Kuphatikiza tsankho: Chitetezo chakanthawi ngati chipani chosalipira
Kusagwirizana kwanthawi yayitali kumatha kuwonedwa ngati njira yosungira, yolumikizana kwakanthawi. Kusamaliridwa kodziwikiratu kungathe kuonetsetsa kuti wobwereketsayo sachotsa katundu wake asanabwere wobwereketsayo angafune kubweza ngongoleyo kudzera mu kulanda pansi pa kalata ya kuphedwa, yomwe woweruza ayenera kupereka chikalata cha kuphedwa. Mosiyana ndi zomwe nthawi zambiri zimaganiziridwa, kumangiriridwa kodziwikiratu ndiko sikumabweretsa kukhutitsidwa kwanthawi yomweyo.
Kuphatikizira kuweruziratu ndi chida chomwe chimagwiritsidwa ntchito kwambiri, chomwe chitha kugwiritsidwanso ntchito ngati chothandizira kuti wobwereketsa achepetse komanso kuti alipire. Poyerekeza ndi mayiko ena, kulumikiza katundu ku Netherlands ndikosavuta. Kodi katundu angagwirizanitsidwe bwanji kudzera mu kuganiziridwa kale ndipo zotsatira zake ndi zotani?
Kuphatikizika kwatsankho
Pamene wina akufuna kulanda katundu kupyolera mu chigamulo chokonzekera, ayenera kupereka pempho kwa woweruza wotsogolera chithandizo. Ntchitoyi iyenera kukwaniritsa zofunikira zina. Ntchitoyi iyenera mwachitsanzo ili ndi chikhalidwe cha zomwe mukufuna, chidziwitso cha ufulu womwe ukupemphedwa (mwachitsanzo umwini kapena ufulu wolipira chifukwa cha kuwonongeka) ndi ndalama zomwe wobwereketsa akufuna kulanda katundu wangongole.
Woweruza akagamula za pempholo, safufuza mozama. Kafukufuku amene wachitika ndi wachidule. Komabe, pempho lachidziwitso chodziwikiratu lidzavomerezedwa pokhapokha ngati lingasonyezedwe kuti pali mantha omveka kuti wobwereketsa, kapena munthu wina yemwe ali ndi katunduyo, adzachotsa katunduyo. Pachifukwa ichi, wobwereketsayo sakudziwitsidwa pa pempho lachidziwitso chotsatira; kulanda kudzabwera modzidzimutsa.
Pomwe pempholi likuvomerezedwa, milandu yayikulu yokhudzana ndi zomwe chigamulochi chikugwirizana nacho chiyenera kukhazikitsidwa mkati mwa nthawi yokhazikitsidwa ndi woweruza, yomwe ili osachepera masiku a 8 kuchokera pamene chivomerezo cha chigamulo chotsatira. Nthawi zambiri, woweruza azikhazikitsa masiku 14. Chophatikizikacho chimalengezedwa kwa wobwereketsa kudzera mu chidziwitso cha kulumikizidwa komwe adatumizidwa ndi bailiff.
M'malo mwake, chiwongoladzanjacho chikhalabe chogwira ntchito mpaka chikalata chakupha chikapezeka. Chilembo ichi chikapezeka, chiwongolero chodziwikiratu chimasinthidwa kukhala kulanda pansi pa chikalata chopha munthu ndipo wobwereketsa akhoza kuyitanitsa katundu yemwe wabwereketsa. Pamene woweruza akukana kupereka chikalata chopha munthu, chigamulocho chidzatha. Chochititsa chidwi n'chakuti kusungiratu chiwembu sikutanthauza kuti wobwereketsa sangathe kugulitsa katundu wophatikizidwa. Izi zikutanthauza kuti chophatikizikacho chikhalabe pa katundu ngati wagulitsidwa.
Ndi katundu uti yemwe angagwidwe?
Zinthu zonse za amene muli ndi ngongole zimatha kulumikizidwa. Izi zikutanthauza kuti kuphatikiza kutha kuchitika pokhudzana ndi kufufuza, malipiro (ndalama), maakaunti akubanki, nyumba, magalimoto, ndi zina. Izi zikutanthauza kuti katundu (pamenepa ndalama zomwe amapeza) zimagwidwa ndi gulu lachitatu (olemba anzawo ntchito).
Kutha kwa kuphatikiza
Kukonda mwachisawawa pazinthu zomwe muli ndi ngongole kungathetsedwe. Choyambirira, izi zitha kuchitika ngati khothi lalikulu likugamula kuti chomenyedwacho chikuyenera kuchotsedwa. Phwando lomwe limakusangalatsani (nthawi zambiri wokongoza ngongoleyo) amathanso kupempha kuti kuthetsedwe kwachinsinsi. Chifukwa chomwe izi zitha kukhala kuti wokongoza ngongole amateteza chitetezo china, kuti zikuwoneka kuchokera pakuwunika mwachidule kuti zomwe zaphatikiza sizofunikira kapena kuti pakhala cholakwika mwanjira.
Zoyipa pakuphatikizika kopanda tsankho
Ngakhale kuti kugwirizana kwachiweruzo kumawoneka ngati njira yabwino, munthu ayeneranso kuganizira kuti pangakhale zotsatirapo pamene wina apempha kuti ayambe kuweruza mopepuka kwambiri. Panthawi yomwe chigamulo m'mabwalo akuluakulu omwe chigamulocho chikugwirizana nacho chikukanidwa, wobwereketsa yemwe wapereka lamulo la kugwirizanitsa adzakhala ndi udindo chifukwa cha kuwonongeka kwa wobwereketsa.
Kuphatikiza apo, milandu yophatikizira chigamulo imawononga ndalama (ganizirani za chindapusa cha bailiff, chindapusa cha khothi ndi chindapusa cha loya), osati zonse zomwe zidzabwezedwe ndi wobwereketsa. Kuphatikiza apo, wobwereketsa nthawi zonse amakhala ndi chiwopsezo choti palibe chomwe anganene, mwachitsanzo chifukwa pali chiwongola dzanja pamtengo womwe uli nawo womwe umaposa mtengo wake ndipo umakhala wofunikira pakuphedwa kapena - ngati kulumikizidwa ndi akaunti yakubanki - chifukwa palibe ndalama pa akaunti yakubanki ya wobwereketsa.
Lumikizanani
Ngati muli ndi mafunso ena kapena ndemanga mutawerenga nkhaniyi, omasuka kulankhulana ndi Mr. Ruby van Kersbergen, woyimira milandu ku Law & Zambiri kudzera ruby.van.kersbergen@lawandmore.nl kapena mr. Tom Meevis, loya-wamilandu pa Law & More kudzera tom.meevis@lawandmore.nl kapena tiyimbireni pa +31 (0)40-3690680.
