Mukangomva kuti ochita nawo mgwirizano walengeza kuti alibe ndalama, koloko imayamba kugunda. Ndi mkhalidwe umene umafuna kuchitapo kanthu mwamsanga, motsimikiza mtima kuletsa kutuluka kwa magazi.
Wokondedwa Wanu Ndi Wosowa. Tsopano Chiyani?

Nkhani zitha kuchititsa mantha kudzera mubizinesi yanu, ndikupanga chiwopsezo chadzidzidzi komanso chenicheni pamfundo yanu. Momwe mumayankhira poyamba hours 48 ndizovuta kwambiri; zochita zanu - kapena kukayikira kwanu - kudzakhudza mwachindunji kukula kwa zotayika zanu. Chofunikira chanu chokha pakali pano ndikuwongolera zowonongeka. Izo zimayamba ndi kuzizira chirichonse.
Kuti zikuthandizeni kuyang'ana zomwe zili zofunika kwambiri, nazi chidule cha zomwe zimayambira zofunika.
| | Zomwe Zachitika Pomwe Wothandizirana Nawo Alengeza Kuti Zasokonekera |
| | :— | :— |
| Chochita | Kukambitsirana & Mwachangu |
| | Imitsani Malipiro & Kutumiza Zonse | Ichi ndiye chofunikira kwambiri chanu. Kutumiza ndalama zambiri kapena katundu kuli ngati kuziponya mu dzenje lakuda. Muyenera kupewa kutaya kwina nthawi yomweyo. | |
| | Pezani Woyang'anira Wosankhidwa (Curator) | The trustee tsopano akulamulira kwathunthu. Ndiwo malo anu okha olumikizirana nawo. Utsogoleri wakale ulibe ulamuliro. | |
| | Tetezani Zolemba Zonse | Mgwirizano wanu, ma invoice, ndi makalata onse okhudzana ndi umboni wanu. Zikonzeni tsopano kuti muwonjezere zomwe mukufuna pambuyo pake. | |
| | Unikani Ufulu Wanu | Kodi muli ndi udindo, maufulu achitetezo, kapena zotheka kuzimitsa? Izi ndi zida zanu zamphamvu kwambiri pakuchira. | |
Kuchita izi motsimikiza kungapangitse kusiyana kwakukulu muzochitika zovuta.
Siyani Kuchita Zonse, Nthawi yomweyo
Chinthu chimodzi chofunikira kwambiri ndikuletsa mtengo uliwonse kuchoka ku kampani yanu kupita ku bankrupt.
- Imitsani Malipiro: Osalipira ma invoice aliwonse omwe muli nawo ngongole. Izi sizikhala zovuta; ndalamazo zikhoza kukhala zofunikira kuti mugwiritse ntchito ufulu wokhazikika.
- Imitsani Kutumiza: Osatumiza chinthu china kapena kupereka mphindi ina yantchito. Zilibe kanthu ngati dongosololi linayikidwa masabata apitawo. Kukwaniritsa tsopano kumatanthauza kutumiza katundu wanu popanda mwayi wowona kulipira.
Ndi kulakwitsa kofala komanso kowononga ndalama zambiri kupitiriza kuchita chifukwa chokakamizidwa. Ngakhale kuti chibadwa chimenecho nthawi zambiri chimakhala chosiririka, pakusokonekera, chimagwira ntchito motsutsana ndi zomwe mumakonda.
Kumvetsetsa Udindo wa Bankruptcy Trustee
Kampani yaku Dutch ikangodziwika kuti yasokonekera, oyang'anira ake amalandidwa mphamvu zonse. Wodalirika wokhazikitsidwa ndi khothi, yemwe amadziwika kuti a curator, imatenga ulamuliro wonse. Ntchito ya woyang'anira si kupulumutsa bizinesi; ndikuthetsa katundu wa kampaniyo kuti alipire omwe ali ndi ngongole motsatira malamulo okhwima.
Kuyambira pano kupita mtsogolo, trustee ndiye malo anu okhawo ovomerezeka. Kuyesa kulikonse kukambilana kapena kufuna kulipira kuchokera kwa oyang'anira akale ndikutaya nthawi yamtengo wapatali. Makalata anu onse, zodandaula, ndi mafunso ziyenera kutumizidwa kwa trustee.
