zosasinthika dzina limenelo ndi chifukwa choyambitsa kulephera kwa bankirapuse
• Kusunga malamulo a umwini (eigendomsvoorbehoud) zomwe zimasunga umwini wanu mpaka mutalipira zonse
• Zofuna zachitetezo monga malonjezano (pandrecht) kapena ngongole zanyumba (hypotheek) pazinthu zinazake
• Zigawo zoyambira zomwe zimakulolani kuti mulipire ngongole zonse
• Malipiro amatsimikizira kuchokera kwa anthu ena monga makampani akuluakulu kapena owongolera

Kupeza zigawo izi kumasintha udindo wanu kuchoka pa wobwereketsa wosagwira ntchito kupita pa kukhala mwini ufulu wogwira ntchito. Lembani gawo lililonse lofunikira lomwe mwapeza ndipo lembani manambala enieni a gawo la mgwirizano kuti mugwiritse ntchito pochita ndi trustee.

Mvetsetsani gulu la omwe mumalipira ngongole

Lamulo la bankirapuse ku Netherlands limaika obwereketsa m'magulu okhwima omwe amakhudza mwachindunji mwayi wanu wochira. Muyenera kudziwa komwe mungagwere paudindowu chifukwa ndi lomwe limatsimikizira zonse ziwiri mulingo wanu wofunika kwambiri ndi zida zalamulo zomwe zilipo kwa inu.

Ngati kuwunikanso kwa mgwirizano wanu kukuwonetsani kuti muli ndi chindapusa chokhazikika cholipira popanda zinthu zapadera, mukukumana ndi vuto lalikulu la udindo wa wobwereketsa wopanda chitetezo ndi chiyembekezo chochepa chochira.

Kumvetsetsa zotsatira za bankirapuse ya mnzanu wa pa mgwirizano: kodi mungachite chiyani? zimatengera gulu lomwe mumalandira ngongole komanso ufulu womwe mungagwiritse ntchito pa mgwirizano. Tengani nthawi tsopano kuti mugawane udindo wanu molondola chifukwa izi zimatsimikizira njira yanu yonse yobwezera ndalama mtsogolo.

Gawo 3. Chitani bwino ndi trustee

Ubale wanu ndi trustee wa bankirapuse umatsimikizira kuchuluka kwa ndalama zomwe mudzabwezeretse. Trustee ndiye amene ali ndi udindo pa ndalama zanu. ulamuliro wonse walamulo pa katundu ndi mapangano a kampani yomwe yasweka. Simungathe kukambirana ndi munthu amene munali kulankhulana naye kale. Simungathe kupempha apilo ku bungwe la kampaniyo. Kulankhulana kulikonse, pempho, ndi pempho ziyenera kupita mwachindunji kwa woyang'anira polemba. Kumvetsetsa momwe mungagwirire ntchito ndi munthuyu mwaukadaulo komanso mwanzeru kumasiyanitsa angongole omwe amapeza ndalama zambiri kuchokera kwa iwo omwe sapeza chilichonse.

Perekani pempho lanu moyenera komanso pa nthawi yake

Woyang'anira adzakhazikitsa nthawi yomaliza yovuta pakupereka madandaulo, omwe nthawi zambiri amalengezedwa mu chidziwitso cha msonkhano wotsimikizira. Kuphonya tsiku lomaliza lino kungapangitse kuti pempho lanu likanidwe kotheratu. Muyenera kutumiza pempho lanu lolembedwa ndi zikalata zonse zomwe zili mkati mwa tsikuli lisanafike. Zotsatira za bankirapuse ya mnzanu wanu wa mgwirizano: mungachite chiyani? imayamba ndi kupereka pempho loyenera lomwe trustee sanganyalanyaze kapena kukana.