Tetezani Zolemba Zanu
Kontrakitala yanu ndi zolemba zonse zokhudzana nazo zangokhala chuma chanu chofunikira kwambiri. Yakwana nthawi yosonkhanitsa, kukopera, ndikuteteza chilichonse chokhudzana ndi bizinesi yanu. Izi zimapitirira pa mgwirizano waukulu. Mufunika:
- Makontrakitala onse osainidwa ndi zowonjezera zilizonse.
- Zolinga zonse zomwe zinagwirizana.
- Gulani maoda, zotsimikizira, ndi zolemba zotumizira.
- Invoice iliyonse yomwe yatsala - yanu ndi yawo.
- Maimelo ofunikira omwe amatsimikizira mawu, madongosolo, kapena kusintha.
Kukonza zolembedwazi sikungosamalira bwino nyumba; ndiye maziko a zonena zanu zonse. Matrasti adzafuna umboni pachilichonse, ndipo njira yamapepala yokonzedwa bwino ndiyo yabwino kwambiri - ndipo nthawi zambiri - umboni wokha.
Kuti mumvetsetse bwino malingaliro ndi zochita za kampani yomwe ili pamavuto kapena oyimilira, ndikofunikira kudziwa kuti nthawi zambiri amacheza nawo. kukonzanso ndikusintha maupangiri a upangiri m'masiku awo omaliza. Izi zitha kukupatsirani zofunikira pazochitika zomwe mukuyendetsa pano.
Chowonadi chovuta ndichakuti obwereketsa osatetezedwa nthawi zambiri amakumana ndi zotsatira zoyipa. Ku Netherlands, si zachilendo kuti obwereketsa awa abweze kagawo kakang'ono ka ndalama zomwe ali nazo, ndipo chiwongoladzanja chobwezera chikukwera pakati pa ndalama zambiri. 10-15%. Ziwerengero zokhazi ziyenera kutsindika chifukwa chake njira iliyonse yodzitetezera yomwe mumatenga ndi yofunika kwambiri.
Kulemba Ufulu Wanu Wamgwirizano

Mukatha kuthana ndi kugwedezeka koyamba, kuyang'ana kwanu kumayenera kusunthira ku chinthu chofunikira kwambiri munthawi iyi: mgwirizano. Chikalatachi sichinalinso mndandanda wazinthu zamalonda; ndiye njira yovomerezeka yomwe ingakuwonetseni ngati mungabwezere zomwe zatayika komanso momwe mungabwezere. Kuyang'ana mozama, mwanzeru si lingaliro labwino chabe - ndilofunika kwambiri.
Nkhani zakusokonekera kwa chipanicho zitha kufooketsa, koma mayankho a "chiyani tsopano?" nthawi zambiri amakwiriridwa m'mapepala omwe nonse munasaina. Yakwana nthawi yoti mupeze zazamalamulo, kugawa mgwirizano kuti mupeze ziganizo zomwe zimakupatsani mwayi pakubweza ngongole. Uku sikungowerenga mophweka; mukusakasaka njira zamalamulo zomwe zingakweze kunena kwanu kuposa zina zonse.
Kuzindikira Magawo Anu Amphamvu Kwambiri
Kusesa kwanu koyamba kwa mgwirizano kuyenera kukhala kusaka kwachigamulo chilichonse chomwe chimayambitsa bankirapuse. Mapangano ena amalembedwa moganizira momwe zinthu ziliri, ndikukupatsani zosankha zanthawi yomweyo.
Mudzafuna kutchula ziganizo monga izi:
- Zolemba za Insolvency kapena Kuthetsa: Kodi mgwirizano wanu umatchula kuti bankirapuse ngati chochitika chosasinthika, kukupatsani ufulu wothetsa nthawi yomweyo? Izi zitha kukhala zofunika kwambiri kuti muchepetse udindo wanu ndikulimbitsa zonena zanu.
- Zokonda pachitetezo: Kodi mudakwaniritsa udindo wa mnzanu ndi chikole (pansi) kapena ngongole (hypotheek)? Ngati ndi choncho, mungakhale ndi chiwongolero chachindunji pa katundu wina, kukuyikani kunja kwa gulu la anthu omwe ali ndi ngongole.
- Kusungitsa Mutu: Kodi mgwirizanowu uli ndi mawu osunga mutu (eigendomsvoorbehoud)? Ichi ndi chimodzi mwa zida zamphamvu kwambiri zomwe zilipo pansi pa Dutch chilamulo, ndipo ikhoza kukhala yosintha masewera.