Kupereka kwanu pempho kuyenera kuphatikizapo izi zinthu zofunika:

Chikhomo cha Kalata Yovomerezeka:

To: [Trustee Name]
Re: Claim submission in bankruptcy of [Company Name]

Dear [Trustee],

I hereby submit my claim in the bankruptcy of [Company Name], declared 
bankrupt on [Date] by the [Court Name].

Total claim amount: €[Amount]

Basis of claim:
- Contract dated [Date] for [Description]
- Outstanding invoice(s): [Invoice numbers and amounts]
- Goods delivered on [Date(s)]
- Services completed on [Date(s)]

Attached documentation:
1. Copy of signed contract
2. Copies of all outstanding invoices
3. Proof of delivery/completion
4. Relevant correspondence

I request verification and admission of this claim.

Respectfully,
[Your Name]
[Company Name]
[Contact Details]

Onjezani makope omveka bwino (osati zoyambirira) za chikalata chilichonse chothandizira. Lembani manambala a zomwe mwalemba kuti zigwirizane ndi mndandanda womwe uli m'kalata yanu. Gwiritsani ntchito chilankhulo chaukadaulo popanda kukhudzidwa mtima kapena kudzudzula. Woyang'anira amasamalira madandaulo ambiri ndipo amayankha bwino zomwe zaperekedwa mwadongosolo komanso zoona.

Mvetsetsani chisankho cha trustee pa mgwirizano wanu

Woyang'anira adzasankha ngati angachite zimenezo pitirizani kapena thetsani Pangano lililonse logwira ntchito limadalira ngati kupitirizabe kumapindulitsa chuma cha bankirapuse. Muyenera kudziwa chisankho chomwe chingathandize kapena kuvulaza udindo wanu. Ngati trustee apitiliza mgwirizano wanu, ayenera kukulipirani chifukwa cha magwiridwe antchito onse pambuyo pa kulephera kwa bankirapuseIzi zimakupatsani chitsimikizo cha malipiro a ntchito yatsopano.

Ngati pangano lanu likupereka ntchito zofunika kapena katundu wamtengo wapatali ku chumacho, funsani woyang'anira nthawi yomweyo kuti mufotokoze chifukwa chake kupitirizabe kutumikira zofuna za aliyense.

Komabe, kuthetsa ntchito kumakusiyani ndi chindapusa chopanda chitetezo chokha. chitsimikiziro cholembedwa za chisankho cha trustee mwamsanga momwe mungathere kuti mukonzekere zomwe mungachite motsatira.

Gawo 4. Bwezerani katundu ndi ndalama ngati n'kotheka

Kupereka chiphaso kwa trustee kumakupangitsani kukhala ofanana ndi ena onse obwereketsa, koma njira zogwirira ntchito zobwezeretsa Lolani kuti mudutse mzere umenewo kwathunthu. Malamulo aku Dutch amapereka zida zitatu zamphamvu zomwe zingakuthandizeni kubweza katundu winawake kapena kupeza ndalama musanagawire katunduyo. Muyenera kuchitapo kanthu mwachangu ndikugwiritsa ntchito ufuluwu mwalamulo ndi trustee kuti mubwezeretsedwe bwino. Zotsatira za bankirapuse ya mnzanu wanu wa mgwirizano: kodi mungachite chiyani? zimatengera momwe mumagwiritsira ntchito bwino njira izi zobwezeretsera mwachindunji m'masabata ofunikira pambuyo pa kulengeza bankirapuse.

Sungani umwini wa katundu woperekedwa

A kusunga ndime ya mutu (eigendomsvoorbehoud) mu mgwirizano wanu zikutanthauza kuti mudakali ndi katundu amene munapereka mpaka mutalandira malipiro onse. Izi zimakupangitsani kukhala wobwereketsa amene akupempha ndalama kukhala mwini akufuna kuti katundu wanu abwezedweMukhoza kubweza katunduyu mwachindunji kuchokera ku chuma chomwe chasweka popanda kudikira pamzere ndi obwereketsa ena.

Kuti mugwiritse ntchito ufuluwu, tumizani chidziwitso cholembedwa mwalamulo kwa woyang'anira nthawi yomweyo:

Chifaniziro cha Chidziwitso cha Kusunga Ulemu:

To: [Trustee Name]
Re: Retention of Title Claim in [Company Name] Bankruptcy

Dear [Trustee],

I hereby invoke my retention of title rights under Article [X] of our 
contract dated [Date].

The following goods remain my property as full payment has not been received:

- [Product description], Invoice [Number], delivered [Date], value €[Amount]
- [Product description], Invoice [Number], delivered [Date], value €[Amount]

Total value of goods claimed: €[Amount]

Attached: Contract with retention clause, delivery notes, unpaid invoices

I request immediate coordination to recover these goods.

Respectfully,
[Your Name]

Onjezani umboni wa kutumiza ndi zithunzi zomveka bwino kapena manambala otsatizana omwe amasonyeza katundu wanu pamalo awo. Woyang'anira adzatsimikizira zomwe mwapempha ndipo adzakonza nthawi yobweza katunduyo ngati chilichonse chachitika bwino.

Gwiritsani ntchito ufulu woyambira kuti muchepetse kutayika kwanu

Malamulo aku Dutch amakulolani kuti kulipira ngongole za mgwirizano Ngati nonse muli ndi ngongole ya ndalama. M'malo mowapatsa €10,000 pamene mukuyembekezera kubweza €25,000 pambuyo pake, mumachotsa ngongole zonse ziwiri ndikupereka chindapusa cha €15,000 yokha. njira yodzithandizira amasunga ndalama mu bizinesi yanu ndipo amachepetsa kwambiri mwayi wanu wopeza ndalama chifukwa cha bankirapuse.

Werengani malo anu oyambira nthawi yomweyo pogwiritsa ntchito fomula iyi:

Kulipira ngongole kumagwira ntchito yokha motsatira malamulo aku Dutch, koma muyenera kulengeza mwalamulo kwa trustee ndikukana kulipira ngongole zilizonse zomwe mungathe kulipira.

Tsatirani zitsimikizo za chipani chachitatu

Zitsimikizo za banki, chitsimikizo cha kampani yayikulu, kapena chitsimikizo cha director waumwini Pangani maudindo osiyana olipira omwe amapulumuka ku bankirapuse. Otsimikizira awa amakhalabe ndi udindo wonse ngakhale kampaniyo singalipire. Mutha funani malipiro nthawi yomweyo kuchokera kwa iwo popanda kukhudza woyang'anira kapena kudikira kugawa chuma.

Lumikizanani ndi otsimikizira mwachindunji ndi kufunikira kolipira mwalamulo Potchula chikalata cha chitsimikizo ndi chochitika choyambitsa kulephera kwa bankirapuse. Otsimikizira ambiri amakambirana za mgwirizano mwachangu kuti apewe milandu. Njira yobwezera ngongole nthawi zambiri imayenda bwino pamene njira zina zonse zalephera chifukwa mukufunafuna anthu omwe ali ndi katundu weniweni.

Gawo 5. Dzitetezeni pa mapangano amtsogolo

Kuona ngati mnzanu walephera kubweza ngongole kumakuphunzitsani phunziro lofunika kwambiri lokhudza kasamalidwe ka zoopsa zamalondaSimungathe kuletsa ena kuti asalowe m'mavuto, koma mutha kumanga chitetezo chomwe chimateteza bizinesi yanu ikachitika. Zotsatira za kusweka kwa mgwirizano wa mnzanu: mungatani? Zimakhala vuto laling'ono kwambiri mukakhala ndi njira zopewera kuyambira pachiyambi, njira yodzitetezera mwanzeru tsopano imakupulumutsani ku mavuto obwera chifukwa cha kuchira pambuyo pake.