Ndimezi ndi zomwe zimakulekanitsani kuti musadikire pamzere ndi wina aliyense ndikutengeranso katundu wanu mwachindunji. Kupanga kulimba kwamtunduwu kumapangano anu kuyambira pachiyambi ndikofunikira, chifukwa chake kumvetsetsa maziko a malamulo a mgwirizano wa Dutch ndizofunikira kwambiri mtsogolo.
Mphamvu Yosunga Mutu
A kusunga ndime ya mutu ndi lamulo lonena kuti musunge umwini wa katundu mpaka wogula atalipira zonse. Ngati ndimeyi ili mu mgwirizano wanu ndipo mutha kuzindikira katundu wanu pamalo a chipani chopanda ndalama, mutha kubwezanso mwachindunji kuchokera kwa trustee.
Tiyerekeze kuti ndinu ogulitsa mipando amene mwatumiza €50,000 mipando ya ofesi yamtengo wapatali. Popanda kusunga ndime ya mutu, mumakhala wobwereketsa wopanda chitetezo, mwina mumangowona kagawo kakang'ono ka ndalamazo, ngati pali chilichonse. Ndi chiganizo cholembedwa bwino, mutha kuyitanitsa matrasti kuti akupatseni mipando yanu yosalipidwa, zomwe zingakupangitseni kukhala athunthu.
Ufulu umenewu ndi wamphamvu kwambiri chifukwa, malinga ndi malamulo, katunduyo sanakhale mbali ya chuma cha kampani yolephera.
Kumvetsetsa Mkhalidwe Wanu Wangongole
Mu bankirapuse iliyonse, si onse obwereketsa amapangidwa ofanana. The trustee adzasankha zonena zanu kutengera ufulu wanu mwalamulo, ndipo izi zimakhudza mwachindunji mwayi wanu wochira. Ndikofunikira kudziwa pomwe mwaima.
| Mtundu wa Creditor | Kufotokozera | Mwayi Wochira |
|---|---|---|
| Creditor Wotetezedwa | Muli ndi ufulu wachitetezero, monga chikole kapena chikole, pamtengo. Mutha kuyitanitsa katunduyu mwachindunji. | Wammwambamwamba |
| Preferential Creditor | Muli ndi chofunikira pazamalamulo kuposa omwe amangongolesa ena. Izi sizachilendo ndipo nthawi zambiri zimagwira ntchito ku mabungwe ngati Tax Authority. | sing'anga |
| Wobwereketsa Wopanda Chitetezo | Mulibe chitetezo chapadera kapena chofunika kwambiri. Mumalowa m'gulu la anthu omwe ali ndi ngongole kuti mulipire kuchokera kuzinthu zilizonse zotsala. | Otsika kwambiri |
Ngati kuwunika kwa mgwirizano wanu kukuwonetsa kuti muli ndi chiwongola dzanja chokhazikika popanda ziganizo zapadera, ndinu wobwereketsa wopanda chitetezo. Ngakhale kuti ndi malo ovuta kukhalamo, kudziwa izi msanga kumakuthandizani kukhazikitsa ziyembekezo zenizeni ndikupanga njira yothandiza. Ganizirani za kubwereza kwa mgwirizano ngati sitepe yowunikira; imakuuzani zida zomwe muli nazo pankhondo yomwe ikubwera.
Kuwongolera Ubale Wanu ndi Trustee

Kulumikizana ndi bankruptcy trustee (curator) sikuchita masewera olimbitsa thupi; ndichofunika mwanzeru. Khoti likasankha munthuyu, amakhala ndi mphamvu zambiri pazachuma komanso makontrakitala akampani yomwe yasokonekera. Kulankhulana kwanu kuyenera kukhala kofulumira, mwaukadaulo, komanso kolondola kuti muteteze zokonda zanu ndikupeza zotsatira zabwino kwambiri.
Kumbukirani, ntchito yayikulu ya trasti ndi gulu lonse la omwe akungongole, osati inu nokha. Ntchito yawo ndikuchotsa katundu ndikugawana ndalamazo malinga ndi masanjidwe azamalamulo. Izi zikutanthauza kuti muyenera kufotokoza za ufulu wanu mokhazikika komanso mokhazikika. Kukhala pansi ndikudikirira kuti trastii ayitane ndi njira yomwe pafupifupi sililipira konse.
Kulemba Zomwe Munganene Molondola
Gawo loyamba lomwe mungatenge ndikulemba zomwe mukufuna. Izi sizingakambirane ngati mukufuna mwayi uliwonse wolipidwa. Matrasti adzakhazikitsa nthawi yomaliza ya izi, nthawi zambiri zimamangiriridwa ku msonkhano wotsimikizira. Muphonye, ndipo zonena zanu zitha kutsutsidwa kwathunthu.
Mukalemba, muyenera kupereka zolemba zomveka bwino. Ino si nthawi yofotokozera mwachidule; muyenera kupereka umboni weniweni.
Kutumiza kwanu kuzikhala ndi izi:
- Kalata yachikuto yofotokoza momveka bwino ndalama zonse zomwe munabweza.
- Makope a mgwirizano woyambirira ndi zosintha zilizonse kapena zowonjezera.
- Ma invoice onse osalipidwa omwe amapanga zomwe mukufuna.
- Umboni woti mwabweretsa katunduyo kapena mwamaliza ntchito, monga zolemba zosaina kapena kusaina pulojekiti.
Kuchita zinthu mwadongosolo kuno n’kofunika kwambiri. Kutumiza kosokoneza, kosakwanira kumangowonjezera ntchito kwa trasti, zomwe sizingakupindulitseni. Kunena koyera, kolembedwa bwino, kumbali ina, ndikothekera kwambiri kuvomerezedwa popanda kukankhira.
Mphamvu za Trustee pa Mapangano Opitilira
Pali nthano yodziwika kuti bankirapuse imapha basi mapangano onse. Pansi pa malamulo achi Dutch, si momwe zimagwirira ntchito. Matrasti amasankha tsogolo la mgwirizano uliwonse womwe ukuchitika, ndipo adzayimba foniyo potengera funso limodzi losavuta: kodi izi zimapindulira chuma cha bankrupt?
Izi zimakusiyani ndi njira ziwiri zomwe mungapangire makontrakitala anu ogwira ntchito.
- Kupitiliza: Ngati mgwirizano wanu uli wopindulitsa kwa kampani yosowa ndalama-mwinamwake yobwereketsa ndi lendi yotsika kwambiri kapena yogulitsira yabwino-woyang'anira angasankhe kupitiriza. Ngati atero, ayenera kutsatira malamulo ake onse, kuphatikizapo kukulipirani pa ntchito iliyonse imene mwagwira kapena katundu amene waperekedwa pambuyo tsiku la bankirapuse.
- kuchotsa: Kumbali inayi, ngati mgwirizano ndi ndalama, trustee adzathetsa. Izi zidzakusiyani ndi chiwongolero cha zowonongeka chifukwa cha kuphwanya, koma chigamulochi chidzatengedwa ngati ngongole yosatetezedwa ku malo.
Lingaliro la trustee ndi lamalonda chabe. Mwachitsanzo, ngati mupereka mapulogalamu ovuta ndipo matrasti akufunika kuti athetse ntchito bwino, atha kusunga mgwirizano ndikulipira ma invoice anu atatha kubweza. Koma ngati mukupereka ntchito zosafunikira zosafunikira, kuyimitsa kumaperekedwa.
Kuyankhulana Kwachangu ndi Kukambirana
Osamangodikirira lingaliro la trustee kuti lifike mubokosi lanu. Ngati mumakhulupirira kuti kupitiliza mgwirizano wanu ndikwabwino kwa onse awiri, muyenera kuchitapo kanthu mwachangu. Konzani mkangano wachidule wofotokozera momwe kupitiliza mgwirizano kumathandizire kusunga mtengo wa malowo, zomwe zimathandiza onse omwe ali ndi ngongole.
Momwemonso, ngati muli ndi ufulu wachindunji monga kusunga udindo pa katundu omwe mwapereka, muyenera kumuuza trasti nthawi yomweyo komanso mwamwambo. Kuti mulowe mozama muzotsatira zamalamulo zomwe zimayendetsa kuyanjana uku, kumvetsetsa Bankruptcy Act ndi njira zake Ndikofunikira powerenga zakumbuyo.
Ubale wanu ndi trustee uyenera kukhala waukadaulo, osati wotsutsa. Kuwapatsa chidziwitso chomveka bwino ndikuyankha mwachangu kumawathandiza kuti agwire ntchito yawo, zomwe zingathandize malo anu. Pomvetsetsa udindo wawo ndi ufulu wanu, mutha kuyendetsa ubale wovutawu ndikukulitsa mwayi wanu wopeza zotsatira zabwino.