Pangani macheke azachuma mu ndondomeko yanu yovomerezeka

Muyenera kufufuza anzanu omwe angakhale nawo musanasainirane mapangano akuluakulu, osati mavuto akangoyamba. mndandanda wotsatira wa mayeso ofunikira kuti mumalize ubale uliwonse watsopano woposa mtengo winawake. Kuwunika kumeneku kukuwonetsani zizindikiro zochenjeza msanga ndipo kukuthandizani kupewa mapangano oopsa.

Yesani izi pa mnzanu aliyense amene angakhale naye:

Mndandanda Woyang'anira Kuyang'anira Zinthu Pamaso pa Mgwirizano:

• Pemphani malipoti azachuma aposachedwa kwambiri pachaka
• Konzani lipoti la ngongole kuchokera ku bungwe la ngongole zamalonda
• Chongani Dutch Business Register (Kamer van Koophandel) kuti muwone malamulo ndi mbiri
• Fufuzani zolemba za khoti kuti mudziwe zigamulo, zilolezo, kapena milandu yomwe ikupitilira
• Lumikizanani ndi anthu atatu oimira malonda ndikufunsa mafunso okhudza momwe amalipirira
• Unikani nthawi yolipira yomwe akupempha (nthawi yayitali kwambiri ikuwonetsa mavuto azachuma)
• Ikani malire a ngongole zamkati kutengera momwe alili pazachuma

Makampani omwe alibe chobisa amapereka chidziwitsochi mwachangu komanso momveka bwino, pomwe kusafuna kapena kuchedwa nthawi zambiri kumasonyeza mavuto omwe muyenera kupewa.

Onjezani zigawo zoteteza ku mapangano wamba

Ma tempuleti anu a mgwirizano wamba amafunikira zoteteza zokha zomwe zimayambitsa nthawi yomwe mnzanuyo walephera kulipira ngongole. Gwirani ntchito ndi loya kuti mulembe zigawo zomwe zimakupatsani ufulu nthawi yomweyo popanda kufunikira khothi kapena kukambirana kovuta.

Phatikizani izi zinthu zofunika kwambiri zodzitetezera mu mgwirizano uliwonse:

Pangani chitetezo ichi mwachindunji mu mgwirizano wanu kuti mgwirizano uliwonse watsopano uziphatikizepo zokha. Izi zimasintha zokambirana za mgwirizano kuchokera ku kulamulira kuwonongeka kwadzidzidzi kupita ku kuyang'anira zoopsa mwachangu.

Kupita patsogolo ndi chidaliro

Tsopano muli ndi dongosolo lonse lothana ndi zotsatira za kulephera kwa mgwirizano wanu: kodi mungachite chiyani? Njira zisanu zomwe zili mu bukhuli zikukupatsani zida za konkriti kuti muteteze bizinesi yanu, kubweza zomwe mungathe, ndikupewa kutayika kofananako mtsogolo. Chitanipo kanthu mwachangu mukamva za kulengeza kwa bankirapuse. maola 48 oyamba onani ngati mubweza ndalama zambiri kapena kutaya chilichonse kwa wobwereketsa wamkulu.

Malamulo okhudza bankirapuse ndi ovuta komanso osakhululuka. Zolakwika zazing'ono m'makalata, nthawi yomaliza yolephera kubweza matrasti, kapena zikalata zolakwika zopempha madandaulo zimakuwonongerani ndalama zenizeni. Mukufunika kubweza ndalama zenizeni. thandizo lazamalamulo la akatswiri kuti muyendetse zokambirana za matrasti, kunena ufulu wanu wa pangano moyenera, ndikuwonjezera mwayi wanu wochira. Lumikizanani Law & More lero kuti mupeze malangizo odziwa bwino ntchito kudzera mu ndondomeko za bankirapuse ku Netherlands. Akatswiri athu amathandiza mabizinesi kuteteza zofuna zawo ndikubweza katundu wawo pamene ogwirizana nawo alephera kulipira ngongole.