Momwe Mungabwezere Katundu Wanu ndi Ndalama

Kungopereka chigamulo ndi trustee wa bankruptcy ndi chiyambi, koma nthawi zambiri simathero a nkhaniyi. Kuchita zimenezi nthawi zambiri kumangokupezerani malo pamzera wautali wa ongongoleredwa, onse akuyembekeza kagawo ka chilichonse chomwe chatsala. Zoona zake n'zakuti, kuchira kwathunthu ku dziwe limenelo sikungatheke.
Koma malamulo achi Dutch amapereka zida zamphamvu zomwe zingakusunthireni kutsogolo kwa mzere, kapena kukulolani kuti mulambalale palimodzi. Njirazi zimakulolani kuti mutengenso katundu wanu kapena ndalama zotetezedwa zisanaponyedwe mumphika wamba. Sizingochitika zokha, komabe. Muyenera kukhala olimbikira ndikunena maufulu anu molondola. Ndiko kusiyana pakati pa kutaya kwathunthu ndi kuchira kwakukulu.
Kugwiritsa Ntchito Kusunga Mutu Wanu
Chimodzi mwa zida zamphamvu zomwe muli nazo ndi kusunga ndime ya mutu (eigendomsvoorbehoud). Ngati izi zili mu mgwirizano wanu, ndizosintha masewera. Zikutanthauza kuti ndinu eni ake mwalamulo katundu amene mwapereka mpaka mutalipidwa zonse. Nthawi. Sakhala kwenikweni katundu wa kampani yomwe tsopano yasokonekera.
Izi zimakupangitsani kukhala amphamvu kwambiri. Simuli wongongole wina yemwe akukupemphani ndalama—ndinu eni ake ovomerezeka amene akufuna kubweza katundu wanu.
Kuti izi zitheke, muyenera kuchitapo kanthu mwachangu:
- Mudziwitseni trasti, polemba, kuti mukuyitanitsa kusungitsa dzina lanu.
- Dziwani bwino katundu wanu. Mufunika ma invoice ndi zolemba zotumizira kuti mutsimikizire kuti ndi zanu.
- Gwirizanani ndi matrasti kuti mubweze katundu wanu.
Ganizirani izi: ngati mwapereka zida zamakina apadera, kusungidwa koyenera kwa mutu kumakupatsani mwayi woyenda pansi ndikukatenganso magawo enieniwo. Iwo ndi anu, osati malo. Kuti mumvetse mozama za zimango, ndizothandiza kuwunikiranso zenizeni za kusungidwa kwa mutu ku Netherlands.
Strategic Mphamvu Yoyimitsa
Chida china chodabwitsa kwambiri pansi pa malamulo achi Dutch ndi ufulu wa Nyamukani (verrekening). Izi zimakupatsani mwayi wobweza ngongole zanu zonse. Ngati muli ndi ngongole yobwereketsa ndalama ndipo ali ndi ngongole kwa inu, mutha kungochotsa zomwe ali ndi ngongole kwa iwo.
Tiyerekeze kuti kampani yanu ili ndi ngongole yabizinesi yomwe idasokonekera €10,000 pa ntchito zomwe amapereka. Koma ali ndi ngongole kwa inu €25,000 kwa katundu amene mwabweretsa. Popanda kutsika, mumawalipira € 10,000 kenako ndikuyika chiwongola dzanja cha €25,000, ndikuyembekeza kulandira ndalama za yuro.
Mukanyamuka, simulipira kalikonse. M'malo mwake, mumapereka chigamulo chaching'ono chopanda chitetezo kwa otsalawo €15,000.
Uwu ndi njira yodzithandizira nokha, kukulolani "kudzilipira nokha" ndi ndalama zomwe zikanatha kulowa mu bankruptcy estate. Ichi ndichifukwa chake chimodzi mwazomwe mungayambe mutamva za bankirapuse kuyenera kukhala kuyimitsa ndalama zonse zoperekedwa kwa mnzanuyo.
Kukhazikitsa Zitsimikizo za Gulu Lachitatu
Nthawi zina, njira yabwino yopezera ndalama zanu ndikungoyang'ana kupyola kampani yomwe idasokonekera. Kodi mwapeza a chitsimikizo cha chipani chachitatu pamene mudasaina contract? Izi zitha kukhala zochokera ku kampani ya makolo kapena, ngakhale bwino, wotsogolera.
Chitsimikizo chaumwini kuchokera kwa wotsogolera chimadutsa chotchinga chamakampani. Ngakhale kampani (monga Dutch BV) ili ndi ngongole zochepa, katundu wa wotsogolera akhoza kukhala pamzere wolipira ngongole yanu.
Chinthu chachikulu pa chitsimikizo ndi chakuti ndi mgwirizano wosiyana, wosakhudzidwa ndi bankirapuse. Simukuthamangitsa malo osalipira; mukukhazikitsa mgwirizano wanu ndi gulu lina losungunulira. Ndikofunikiranso kudziwa zachitetezo cha mabungwe, monga kumvetsetsa momwe FDIC imatetezera ndalama zanu mu ubale wamabanki, omwe amagwira ntchito ngati gawo lina lachitetezo.
Ichi ndi chikumbutso chodziwika bwino cha chifukwa chake kuyang'anira zoopsa ndikofunikira kuyambira tsiku loyamba. Kupanga zitsimikizo zolimba mumgwirizano wanu kumakupatsani chitetezo chofunikira ngati bizinesi ya mnzanuyo yalephera.
Kukuthandizani kumveketsa njira yomwe ingakhale yabwino kwambiri pazochitika zanu, nazi kufananitsa mwachangu kwa zida zamalamulo zomwe zilipo.
Kuyerekeza Zosankha Zobwezera Ngongole
| Njira Yobwezeretsa | Kufotokozera & Kugwiritsa Ntchito Mlandu | Mlingo Wogwira Ntchito |
|---|---|---|
| Kusunga Mutu | Tenganinso katundu wachindunji, wozindikirika womwe mwapereka koma simunalipidwe. Zimagwira ntchito ngati zili mu mgwirizano wanu. | Kwambiri Kwambiri (zazinthu zenizeni) |
| Nyamukani | Kuthetsa ngongole zonse. Inu muli nawo ngongole, iwo ali ndi inu ngongole. Imachepetsa zomwe mumanena kuti mulibe chitetezo ndikusunga ndalama m'manja mwanu. | High |
| Chitsimikizo cha Gulu Lachitatu | Tsatirani gulu lina (kampani ya makolo, wotsogolera) yomwe imatsimikizira ngongoleyo. Amalambalala bankirapuse kwathunthu. | Kwambiri Kwambiri (ngati guarantor ndi zosungunulira) |
| Standard Claim | Lembani ngati wobwereketsa wopanda chitetezo ndikudikirira kugawa kwa pro-rata kuchokera kuzinthu zomwe zatsala. | Low |
Monga mukuonera, kudalira njira zodzinenera zokha nthawi zambiri kumakhala njira yocheperako. Kugwiritsa ntchito njira zalamulo zachindunji ndikofunika kwambiri poteteza zofuna zanu zachuma.
Kumanga Chitetezo Chotsutsana ndi Kusokonekera Kwamtsogolo
Kuwotchedwa ndi bankirapuse wa mnzako ndi phunziro lovuta pazamalonda. Ngakhale kuyang'ana kwanu komweko kuli koyenera pakuwongolera zowonongeka, kupambana kwenikweni kwanthawi yayitali ndikutembenuza zowawa izi kukhala chitetezo champhamvu chamtsogolo. Kupanga kulimba mtima kotereku sikutanthauza kuyembekezera zabwino; ndi za mwadongosolo kukonzekera zoipa.
Chinsinsi ndicho kuluka kusamala ndikuwoneratu pabizinesi yanu - ponse pakugwira ntchito zatsiku ndi tsiku komanso pakukonza zamalamulo pamakontrakitala anu. Ndiko kusintha kuchoka pakukhala ochezeka ndi kukhala ochezeka, pomwe mumasanthula mwachangu mabwenzi anu ndikuyika chitetezo chazamalamulo m'mapangano anu kuyambira pomwe mukupita. Umu ndi momwe mumapangitsira malo omwe bwenzi lanu likuchitapo kanthu kuti liwonongeke, osati tsoka.
Kuchita Zochita Mwanzeru
Njira yanu yoyamba yodzitchinjiriza ndikungosankha mabwenzi abwino. Kungobwereza kamodzi sikumadulanso; muyenera kukumba mozama musanasaine mgwirizano uliwonse wofunikira. Kuchita khama koyenera nthawi zambiri kumatha kuyambitsa zizindikiro zofiira nthawi zambiri zisanakhale vuto lalikulu lazachuma.
Yambani popanga macheke awa kukhala gawo lokhazikika pamayendedwe anu:
- Malipoti a Ngongole ndi Ndemanga Zachuma: Nthawi zonse funsani zandalama zaposachedwa kapena fufuzani cheke chaukadaulo. Yang'anani zizindikiro za kupsinjika maganizo monga kutsika kwa ndalama, kuchuluka kwa ngongole kwa equity, kapena njira yochepetsera malipiro.
- Zamalonda: Imbani foni ndi ogulitsa ena. Osachita manyazi—funsani mafunso achindunji okhudza mbiri yawo yolipira. Njira yolipira mochedwa ndi imodzi mwamachenjezo odalirika omwe mungalandire.
- Kusaka Zolemba Pagulu: Yang'anani zigamulo zilizonse zamalamulo, ma liens, kapena milandu yopitilira kampaniyo. Izi nthawi zambiri zimakhala zapagulu ndipo zimatha kuwonetsa kusakhazikika komwe sikungawululidwe muzachuma.
Izi sizokhudza kukhala wosuliza; ndi za kukhala wanzeru zamalonda. Wokondedwa aliyense amene amalankhula momveka bwino komanso ali bwino pazachuma sadzakhala ndi vuto popereka izi.
Kumbukirani, nsonga yofunika kwambiri si kupeza kampani yopanda cholakwika. Ndiko kumvetsetsa kuchuluka kwa chiwopsezo chomwe mukukumana nacho ndikusankha mwanzeru ngati chiwopsezocho ndi chovomerezeka pabizinesi yanu.
Kulimbitsa Chitetezo Chanu Pantchito
Makontrakitala anu ndiye chishango chanu chofunikira kwambiri mumkuntho. Mukathana ndi vuto la mnzako, ndi nthawi yoti muwunikenso mapangano anu okhazikika ndikuzindikira zofooka. Cholinga chake ndikulemba mapangano am'tsogolo omwe amakupatsani mwayi wopezerapo mwayi pomwe mnzanuyo walephera.
Ganizirani zowonjeza ziganizo zofunika izi pazolinga zanu ndi zikhalidwe:
| Chigamulo chowonjezera | Chifukwa Chake Ndikofunikira |
|---|---|
| Kusunga Kwa Mutu Koonjezedwa | Pitirizani kusunga mutu wamba. Ngati kuli kotheka mwalamulo, phatikizani ndime zomwe zimakulitsa umwini wanu ngakhale katundu wanu atasakanikirana ndi ena kapena atakonzedwa. |
| Kuchotsedwa kwa Insolvency-Kuyambitsa | Fotokozerani momveka bwino kuti bankirapuse, oyang'anira, kapena vuto lofananira ndi chifukwa chothetsera mgwirizano - popanda inu kukhala ndi mlandu uliwonse. |
| Zofunikira pa Zitsimikizo | Pamakontrakitala amtengo wapatali kapena anthawi yayitali, limbikirani kutsimikizira ku banki kapenanso chitsimikizo chaumwini kuchokera kwa oyang'anira kampani. Izi zimapanga njira yosiyana yochira. |
| Malipiro a Advance Milestones | Pangani ndondomeko zolipirira kuti mulandire ndalama musanamalize kapena mukangomaliza ntchito yofunika, zomwe zimachepetsa chiwopsezo chanu cha ngongole nthawi iliyonse. |
Popanga zodzitchinjiriza izi molunjika pamapangano anu, mukupanga dongosolo lamayankhidwe okonzekereratu. Ngati mnzanu watsopano akukumana ndi vuto lazachuma, ufulu wanu ndi zithandizo zanu zafotokozedwa kale. Izi zimakupatsani mwayi wochitapo kanthu mwachangu komanso mosamalitsa kuti muteteze zokonda zanu ndikuchepetsa kugwa kuchokera pakusokonekera kwa ochita nawo mgwirizano. Kuwoneratu kwamtunduwu ndi komwe kumasintha ngozi yomwe ingachitike kukhala chiwopsezo choyendetsedwa.
Mafunso Odziwika Pamene Othandizana Nawo Akusokonekera
Mukamva kuti mnzanu wachita bizinezi kuti akulephera kubweza ngongole, sizachilendo kuti mafunso ambiri azikugundani. Mkhalidwewu ndi wovuta kwambiri, mavuto ndi aakulu, ndipo kusatsimikizika kungamve kukhala kopuwala.
Kupeza mayankho omveka bwino, achindunji ndi njira yabwino yopezeranso masitepe anu ndikupeza masitepe otsatirawa. Tiyeni tiyankhe ena mwamafunso omwe akufunika kwambiri omwe timamva kuchokera kwa makasitomala omwe ali pamalowa.
Kodi Ndingayimirirebe Kampani Yomwe Yasokonekera?
M'mawu amodzi, ayi. Kampani ikangodziwika kuti yasokonekera pansi pa malamulo achi Dutch, chomwe chimadziwika kuti kukhala basi nthawi yomweyo. Uku ndikuyimitsidwa kwalamulo komwe kumayimitsa nthawi yomweyo milandu yonse yapayekha komanso zosonkhetsa kampani.
M'malo mowatengera kukhoti, muyenera kukapereka chigamulo chanu kwa trustee wosankhidwa ndi khothi (the curator). Ndondomekoyi idapangidwa kuti ibweretse ngongole zonse zakampani kukhala njira imodzi, yolinganiza, kuwonetsetsa kuti chilichonse chomwe chatsala chikugawidwa mwachilungamo malinga ndi zofunikira zalamulo. Kuyesa kuimba mlandu kampani yosowa ndalama ndikungotaya nthawi komanso chindapusa.
Chimachitika ndi Chiyani ku Ntchito Yanga Yosamalizidwa Kapena Kulamula?
Mgwirizano wanu sumangowonongeka. Wodalirika amakhala ndi makhadi ndipo ali ndi ufulu mwalamulo wosankha zomwe zichitike pambuyo pake. Ntchito yawo yayikulu ndikuwunika ngati kukwaniritsa kontrakitiyo kungapindulitse katundu wa bankrupt.
- Ngati zimathandizira malo: Wothandizira angasankhe kupitiriza mgwirizano. Ngati atero, akuyenera kupereka chitetezo, ndikutsimikizira kuti asunga mgwirizano wawo - kuphatikizapo kukulipirani ntchito zonse zomwe mwachita. pambuyo tsiku la bankirapuse.
- Ngati sichithandiza malo: Nthawi zambiri, trustee amathetsa mgwirizano. Mumasiyidwa ndi chiwongolero chakuwonongeka chifukwa chakuphwanya, koma izi nthawi zonse zimawonedwa ngati chiwongolero chokhazikika, chosatetezedwa motsutsana ndi malowo.
Osadikirira mozungulira. Ndi chanzeru kulumikizana ndi trustee nokha ndikukankhira chisankho. Kukakamira mu limbo kumatha kusokoneza kwambiri bizinesi yanu.
Kodi Oyang'anira Kampani Ali Ndi Ngongole Payekha?
Nthawi zambiri, yankho limakhala ayi. Kwa mabizinesi monga Private Limited Company (BV), chimodzi mwazabwino zazikulu ndizovuta zochepa. Izi zimapanga "chishango" chovomerezeka cholekanitsa ngongole za bizinesi kuchokera kuzinthu zaumwini za otsogolera ndi eni ake.
Koma chishango chimenecho ndi chosasweka. Wotsogolera mungathe kukhala ndi mlandu pamilandu yomveka bwino kusawongolera bwino kwa director (kennelijk onbehoorlijk bestuur). Izi zingaphatikizepo zinthu monga kuchita chinyengo, kulephera kusunga mbiri yabwino yazachuma, kapena kupitiriza kuchita malonda mosasamala pamene akudziwa kuti kampaniyo sinalipire.
Kutsimikizira kusayendetsedwa bwino kwamtunduwu ndizovuta zamalamulo ndipo nthawi zambiri zimafunika kufufuza mozama ndi trustee. Pokhapokha mutakhala anzeru mokwanira kuti mupeze chitsimikizo chosainidwa ndi wotsogolera kuyambira pachiyambi, kuwatsata mwachindunji ndi njira yayitali komanso yosatsimikizika. Kusuntha kwanu koyamba ndikungoyang'ana kwambiri zaufulu wanu wamgwirizano motsutsana ndi kampaniyo.



